David Ramirez
$216,000$229,5002 bd2.5 ba1,064 sqft$203 /sqft$1,772 /mo all-in ↓

8946 WHITE SAGE LOOP, LAKEWOOD RANCH, FL, 34202

Active139 days on marketListed Mar 8, 2026MLS #A4684891

Priced 66% below the LAKEWOOD RANCH 34202 medianReduced $14KTownhouseWILLOWBROOK A CONDO PH 7 OR2332/4825

About this home

8946 WHITE SAGE LOOP

NEW PRICE REDUCTION!!! MOTIVATED SELLER! Offering a Lender paid temporary interest rate buydown with Luminate Bank. They are offering 1-0 rate buydown, reducing buyers interest rate by 1% in year 1, subject to qualification and lender approval. Welcome to this beautifully maintained three-story townhome in the gated community of Willowbrook in Lakewood Ranch, offering a perfect blend of comfort, style, and convenience. With NO CDD fees, Willowbrook remains one of the area’s most sought-after communities for full-time residents, seasonal homeowners, and investors alike. IMPACT WINDOWS THROUGHOUT! The ground level features a tandem two-car garage along with a screened lanai overlooking a peaceful wooded preserve, creating a private outdoor space to relax and enjoy Florida living. On the main living level, you’ll find an open-concept floor plan filled with natural light and sliding glass doors leading to a private balcony, the perfect spot for morning coffee or evening cocktails while taking in the tranquil preserve views. The kitchen is beautifully appointed with granite countertops, rich cherry cabinetry, and stainless steel appliances, flowing seamlessly into the living and dining areas. A convenient half bath is also located on this level. The top floor offers two spacious bedrooms, each with its own ensuite bathroom, providing privacy and comfort for residents and guests. The laundry room is thoughtfully located between the bedrooms for added convenience. This home features elegant BAMBOO flooring throughout, including the staircases and bedrooms. Willowbrook is ideal for a “lock-and-leave” lifestyle, with exterior maintenance covered by condo fees, which also include basic cable, water, and sewer. Located just minutes from Lakewood Ranch Main Street, UTC Mall, restaurants, shopping, medical facilities, and I-75, and only about 30 minutes from the world-famous Siesta Key Beach, this home places you close to everything the Sarasota lifestyle has to offer. Don’t miss this opportunity to own a beautiful townhome in one of Lakewood Ranch’s most desirable gated communities

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,064

Sqft

0 ac

Lot size

2

Garage

2010

Year built

Three Or More

Levels

$203

Per sqft

Park/Greenbelt & Trees/Woods viewPets allowed

Inside

FlooringBamboo · Ceramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCoffered Ceiling(s) · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Stone Counters
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Wood Frame
FoundationSlab
ViewPark/Greenbelt · Trees/Woods
FacesWest
ParkingGarage Door Opener · Tandem
ExteriorBalcony · Irrigation System · Sliding Doors

Community & fees

Taxes (2025)$2,943/yr
PetsYes
CommunityDeed Restrictions · Irrigation-Reclaimed Water · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,772 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,272
FHA mortgage insurance (est.)$96
Property tax — 2025 actual bill$245
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,560Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,560
Interest rate6.00%
Loan term

Estimated payment

$1,772/mo

Principal & interest$1,272
FHA mortgage insurance (est.)$96
Property taxes (actual bill)$245
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $216K
$205KedgeAI estimate $218,820 · range $213K$236K$245K

vs edgeAI estimate

−1.3%

$/sqft vs Lakewood Ranch actives

$203 vs $282

Days on market

139 vs 42 typical

Where $203/sqft sits among the 261 Lakewood Ranch actives

110 · this home
67
31
21
14
18
$196–265$265–333$333–402$402–471$471–539$539+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lakewood Ranch

Map of 8946 WHITE SAGE LOOP

Drive times from this address

Downtown Tampa57 min
Tampa Int’l Airport (TPA)68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Lakewood Ranch. See the full Lakewood Ranch guide →

LAKEWOOD RANCH 34202 — neighborhood snapshot

Population

27,237

Median age

54.2

Median income

$123,210

Median home value

$620,700

Avg household

2.51

Households w/ children

2,347

For the school run

Manatee County School District

ElementaryRobert Willis Elementary School★★★★
MiddleR. Dan Nolan Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Lakewood Ranch market

Seller’s marketSeller’s market3.0 months of inventoryBuyer’s market

$577K$615K

Lakewood Ranch median sold, yr/yr

96.9%

Sale-to-list ratio (12 mo)

114 of 261

Lakewood Ranch actives have cut their price

Median sold price, Lakewood Ranch, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 66% below the LAKEWOOD RANCH 34202 median. See the full Lakewood Ranch market guide →

Paper trail

This home's history

CurrentPrice reduced to $216,000 $14K
Mar 8, 2026Listed at $229,500 · 139 days on market since
2010Built · WILLOWBROOK A CONDO PH 7 OR2332/4825

Reality check

What actually sold near 8946 WHITE SAGE LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7593 PLANTATION CIRCLESold · Jan ’26

$250,000

7593 PLANTATION CIRCLE

2 bd · 2.5 ba · 1,156 sqft · $216/sqft · 211 DOM

7534 PLANTATION CIRCLESold · Mar ’26

$200,000

7534 PLANTATION CIRCLE

2 bd · 2.5 ba · 1,156 sqft · $173/sqft · 18 DOM

7576 PLANTATION CIRCLESold · Jul ’25

$255,000

7576 PLANTATION CIRCLE

2 bd · 2.5 ba · 1,156 sqft · $221/sqft · 81 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8946 WHITE SAGE LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8946 WHITE SAGE LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8946 WHITE SAGE LOOP FAQs

What would the monthly payment be for 8946 WHITE SAGE LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,772/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 8946 WHITE SAGE LOOP?+

The most recent tax bill on record (2025) was $2,943. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8946 WHITE SAGE LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Lakewood Ranch?+

At $216,000, this home is listed about 66% below the Lakewood Ranch median of $630,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8946 WHITE SAGE LOOP?+

Robert Willis Elementary School (elementary), R. Dan Nolan Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the LAKEWOOD RANCH 34202 market on paper

$216,000 is 66% below the LAKEWOOD RANCH 34202 median of $637,000, and at $203/sqft it sits under the Lakewood Ranch average of $329.

02Park/Greenbelt & Trees/Woods views

The park/greenbelt and trees/woods view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

139 days on market against a Lakewood Ranch median of 42 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Robert Willis Elementary School, R. Dan Nolan Middle School, Lakewood Ranch High School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $229,500, now $216,000 — a $14K cut. The full history is in the market section below.

Listing courtesy of PREFERRED SHORE LLC · Bonnie Schiavone. MLS #A4684891.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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