
1831 RIO VISTA TERRACE, PARRISH, FL, 34219
Active142 days on marketListed Mar 5, 2026MLS #A4684858
About this home
1831 RIO VISTA TERRACE
This extraordinary custom waterfront residence with a saltwater pool & spa in the Islands on the Manatee River blends luxury design, cutting-edge technology & direct boating access to the Gulf with no locks. Set on a private, nearly acre homesite, the impressive 131-foot-wide estate, completed in December 2024, offers 4,200 square feet of luxurious living space - with 7,200 total square feet under roof, including an expansive 8-car garage & large covered lanai space perfect for entertaining & enjoying the stunning water views. The home features 185 feet of waterfront living & a private dock with a 20,000-pound lift, making it a dream property for boating enthusiasts. Inside, the thoughtfully designed open-concept floor plan includes 4 bedrooms with en-suite baths, den/office, bonus room, half bathroom & storage room, all finished with exceptional craftsmanship including 11-foot ceilings, upgraded LVP flooring throughout, 8-foot solid wood doors with extra wide openings, crown molding, vaulted ceilings, wood accented ceilings, impact-resistant Anderson windows & PGT doors. The chef’s kitchen is the centerpiece of the home, showcasing Thermador appliances, a built-in double oven, gas range with griddle & downdraft vent, 60-inch Dacor column refrigerator/freezer, 42-inch shaker-style wood cabinetry with upper cabinets, large quartz island, farmhouse sink, hidden walk-in pantry, coffee station, a wet bar with wine refrigerator & additional sink. The adjoining living room features 14-foot vaulted ceilings, custom built-ins & a dramatic 24-by-10-foot pocket sliding glass door that opens seamlessly to the outdoor living area. Designed for true Florida living, the expansive lanai offers nearly 1,000 square feet of covered entertaining space, highlighted by a pool/spa with gas heater, panoramic screen enclosure, upgraded pavers, a fully equipped outdoor kitchen with Blaze grill & cooktop. Additional outdoor spaces include a fire pit, patio & beautifully landscaped yard. A spacious bonus room with zero-corner sliding impact glass doors, surround sound & water views provides the perfect space for entertaining. The luxurious primary suite features French doors to the lanai, large dual walk-in closets & a spa-inspired bathroom with freestanding tub, quartz vanities, walk-in shower with rain head & dual showerheads. Built with high-end systems & modern efficiency, the home includes two Navien tankless gas water heaters, a 500-gallon propane tank, whole-house water filtration, reverse osmosis drinking water system, Cat6 wiring throughout, multi-zone surround sound, security system with 4K cameras, powered Roman shades, Wi-Fi irrigation from a private well & automated landscape lighting. The oversized eight-car garage offers exceptional flexibility for car enthusiasts or storage, featuring epoxy floors, insulated hurricane-rated doors, spray foam attic insulation, Wi-Fi LiftMaster openers with cameras, EV charging & rear garage access to the backyard. Residents enjoy access to a community space with gym, great room, fire pit, bocce court, putting green & day dock. Optional golf memberships available at River Wilderness Golf & Country Club. Located 3 miles from Lakewood Ranch, with easy access to airports, shopping, dining & beaches. This property offers a rare opportunity to enjoy custom luxury, modern efficiency & direct Gulf boating access. A full feature sheet is available detailing the extensive enhancements throughout.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
4,209
Sqft
0.6 ac
Lot size
8
Garage
2024
Year built
One
Levels
$795
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$20,279 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$20,279/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+114.1%
$/sqft vs Parrish actives
$795 vs $204
Days on market
142 vs 42 typical
Where $795/sqft sits among the 400 Parrish actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside River Wilderness
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Parrish. See the full Parrish guide →
River Wilderness — neighborhood snapshot
Population
1,954
Median age
61
Median income
$103,085
Median home value
$537,200
Avg household
2
Households w/ children
121
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Parrish market
$395K → $411K
Parrish median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
212 of 400
Parrish actives have cut their price
Median sold price, Parrish, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 713% above the PARRISH 34219 median. See the full Parrish market guide →
Paper trail
This home's history
Reality check
What actually sold near 1831 RIO VISTA TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$3,250,000
1719 RIO VISTA TERRACE · same community
4 bd · 4.5 ba · 4,097 sqft · $793/sqft · 22 DOM
Sold · Feb ’26$3,175,000
1730 RIO VISTA TERRACE · same community
4 bd · 4.5 ba · 3,944 sqft · $805/sqft · 109 DOM
Sold · Jun ’26$2,325,000
1815 RIO VISTA TERRACE · same community
3 bd · 4 ba · 3,612 sqft · $644/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1831 RIO VISTA TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1831 RIO VISTA TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1831 RIO VISTA TERRACE FAQs
What would the monthly payment be for 1831 RIO VISTA TERRACE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $20,279/mo — principal and interest, the actual property-tax bill, the $344/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1831 RIO VISTA TERRACE?+
The association fee works out to $344 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1831 RIO VISTA TERRACE?+
The most recent tax bill on record (2024) was $5,449. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1831 RIO VISTA TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Parrish?+
At $3,348,000, this home is listed about 694% above the Parrish median of $421,470. The market section on this page shows how the area is trending.
Which schools are assigned to 1831 RIO VISTA TERRACE?+
Annie Lucy Williams Elementary School (elementary), Parrish Community High School (high), Buffalo Creek Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$3,348,000 runs 713% above the PARRISH 34219 median — but at 4,209 sqft it's also nearly twice the size of the typical Parrish listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
142 days on market against a Parrish median of 42 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Annie Lucy Williams Elementary School, Parrish Community High School, Buffalo Creek Middle School — Annie Lucy Williams Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $3,498,000, now $3,348,000 — a $150K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of THE AGENCY SARASOTA · Megan Finke. MLS #A4684858.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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