1780 PHILLIPPI SHORES DRIVE UNIT A3-22, SARASOTA, FL, 34231
Active162 days on marketListed Mar 1, 2026MLS #A4684450
About this home
1780 PHILLIPPI SHORES DRIVE UNIT A3-22
At Phillippi Harbor Club, your boat is stored inside a hurricane-rated building designed for maximum protection and security, giving you confidence and peace of mind year-round. The monthly fees are competitively priced, allowing you to enjoy premium amenities without overspending. Membership includes convenient valet launch service, discounted fuel, wash-down stations, shower facilities, service racks, professional detailing options, and your own private assigned locker. The rack measures 32'Lx10'Wx9.5'H. The facility is situated on sheltered waters along beautiful Philippi Creek, the club offers direct access with no bridges between you and the Intracoastal Waterway, making departures quick and effortless. You can reach the Intracoastal in roughly four minutes and the Gulf of Mexico in about twenty minutes. More than just boat storage, Phillippi Harbor Club provides a welcoming environment for boaters who appreciate convenience, protection, and community.
Facts & features
The home at a glance
1.75 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$731 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$731/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34231 — neighborhood snapshot
Population
32,203
Median age
55.1
Median income
$69,721
Median home value
$363,400
Avg household
2.03
Households w/ children
2,803
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$475K → $493K
Sarasota median sold, yr/yr
95.2%
Sale-to-list ratio (12 mo)
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 62% below the SARASOTA 34231 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 1780 PHILLIPPI SHORES DRIVE UNIT A3-22
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$68,500
1780 PHILLIPPI SHORES DRIVE UNIT A3-16 · same community
79 DOM
Sold · Jan ’26$270,000
1780 PHILLIPPI SHORES DRIVE UNIT E2-57 · same community
7 DOM
Sold · May ’26$67,500
1780 PHILLIPPI SHORES DRIVE UNIT A3-14 · same community
5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1780 PHILLIPPI SHORES DRIVE UNIT A3-22 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1780 PHILLIPPI SHORES DRIVE UNIT A3-22 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1780 PHILLIPPI SHORES DRIVE UNIT A3-22 FAQs
What would the monthly payment be for 1780 PHILLIPPI SHORES DRIVE UNIT A3-22?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $731/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1780 PHILLIPPI SHORES DRIVE UNIT A3-22?+
The most recent tax bill on record (2025) was $547. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sarasota?+
At $83,000, this home is listed about 85% below the Sarasota median of $559,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1780 PHILLIPPI SHORES DRIVE UNIT A3-22?+
Phillippi Shores Elementary School (elementary), Riverview High School (high), Brookside Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Under the SARASOTA 34231 market on paper
$83,000 is 62% below the SARASOTA 34231 median of $219,000.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
162 days on market against a Sarasota median of 63 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Phillippi Shores Elementary School, Riverview High School, Brookside Middle School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $95,000, now $83,000 — a $12K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DENISE OYLER PA · Denise Oyler. MLS #A4684450.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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