David Ramirez
$2,350,0003 bd3 ba2,485 sqft$946 /sqft$14,754 /mo all-in ↓

2165 GULF OF MEXICO DRIVE UNIT 115, LONGBOAT KEY, FL, 34228

Active172 days on marketListed Feb 28, 2026MLS #A4684194

WaterfrontFully furnishedCondominiumVILLA DI LANCIA PH 1

About this home

2165 GULF OF MEXICO DRIVE UNIT 115

Experience and enjoy breathtaking, unobstructed Gulf views from this exceptional “walk-down” corner 3-bedroom 3-bath residence in the prestigious Villa Di Lancia community on South Longboat Key. Fully updated and spanning 2,485 sq. ft., this residence feels like its own private beachfront home. Upon entering from the semi-private elevator lobby, you are welcomed into an open and light-filled floor plan with soaring 10-foot ceilings and expansive walls of glass. As one of the most desirable corner residences in the community, this residence showcases panoramic Gulf views from nearly every room, which can be enjoyed by an additional wall of windows that flood the interior with natural light. The expansive great room connects to a nearly 500 sq. ft. covered terrace — your front-row seat to spectacular sunsets over turquoise waters! The terrace also has a private staircase allowing direct access to the beach and Gulf-front pool and spa, creating a rare and seamless indoor-outdoor lifestyle. The updated eat-in kitchen features a serving bar, walk-in pantry, full laundry room, and generous storage. The split floor plan allows owners and guests alike to enjoy quiet privacy. The primary suite is a true retreat, complete with direct Gulf views, private terrace access, spacious closets, and a large en-suite bath. The guest wing includes a second en-suite bedroom, as well as a third bedroom or a convenient and flexible den space with an adjacent bath. Villa Di Lancia is an exclusive boutique community with only 38 residences with resort-style amenities. Relax by the heated Gulf-front pool and spa, or enjoy friendly competition on the Har-Tru tennis and pickleball courts, as well as a state-of-the-art fitness center and steam room. Resort-style living has been effortlessly achieved throughout the community, including the newly updated clubhouse, social room and kitchen, on-site management, 24-hour manned gate, EV charging station, secure under-building parking, guest parking, and a private storage room. This welcoming community is both pet-friendly and impeccably maintained. Ideally located on the southern end of Longboat Key, residents enjoy proximity to fine and casual dining, golf, marinas, shopping, St. Armands Circle, and Sarasota’s cultural attractions. Residences here are rarely available. This is a rare opportunity to own a luxurious beachfront sanctuary and experience refined coastal living at its finest. This residence feels like a beautiful private home on the beach!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,485

Sqft

6.81 ac

Lot size

1996

Year built

One

Levels

$946

Per sqft

WaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Travertine
AppliancesDishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Solid Surface Counters · Solid Wood Cabinets · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewPool · Water
FacesEast
ParkingAssigned · Underground
ExteriorBalcony · Irrigation System · Sliding Doors

Community & fees

Taxes (2025)$12,382/yr
PetsCats OK, Dogs OK, Yes
CommunityGulf/Ocean Front · Water Access · Waterfront · Fitness Center · Pool

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public
WaterPrivate

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$14,754 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$12,680
PMI (est., until 20% equity)$881
Property tax — 2025 actual bill$1,032
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $235,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $235,000
Interest rate6.00%
Loan term

Estimated payment

$14,754/mo

Principal & interest$12,680
PMI (est., until 20% equity)$881
Property taxes (actual bill)$1,032
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $2.4M
$1.3MedgeAI estimate $1,647,886 · range $1.3M$1.7M$2.4M

vs edgeAI estimate

+42.6%

$/sqft vs Longboat Key actives

$946 vs $682

Days on market

172 vs 94 typical

Where $946/sqft sits among the 243 Longboat Key actives

109
62
34 · this home
13
8
17
$369–652$652–936$936–1220$1220–1503$1503–1787$1787+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 2165 GULF OF MEXICO DRIVE UNIT 115

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketBalanced5.5 months of inventoryBuyer’s market

$820K$1.4M

Longboat Key median sold, yr/yr

93.1%

Sale-to-list ratio (12 mo)

105 of 243

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 276% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Feb 28, 2026Listed at $2,350,000 · 172 days on market since
1996Built · VILLA DI LANCIA PH 1

Reality check

What actually sold near 2165 GULF OF MEXICO DRIVE UNIT 115

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2165 GULF OF MEXICO DRIVE UNIT 114Sold · Jan ’26

$2,000,000

2165 GULF OF MEXICO DRIVE UNIT 114 · same community

3 bd · 3 ba · 2,448 sqft · $817/sqft · 147 DOM

571 RANGER LANESold · Jul ’26

$3,100,000

571 RANGER LANE

4 bd · 3 ba · 2,500 sqft · $1,240/sqft · 0 DOM

571 BIRDIE LANESold · Nov ’25

$2,800,000

571 BIRDIE LANE

3 bd · 3 ba · 2,626 sqft · $1,066/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2165 GULF OF MEXICO DRIVE UNIT 115 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2165 GULF OF MEXICO DRIVE UNIT 115 — before you fall in love.

See it in person

Schedule a tour

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Straight answers

2165 GULF OF MEXICO DRIVE UNIT 115 FAQs

What would the monthly payment be for 2165 GULF OF MEXICO DRIVE UNIT 115?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $14,754/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2165 GULF OF MEXICO DRIVE UNIT 115?+

The most recent tax bill on record (2025) was $12,382. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2165 GULF OF MEXICO DRIVE UNIT 115?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $2,350,000, this home is listed about 147% above the Longboat Key median of $950,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2165 GULF OF MEXICO DRIVE UNIT 115?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$2,350,000 runs 276% above the LONGBOAT KEY 34228 median — but at 2,485 sqft it's also 65% larger than the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Judy Kepecz-Hays. MLS #A4684194.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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