6204 HERITAGE LANE, BRADENTON, FL, 34209
Active139 days on marketListed Mar 6, 2026MLS #A4684075
About this home
6204 HERITAGE LANE
Virtually Staged. Welcome to easy Florida living in Cambridge Village West. Tucked away on a quiet cul-de-sac in this 55+ community, this charming 2 bedroom 2 bath home offers comfort, great upgrades and a relaxing lifestyle. The 2024 freshly painted exterior and well kept landscaping create inviting curb appeal. Inside you'll notice very attractive wood laminate floors that flow throughout the house. The living space which is bright and welcoming opens to the back where sliding glass doors lead to an extra large 10' x 24' air conditioned Florida room for year round comfort. Upgrades include a 2022 air conditioner, 2024 hot water heater, 2025 LiftMaster garage door, 2022 gutters and downspouts and whole home surge protector wired directly into the electrical panel system. Residents that live here enjoy socializing and making new friendships when gathering at the Clubhouse with its kitchen, library, heated pool, shuffleboard courts and outdoor grilling area. Monthly fees are an OUTSTANDING $293 a month which includes cable, Wi-Fi, community amenities and maintenance of the lush landscaping that adds to the appeal of this neighborhood. Best of all, you're just 5 miles from Bradenton's beautiful famous beaches and conveniently close to shopping, restaurants and literally right down the road from LC Blake Hospital. This may be exactly what you've been waiting for!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,443
Sqft
0.23 ac
Lot size
1
Garage
1989
Year built
One
Levels
$180
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,198 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,198/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−35.3%
Days on market
139 vs 53 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% below the Bradenton median. See the full Bradenton market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 6204 HERITAGE LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 6204 HERITAGE LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
6204 HERITAGE LANE FAQs
What would the monthly payment be for 6204 HERITAGE LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,198/mo — principal and interest, the actual property-tax bill, the $293/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 6204 HERITAGE LANE?+
The association fee works out to $293 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 6204 HERITAGE LANE?+
The most recent tax bill on record (2025) was $1,199. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 6204 HERITAGE LANE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $259,900, this home is listed about 34% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Under the Bradenton market on paper
$259,900 is 34% below the Bradenton median of $395,740, and at $180/sqft it sits under the Bradenton average of $264.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
139 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $294,900, now $259,900 — a $35K cut. The full history is in the market section below.
Listing courtesy of WAGNER REALTY · Sherry Flathman. MLS #A4684075.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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