15127 REEF LANE, BONITA SPRINGS, FL, 34135
Active162 days on marketListed Mar 3, 2026MLS #A4684684
About this home
15127 REEF LANE
Escape the winter blues and discover your slice of sunshine in beautiful Bonita Springs, located in the highly sought-after SW Florida area. Whether you’re searching for the perfect seasonal retreat or a full-time residence, this waterfront home offers the ideal blend of comfort, style, and low-maintenance living. New HVAC 2025. Enjoy tranquil lake views and a charming coastal-inspired design with a light, airy feel throughout. The open-concept floor plan is perfect for entertaining, featuring two bedrooms plus a versatile den that can easily serve as a third bedroom or home office. The extended lanai with desirable southern exposure provides sunlight throughout the day—an inviting space for morning coffee, evening cocktails, or simply relaxing and enjoying the peaceful waterfront setting. Residents enjoy abundant community amenities with low HOA fees, making it easy to embrace an active lifestyle, build social connections, or simply unwind in the Florida sunshine. This home is close to beaches, shopping and 15 minutes to RSW SW FL International Airport.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,392
Sqft
0.13 ac
Lot size
2
Garage
2014
Year built
One
Levels
$330
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,905 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,905/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bonita Springs actives
$330 vs $295
Days on market
162 vs 41 typical
Where $330/sqft sits among the 15 Bonita Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Village Walk Of Bonita Springs
Get to know Bonita Springs. See the full Bonita Springs guide →
Village Walk Of Bonita Springs — neighborhood snapshot
Population
2,021
Median age
64
Median income
$63,202
Median home value
$533,933
Avg household
2
Households w/ children
53%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bonita Springs market
$758K → $612K
Bonita Springs median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
5 of 15
Bonita Springs actives have cut their price
Median sold price, Bonita Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2% above the BONITA SPRINGS 34135 median. See the full Bonita Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 15127 REEF LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$612,000
16137 BONITA LANDING CIRCLE
3 bd · 3 ba · 1,852 sqft · $330/sqft · 72 DOM
Sold · Apr ’26$407,500
15009 AUK WAY
3 bd · 3 ba · 1,868 sqft · $218/sqft · 3 DOM
Sold · Apr ’26$1,237,500
28688 SICILY LOOP
3 bd · 4 ba · 3,354 sqft · $369/sqft · 239 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15127 REEF LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15127 REEF LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
15127 REEF LANE FAQs
What would the monthly payment be for 15127 REEF LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,905/mo — principal and interest, the actual property-tax bill, the $496/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15127 REEF LANE?+
The association fee works out to $496 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15127 REEF LANE?+
The most recent tax bill on record (2025) was $4,047. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15127 REEF LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bonita Springs?+
At $460,000, this home is listed about 16% below the Bonita Springs median of $550,000. The market section on this page shows how the area is trending.
Which schools are assigned to 15127 REEF LANE?+
Bonita Springs Elementary School (elementary), Bonita Springs High School (high), Bonita Springs Middle Center For The Arts (middle), Spring Creek Elementary School (elementary), Pinewoods Elementary School (elementary), Estero High School (high), Three Oaks Elementary School (elementary), Three Oaks Middle School (middle), San Carlos Park Elementary School (elementary), Rayma C. Page Elementary School (elementary), South Fort Myers High School (high), Lexington Middle School (middle) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
02Time on market is leverage
162 days on market against a Bonita Springs median of 41 — sellers in this position are usually ready to negotiate.
03Strong assigned schools
Bonita Springs Elementary School, Bonita Springs High School, Bonita Springs Middle Center For The Arts, Spring Creek Elementary School, Pinewoods Elementary School, Estero High School, Three Oaks Elementary School, Three Oaks Middle School, San Carlos Park Elementary School, Rayma C. Page Elementary School, South Fort Myers High School, Lexington Middle School — Pinewoods Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $475,000, now $460,000 — a $15K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Yvonne Ravenelle. MLS #A4684684.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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