659 MALDIVES TRAIL, SARASOTA, FL, 34234
Active155 days on marketListed Feb 25, 2026MLS #A4683422
About this home
659 MALDIVES TRAIL
Under Construction. Under Construction with anticipated completion date of April 2026. (Pictures current as of 5/12/26) Experience elevated living in the Grand Bay Haven at Gracewater, one of Sarasota’s most exciting new resort-style communities, with a projected completion date of mid-to-late April 2026. This stunning two-story residence offers over 3,200 square feet of thoughtfully designed living space, featuring 4 bedrooms, 3.5 baths, a private study, and an expansive loft/bonus room that provides flexibility for a media space, playroom, or additional guest retreat. Designed for both everyday comfort and effortless entertaining, the open-concept great room flows seamlessly into a chef-inspired kitchen appointed with quartz countertops, natural gas appliances, impact-rated windows and sliders, 8-foot interior doors, and elevated coastal finishes that create a bright, sophisticated ambiance throughout. The spacious primary suite serves as a private sanctuary with a spa-like bath and generous proportions, while three additional bedrooms and two full baths are ideally situated upstairs around the versatile loft area. Step outside to your covered lanai and enjoy your own private inground pool, creating the perfect setting for relaxing afternoons, weekend gatherings, and year-round Florida outdoor living. Located within the gated Gracewater community, residents enjoy a true lifestyle experience with a resort-style zero-entry pool and cabanas, elegant clubhouse, state-of-the-art fitness center, pickleball courts, dedicated dog park, and an on-site lifestyle manager coordinating social events and activities. Just minutes from downtown Sarasota’s dining, arts, and entertainment scene, world-renowned Gulf beaches, SRQ Airport, and convenient access to I-75, this exceptional new construction opportunity blends luxury, comfort, and location—allowing you to secure your place now and move into your brand-new Grand Bay Haven just in time to enjoy spring 2026 in style. (Builder has chosen finishes for the kitchen and bathrooms but different selections can be made if buyer goes under contract prior to installation)
Facts & features
The home at a glance
4
Bedrooms
3.5
Bathrooms
3,227
Sqft
0.19 ac
Lot size
2
Garage
2026
Year built
Two
Levels
$310
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,580 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,580/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−54.2%
$/sqft vs GRACEWATER
$310 vs $295
Days on market
155 vs 58 typical
Where $310/sqft sits among the 9 homes for sale in GRACEWATER
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Sarasota
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
SARASOTA 34234 — neighborhood snapshot
Population
22,051
Median age
42.1
Median income
$56,607
Median home value
$222,900
Avg household
2.34
Households w/ children
2,458
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
6 of 9
GRACEWATER have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 208% above the SARASOTA 34234 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 659 MALDIVES TRAIL
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’25$457,028
2828 MARRAKESH LANE · same community
2 bd · 2 ba · 1,755 sqft · $260/sqft · 136 DOM
Sold · Feb ’26$459,990
2817 MARRAKESH LANE · same community
3 bd · 2 ba · 1,755 sqft · $262/sqft · 86 DOM
Sold · Mar ’26$449,990
2805 MARRAKESH LANE · same community
3 bd · 2 ba · 1,748 sqft · $257/sqft · 21 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 659 MALDIVES TRAIL — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 659 MALDIVES TRAIL — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
659 MALDIVES TRAIL FAQs
What would the monthly payment be for 659 MALDIVES TRAIL?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,580/mo — principal and interest, the actual property-tax bill, the $250/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 659 MALDIVES TRAIL?+
The association fee works out to $250 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 659 MALDIVES TRAIL?+
The most recent tax bill on record (2025) was $4,792. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 659 MALDIVES TRAIL?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $999,990, this home is listed about 75% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 659 MALDIVES TRAIL?+
Booker Middle School (middle), Emma E. Booker Elementary School (elementary), Booker High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$999,990 runs 208% above the SARASOTA 34234 median — but at 3,227 sqft it's also nearly twice the size of the typical Sarasota listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
155 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $1,096,498, now $999,990 — a $97K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PREFERRED SHORE LLC · Richard Tyson. MLS #A4683422.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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