David Ramirez
$599,000$699,0003 bd3 ba2,562 sqft$234 /sqft$3,997 /mo all-in ↓

1600 1ST AVENUE W UNIT 506, BRADENTON, FL, 34205

Active154 days on marketListed Mar 4, 2026MLS #A4684800

Reduced $100KWaterfrontPrivate poolCondominiumRIVER OAKS APTS SEC A

About this home

1600 1ST AVENUE W UNIT 506

Double Unit ! Two units architecturally merged together. rare opportunity awaits at River Oaks — a unique waterfront community tucked away on Point Pleasant, yet just steps from the vibrant energy of downtown Bradenton. Walk outside your door and immerse yourself in festivals, farmers markets, live music events, the Riverwalk, and an ever-growing collection of restaurants and pubs — all part of downtown’s exciting and ongoing redevelopment. This beautifully combined double unit offers expansive living with 3 bedrooms plus a dedicated office. Thoughtfully redesigned with quality finishes throughout, the residence features an oversized Primary Suite complete with a private lounging area and its own balcony — the perfect retreat to take in breathtaking nightly sunsets over the Manatee River. River Oaks delivers resort-style amenities including a spacious clubhouse, sparkling pool, day dock, and pickleball courts. All of this in a location convenient to St. Petersburg and two major airports, making travel effortless. This is truly waterfront living with walkable downtown convenience — a rare combination in the heart of Bradenton.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,562

Sqft

1.1 ac

Lot size

1973

Year built

One

Levels

$234

Per sqft

Private poolWaterfrontWater viewNegotiable

Inside

FlooringCarpet · Hardwood
AppliancesDishwasher · Disposal · Dryer · Range Hood · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s)
LaundrySame Floor As Condo Unit
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofOther
ConstructionBlock
FoundationSlab
ViewWater
FacesSouth
ExteriorHurricane Shutters · Sidewalk · Tennis Court(s)

Community & fees

Taxes (2024)$4,564/yr
PetsCats OK, Dogs OK, Number Limit
CommunityRiver · Water Access · Waterfront · Clubhouse · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,997 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property tax — 2024 actual bill$380
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,900
Interest rate6.00%
Loan term

Estimated payment

$3,997/mo

Principal & interest$3,232
PMI (est., until 20% equity)$225
Property taxes (actual bill)$380
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$234 vs $248

Days on market

154 vs 55 typical

Where $234/sqft sits among the 400 Bradenton actives

107
105 · this home
85
48
22
33
$125–191$191–256$256–322$322–388$388–453$453+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Point Pleasant

Map of 1600 1ST AVENUE W UNIT 506 inside its neighborhood boundary

Drive times from this address

Downtown Tampa50 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Point Pleasant — neighborhood snapshot

Population

580

Median age

75

Median income

$57,778

Median home value

$240,400

Avg household

2

Households w/ children

42%

For the school run

Manatee County School District

ElementaryBallard Elementary School★★★★
HighManatee High School★★★★★
MiddleMartha B. King Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

213 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 234% above the BRADENTON 34205 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $599,000 $100K
Mar 4, 2026Listed at $699,000 · 154 days on market since
1973Built · RIVER OAKS APTS SEC A

Reality check

What actually sold near 1600 1ST AVENUE W UNIT 506

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1600 1ST AVENUE W UNIT 102ASold · Mar ’26

$279,000

1600 1ST AVENUE W UNIT 102A · same community

2 bd · 2 ba · 1,221 sqft · $229/sqft · 82 DOM

1600 1ST AVENUE W UNIT 304ASold · Dec ’25

$190,000

1600 1ST AVENUE W UNIT 304A · same community

1 bd · 1 ba · 981 sqft · $194/sqft · 18 DOM

1810 28TH STREET WSold · Oct ’25

$543,000

1810 28TH STREET W

3 bd · 2 ba · 2,644 sqft · $205/sqft · 453 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1600 1ST AVENUE W UNIT 506 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1600 1ST AVENUE W UNIT 506 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1600 1ST AVENUE W UNIT 506 FAQs

What would the monthly payment be for 1600 1ST AVENUE W UNIT 506?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,997/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1600 1ST AVENUE W UNIT 506?+

The most recent tax bill on record (2024) was $4,564. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1600 1ST AVENUE W UNIT 506?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $599,000, this home is listed about 54% above the Bradenton median of $389,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1600 1ST AVENUE W UNIT 506?+

Ballard Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$599,000 runs 234% above the BRADENTON 34205 median — but at 2,562 sqft it's also 64% larger than the typical Bradenton listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

154 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $699,000, now $599,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of BOYD REALTY · Jayne Kocher. MLS #A4684800.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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