David Ramirez
$499,999$515,0003 bd2 ba1,869 sqft$268 /sqft$3,627 /mo all-in ↓

8150 INDIGO RIDGE TERRACE, UNIVERSITY PARK, FL, 34201

Active137 days on marketListed Mar 24, 2026MLS #A4683805

Reduced $15KSingle Family ResidenceUNIVERSITY PLACE

About this home

8150 INDIGO RIDGE TERRACE

This beautifully maintained single-story home, built by Bruce Williams, offers 3 bedrooms, 2 bathrooms, and approximately 1,900 square feet of living space. Enjoy a desirable southern rear exposure with an abundance of updated IMPACT WINDOWS that fill the home with natural light while showcasing peaceful preserve views with no homes behind you. The property features a PAVER BRICK DRIVEWAY and a screened, EXTENDED PAVER BRICK caged lanai—perfect for relaxing or entertaining in a private outdoor setting. Major updates include a NEW ROOF (2022), UPDATED A/C (2018), and IMPACT WINDOWS (2021), providing both comfort and peace of mind. Inside, the home boasts solid surface flooring throughout, with ceramic tile in the main living areas and engineered hardwood flooring in the bedrooms. FRESH NEUTRAL PAINT enhances the main living and kitchen spaces, creating a bright and inviting atmosphere. The kitchen is well-appointed with wood cabinetry featuring convenient rollout drawers, an updated stainless steel appliance package, quartz countertops, and a large center island ideal for gathering. Crown molding adds an elegant touch throughout the main living areas, while the thoughtfully designed split floor plan offers privacy, with guest bedrooms and bath on one side and a spacious primary suite with walk-in closet on the other. Located in the highly desirable gated community of University Place, residents enjoy an array of resort-style amenities including two neighborhood pools, a relaxing spa, a fully equipped fitness center, scenic walking trails, and outdoor summer kitchens perfect for gatherings with friends and neighbors. The location is truly exceptional, offering convenient access to Sarasota, its beautiful Gulf beaches, Siesta Key, Longboat Key, Lido Key and Anna Marie Island, Bradenton, and vibrant downtown St. Petersburg. You’ll also appreciate being just minutes from Sarasota-Bradenton International Airport and an abundance of premier shopping and dining at The Mall at University Town Center.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,869

Sqft

0.14 ac

Lot size

2

Garage

2004

Year built

One

Levels

$268

Per sqft

Trees/Woods view

Inside

FlooringCeramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ParkingDriveway · Garage Door Opener
ExteriorIrrigation System · Private Mailbox · Rain Gutters · Sliding Doors

Community & fees

HOA fee$112/mo
Taxes (2024)$2,290/yr
PetsBreed Restrictions, Cats OK, Dogs OK
CommunityBuyer Approval Required · Deed Restrictions · Fitness Center · Gated Community - No Guard · Playground · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,627 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property tax — 2024 actual bill$191
HOA fee — from the listing$112
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $17,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $17,500
Interest rate6.00%
Loan term

Estimated payment

$3,627/mo

Principal & interest$2,943
FHA mortgage insurance (est.)$221
Property taxes (actual bill)$191
HOA / condo fee$112
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $500K
$480KedgeAI estimate $520,521 · range $513K$533K$554K

vs edgeAI estimate

−3.9%

$/sqft vs University Park actives

$268 vs $334

Days on market

137 vs 100 typical

Where $268/sqft sits among the 34 University Park actives

8 · this home
11
5
4
2
4
$208–275$275–343$343–410$410–478$478–546$546+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside University Place

Map of 8150 INDIGO RIDGE TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa52 min
Tampa Int’l Airport (TPA)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know University Park. See the full University Park guide →

University Place — neighborhood snapshot

Population

664

Median age

56

Median income

$120,826

Median home value

$557,800

Avg household

2

Households w/ children

49%

For the school run

Manatee County School District

MiddleBraden River Middle School★★★★★
HighBraden River High School★★★★★
ElementaryRobert Willis Elementary School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The University Park market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$678K$712K

University Park median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

19 of 34

University Park actives have cut their price

Median sold price, University Park, trailing 36 months (3-month rolling) · live MLS data.

Paper trail

This home's history

CurrentPrice reduced to $499,999 $15K
Mar 24, 2026Listed at $515,000 · 137 days on market since
2004Built · UNIVERSITY PLACE

Reality check

What actually sold near 8150 INDIGO RIDGE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8134 COATES ROW PLACESold · Nov ’25

$415,000

8134 COATES ROW PLACE · same community

3 bd · 2 ba · 1,830 sqft · $227/sqft · 64 DOM

8121 INDIGO RIDGE TERRACESold · May ’26

$570,000

8121 INDIGO RIDGE TERRACE · same community

3 bd · 2 ba · 2,073 sqft · $275/sqft · 16 DOM

7351 MEETING STREETSold · Aug ’25

$455,000

7351 MEETING STREET · same community

3 bd · 2 ba · 2,116 sqft · $215/sqft · 87 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8150 INDIGO RIDGE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8150 INDIGO RIDGE TERRACE — before you fall in love.

See it in person

Schedule a tour

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Straight answers

8150 INDIGO RIDGE TERRACE FAQs

What would the monthly payment be for 8150 INDIGO RIDGE TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,627/mo — principal and interest, the actual property-tax bill, the $112/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8150 INDIGO RIDGE TERRACE?+

The association fee works out to $112 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8150 INDIGO RIDGE TERRACE?+

The most recent tax bill on record (2024) was $2,290. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8150 INDIGO RIDGE TERRACE?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in University Park?+

At $499,999, this home is listed about 30% below the University Park median of $710,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8150 INDIGO RIDGE TERRACE?+

Braden River Middle School (middle), Braden River High School (high), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Trees/Woods views

The trees/woods view is part of what you're buying — views hold value independently of the structure.

02Strong assigned schools

Braden River Middle School, Braden River High School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.

03The price has already moved

Listed at $515,000, now $499,999 — a $15K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Tami Cashi. MLS #A4683805.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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