18048 JAVA ISLE DRIVE, TAMPA, FL, 33647
Active134 days on marketListed Mar 8, 2026MLS #A4684711
About this home
18048 JAVA ISLE DRIVE
Welcome to this Lakefront haven located in the highly desirable community of Cory Lake Isles. Rarely does an opportunity evolve so beautifully. Originally offered as a diamond in the rough, this stunning waterfront residence is currently in the process of undergoing a total transformation. The seller has cleared the path to effortless waterfront living by installing a brand-new roof, a designer-curated exterior paint palette, and stylish modern upgrades throughout. The new price reflects a move-in-ready sanctuary where the only thing left for you to do is enjoy the view. Experience the perfect blend of a prime lakefront location and the 'new home' feel you’ve been waiting for. Upgrades also include a newly painted and carpeted interior with a new range, dishwasher, exterior side door, flush mount lighting, and garage motor. The beauty of the lot offers expansive views of the lake from the screened porch, living areas, and multiple bedrooms, as well as a dock, that offers the utmost in onsite boating convenience. This amenities rich community includes a resort style heated swimming pool, fitness center, tennis and pickleball courts, basketball court, playground, volleyball, a soccer field, a field hockey rink, and clubhouse. The location is convenient to I75, USF, Moffit Center, the VA Hospital, Wiregrass Mall, dining and so much more! Secure this home now and step into a polished interior backed by the structural peace of mind of major recent improvements. Don't wait - call today for an appointment to view and take advantage of this tremendous opportunity to make it your own.
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
2,888
Sqft
0.17 ac
Lot size
2
Garage
2006
Year built
Two
Levels
$220
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,856 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,856/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29%
$/sqft vs Tampa actives
$220 vs $306
Days on market
134 vs 33 typical
Where $220/sqft sits among the 400 Tampa actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cory Lake Isles
Get to know Tampa. See the full Tampa guide →
Cory Lake Isles — neighborhood snapshot
Population
2,714
Median age
44
Median income
$205,018
Median home value
$711,583
Avg household
3
Households w/ children
354
For the school run
Hillsborough County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Tampa market
$430K → $455K
Tampa median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
176 of 400
Tampa actives have cut their price
Median sold price, Tampa, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% above the TAMPA 33647 median. See the full Tampa market guide →
Paper trail
This home's history
Reality check
What actually sold near 18048 JAVA ISLE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$550,000
10921 CORY LAKE DRIVE · same community
4 bd · 3.5 ba · 2,900 sqft · $190/sqft · 61 DOM
Sold · Oct ’25$585,000
18036 JAVA ISLE DRIVE · same community
3 bd · 2 ba · 1,937 sqft · $302/sqft · 64 DOM
Sold · Mar ’26$580,000
18005 MALAKAI ISLE DRIVE
4 bd · 3.5 ba · 2,888 sqft · $201/sqft · 130 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18048 JAVA ISLE DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18048 JAVA ISLE DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
18048 JAVA ISLE DRIVE FAQs
What would the monthly payment be for 18048 JAVA ISLE DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,856/mo — principal and interest, the actual property-tax bill, the $26/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 18048 JAVA ISLE DRIVE?+
The association fee works out to $26 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 18048 JAVA ISLE DRIVE?+
The most recent tax bill on record (2025) was $12,061. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18048 JAVA ISLE DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Tampa?+
At $635,000, this home is listed about 37% above the Tampa median of $464,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18048 JAVA ISLE DRIVE?+
Benito Middle School (middle), Pride Elementary School (elementary), Wharton High School (high), Patricia Sullivan Metropolitan Ministries Partnership School (elementary) — Hillsborough County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$635,000 runs 62% above the TAMPA 33647 median — but at 2,888 sqft it's also nearly twice the size of the typical Tampa listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
134 days on market against a Tampa median of 33 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Benito Middle School, Pride Elementary School, Wharton High School, Patricia Sullivan Metropolitan Ministries Partnership School — Benito Middle School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of SHOWTIME REALTY · Jennifer Bennett. MLS #A4684711.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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