David Ramirez
$5,249,000$5,750,0008 bd9 ba4,681 sqft$1,121 /sqft$33,604 /mo all-in ↓

316 BEACH ROAD, SARASOTA, FL, 34242

Active149 days on marketListed Feb 25, 2026MLS #A4683801

Reduced $501KPrivate poolFully furnishedSingle Family ResidenceSARASOTA BEACH

About this home

316 BEACH ROAD

Just steps from the shoreline, this coastal home offers deeded beach access and sweeping panoramic views of the Gulf. Completely remodeled in 2021, the property lives and performs like new construction, blending modern coastal design with durable, rental-ready finishes throughout. Thoughtfully designed across three living levels and serviced by a private elevator, the home features 8 bedrooms, 8 full baths, and 2 half baths, with expansive gathering spaces suited for both everyday living and hosting. With a proven track record as a high-performing short-term rental, the property generates approximately $400,000 to $500,000 annually, offering strong income potential alongside its lifestyle appeal. The top floor serves as the heart of the home, where the main kitchen and primary living area open directly to a Gulf-facing balcony showcasing breathtaking, unobstructed water views. This elevated vantage point creates a stunning backdrop for daily living, with the kitchen, dining space, and great room all positioned to take in the scenery. A secondary club room with wet bar provides an additional space to gather, while multiple balconies throughout the home frame the coastal setting from different vantage points, including select bedroom suites. Below, the outdoor living space features a private pool and integrated spa surrounded by lush landscaping, along with a fully equipped outdoor kitchen with built-in grill, refrigeration, and dining area. All eight bedroom suites offer ensuite baths and generous accommodations, with several enjoying Gulf views and private balcony access. Located near beach access and Siesta Key Village, this is a rare opportunity to own a fully renovated coastal home that delivers both luxury living and compelling investment performance.

Facts & features

The home at a glance

8

Bedrooms

9

Bathrooms

4,681

Sqft

0.13 ac

Lot size

2

Garage

1996

Year built

Three Or More

Levels

$1,121

Per sqft

Private poolFurnished

Inside

FlooringLuxury Vinyl · Tile
AppliancesBar Fridge · Convection Oven · Dishwasher · Disposal · Dryer · Freezer · Ice Maker · Microwave · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Open Floorplan · Thermostat · Vaulted Ceiling(s) · Wet Bar
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Concrete
FoundationPillar/Post/Pier · Slab
FacesEast
ExteriorBalcony · Hurricane Shutters · Lighting · Outdoor Grill · Outdoor Kitchen · Private Mailbox · Sliding Doors · Storage

Community & fees

Taxes (2025)$37,822/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$33,604 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$28,323
PMI (est., until 20% equity)$1,968
Property tax — 2025 actual bill$3,152
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $524,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $524,900
Interest rate6.00%
Loan term

Estimated payment

$33,604/mo

Principal & interest$28,323
PMI (est., until 20% equity)$1,968
Property taxes (actual bill)$3,152
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs SARASOTA BEACH

$1,121 vs $1,188

Days on market

149 vs 58 typical

Where $1,121/sqft sits among the 11 homes for sale in SARASOTA BEACH

2
1
2
4 · this home
1
1
$405–641$641–876$876–1112$1112–1347$1347–1583$1583+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 316 BEACH ROAD

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

2 of 11

SARASOTA BEACH have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 950% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,249,000 $501K
Feb 25, 2026Listed at $5,750,000 · 149 days on market since
1996Built · SARASOTA BEACH

Reality check

What actually sold near 316 BEACH ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

605 AVENIDA DE MAYOSold · May ’26

$2,000,000

605 AVENIDA DE MAYO · same community

5 bd · 4 ba · 4,210 sqft · $475/sqft · 47 DOM

2 ISLAND CIRCLESold · Apr ’26

$1,400,000

2 ISLAND CIRCLE · same community

5 bd · 4 ba · 3,855 sqft · $363/sqft · 204 DOM

5512 AVENIDA DEL MARESold · Feb ’26

$1,640,000

5512 AVENIDA DEL MARE · same community

4 bd · 5 ba · 3,680 sqft · $446/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 316 BEACH ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 316 BEACH ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

316 BEACH ROAD FAQs

What would the monthly payment be for 316 BEACH ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $33,604/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 316 BEACH ROAD?+

The most recent tax bill on record (2025) was $37,822. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Sarasota?+

At $5,249,000, this home is listed about 821% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$5,249,000 runs 950% above the SARASOTA 34242 median — but at 4,681 sqft it's also nearly 3 times the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

149 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $5,750,000, now $5,249,000 — a $501K cut. The full history is in the market section below.

Listing courtesy of KW COASTAL LIVING III · Curt Ware. MLS #A4683801.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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