David Ramirez

2800 HARBOURSIDE DRIVE UNIT E-08, LONGBOAT KEY, FL, 34228

Active146 days on marketListed Feb 27, 2026MLS #A4683624

Priced 61% below the LONGBOAT KEY 34228 medianWaterfrontDock-RackominiumLONGBOAT KEY MOORINGS MARINA

About this home

2800 HARBOURSIDE DRIVE UNIT E-08

access on the south side of the pier! A 60 ft. x 21 ft. Boat Slip at Longboat Key Moorings Marina. This is a Yacht Club slip; purchase of the slip requires purchase of membership in the Longboat Key Club. Enjoy all the amenities of the private Longboat Key Club.. Direct access to Sarasota Bay and the ICW. The deep water marina is as much a luxury resort as any other neighborhood on the island, thanks to individual slip ownership, a Mediterranean-style village that includes restaurants, shopping (close to Publix, CVS, and other specialty shops), recreational and social activities, on-site maintenance and concierge services. Electric, water and wireless internet access at each slip. Free shuttle to St. Armand's Circle. The Marina has everything a boater could need. Yacht Club members have access to private Yacht Club facility which includes private clubhouse with TV, conference table, comfortable furnishings just for relaxing. Exterior amenities include private pool, grills, outside tables, chase lounges, and convenient bathhouse. Other amenities include dining at the Key Club's unique restaurants, Islandside and Harbourside golf courses, tennis courts and beach facilities, Fitness Centre, Mind and Motion Studio, and Spa. Longboat Key Moorings is truly a World Class facility. All vessels must be approved prior to closing by the Association. A current photo must be submitted for approval prior to entering the marina. Max length of vessel allowed is 55 LOA, usable beam is 19 ft at the head of the slip.

Facts & features

The home at a glance

1985

Year built

One

Levels

WaterfrontPets allowed

Inside

FlooringRecycled/Composite Flooring
LaundryCommon Area

Outside & construction

RoofOther
ConstructionCement Siding · Concrete · Wood Frame
FoundationConcrete Perimeter · Stilt/On Piling
FacesNorth
ParkingOpen
ExteriorCourtyard · Sidewalk

Community & fees

HOA fee$405/mo
Taxes (2025)$2,400/yr
PetsYes
CommunityIntracoastal Waterway · Marina · Water Access · Waterfront

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Fire Hydrant · Phone Available · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,347 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property tax — 2025 actual bill$200
HOA fee — from the listing$405
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,750Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,750
Interest rate6.00%
Loan term

Estimated payment

$2,347/mo

Principal & interest$1,472
FHA mortgage insurance (est.)$111
Property taxes (actual bill)$200
HOA / condo fee$405
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Longboat Key

Map of 2800 HARBOURSIDE DRIVE UNIT E-08

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 61% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Feb 27, 2026Listed at $250,000 · 146 days on market since
1985Built · LONGBOAT KEY MOORINGS MARINA

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2800 HARBOURSIDE DRIVE UNIT E-08 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2800 HARBOURSIDE DRIVE UNIT E-08 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2800 HARBOURSIDE DRIVE UNIT E-08 FAQs

What would the monthly payment be for 2800 HARBOURSIDE DRIVE UNIT E-08?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,347/mo — principal and interest, the actual property-tax bill, the $405/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 2800 HARBOURSIDE DRIVE UNIT E-08?+

The association fee works out to $405 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 2800 HARBOURSIDE DRIVE UNIT E-08?+

The most recent tax bill on record (2025) was $2,400. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2800 HARBOURSIDE DRIVE UNIT E-08?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $250,000, this home is listed about 74% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2800 HARBOURSIDE DRIVE UNIT E-08?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the LONGBOAT KEY 34228 market on paper

$250,000 is 61% below the LONGBOAT KEY 34228 median of $649,000.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of LBRE LLC · Jennifer Wilson. MLS #A4683624.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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