7604 PLANTATION CIRCLE UNIT 7604, UNIVERSITY PARK, FL, 34201
Active158 days on marketListed Feb 27, 2026MLS #A4683804
About this home
7604 PLANTATION CIRCLE UNIT 7604
Welcome to this delightful two-story townhouse in University Park — a coastal-inspired, maintenance-free retreat in a gated community. Bright and airy, the 1,168 sq. ft. floorplan offers 2 generously sized bedrooms, 2.5 baths, ONE CAR GARAGE and thoughtful storage including an under-stair closet, linen closet and in-unit laundry. The main level features an open living/dining area, convenient half bath and a private screened patio ideal for morning coffee or evening relaxation. Upstairs are two primary suites with walk-in closets and en-suite baths for true comfort and privacy. Additionally, this unit provides an attached one-car garage, extra parking spaces, coastal-style construction, community-wide new roofs and LOW HOA fees — exceptional value in today’s market. Residents enjoy a clubhouse, sparkling heated pool, fitness center and scenic walking trails for an active, carefree lifestyle. Unbeatable location — minutes to UTC Mall, Whole Foods, Benderson Park, I-75 and easy access to Sarasota-Bradenton International Airport. Enjoy nearby golf, tennis and pickleball facilities, plus quick trips to award-winning beaches including Siesta Key, #1 in the USA and #4 in the world, Lido Key, Longboat Key and Anna Maria Island. Ideal for first-time buyers, seasonal residents or anyone seeking a stress-free Florida lifestyle. Shopping abounds with Detweilers, Fresh Market, Whole Foods, Trader Joes, Publix within a 1 mile radius....every store and restaurant you can imagine is a short walk, bike ride or drive from the gates of your Florida Paradise!
Facts & features
The home at a glance
2
Bedrooms
2.5
Bathrooms
1,156
Sqft
1
Garage
2003
Year built
Two
Levels
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,330 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,330/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+16.4%
$/sqft vs University Park actives
$208 vs $324
Days on market
158 vs 94 typical
Where $208/sqft sits among the 34 University Park actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside University Park
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know University Park. See the full University Park guide →
UNIVERSITY PARK 34201 — neighborhood snapshot
Population
3,993
Median age
69.3
Median income
$124,000
Median home value
$621,700
Avg household
2.13
Households w/ children
190
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The University Park market
$678K → $805K
University Park median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
20 of 34
University Park actives have cut their price
Median sold price, University Park, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 46% below the UNIVERSITY PARK 34201 median. See the full University Park market guide →
Paper trail
This home's history
Reality check
What actually sold near 7604 PLANTATION CIRCLE UNIT 7604
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$440,000
5691 BEAURIVAGE AVENUE
2 bd · 2 ba · 1,525 sqft · $289/sqft · 82 DOM
Sold · Apr ’26$390,000
5667 BEAURIVAGE AVENUE
2 bd · 2 ba · 1,530 sqft · $255/sqft · 10 DOM
Sold · Jan ’26$355,000
5766 BEAURIVAGE AVENUE
2 bd · 2 ba · 1,568 sqft · $226/sqft · 81 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 7604 PLANTATION CIRCLE UNIT 7604 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7604 PLANTATION CIRCLE UNIT 7604 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
7604 PLANTATION CIRCLE UNIT 7604 FAQs
What would the monthly payment be for 7604 PLANTATION CIRCLE UNIT 7604?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,330/mo — principal and interest, the actual property-tax bill, the $361/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 7604 PLANTATION CIRCLE UNIT 7604?+
The association fee works out to $361 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 7604 PLANTATION CIRCLE UNIT 7604?+
The most recent tax bill on record (2025) was $3,475. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7604 PLANTATION CIRCLE UNIT 7604?+
The listing reports pets: Breed Restrictions, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in University Park?+
At $240,000, this home is listed about 64% below the University Park median of $675,000. The market section on this page shows how the area is trending.
Which schools are assigned to 7604 PLANTATION CIRCLE UNIT 7604?+
Braden River Middle School (middle), Braden River High School (high), Robert Willis Elementary School (elementary) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the UNIVERSITY PARK 34201 market on paper
$240,000 is 46% below the UNIVERSITY PARK 34201 median of $447,000, and at $208/sqft it sits under the University Park average of $352.
02Strong assigned schools
Braden River Middle School, Braden River High School, Robert Willis Elementary School — Robert Willis Elementary School rates 4 of 5. Always verify assignments with the district.
03The price has already moved
Listed at $249,900, now $240,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Tami Cashi. MLS #A4683804.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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