130 RIVIERA DUNES WAY UNIT 506, PALMETTO, FL, 34221
Active169 days on marketListed Feb 21, 2026MLS #A4683285
About this home
130 RIVIERA DUNES WAY UNIT 506
OWNER NOW OFFERING THIS HOME FURNISHED. Enjoy carefree luxury resort style living in this waterfront facing condominium at Bel Mare located in the community of Riviera Dunes. This updated two bedroom, two bath unit offers floor to ceiling hurricane sliders and windows spanning the living room and dining room overlooking the Manatee River leading out to Anna Maria Island. The entire condominium has new custom window coverings. The interior has ten-foot ceilings with eight-foot solid wood doors giving this living space unencumbered comfort. The kitchen offers quartz countertops, under-counter lighting, and a coffee bar. The living room is complemented by the custom designed floor to ceiling natural stone-like wall with a remote-controlled electric fireplace, plus, enjoy the convenience of a deeded parking space and climate-controlled storage. The amenities at Bel Mare rival those of a luxury resort, with four guest suites, two movie theaters, social rooms, billiard and card rooms, conference facilities, libraries, workshops, bicycle areas, outdoor grills with under roof dining areas and two pools with spas. Both buildings in the Bel Mare complex have had recent roof replacements and were painted inside and out. In addition, Bel Mare condominiums have recently completed their SIRS and financial liabilities studies and have been deemed financially sound reducing the prospect of large unexpected special assessments. And that's not all, residents of Bel Mare have included membership in the newly completed Marriott VIP Beach club and have full use of the newly renovated gym and lap pool, bocce ball, pickleball courts, putting course, beach volleyball, outdoor games, zero entry infinity pool and more. Nearby, you'll find Riviera Dunes Dockside restaurant, Riviera Dunes Marina, water ferry to Anna Maria Island, Marriott Resort and Spa, and a plethora of other attractions. Don't miss out on this rare opportunity to experience the pinnacle of waterfront living. Call the listing agent today to schedule a showing and witness the allure and lifestyle of Bel Mare firsthand.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,847
Sqft
16.28 ac
Lot size
1
Garage
2007
Year built
One
Levels
$286
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,858 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,858/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Palmetto actives
$286 vs $205
Days on market
169 vs 57 typical
Where $286/sqft sits among the 400 Palmetto actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Palmetto
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Palmetto. See the full Palmetto guide →
The numbers that matter
The Palmetto market
$359K → $355K
Palmetto median sold, yr/yr
97.1%
Sale-to-list ratio (12 mo)
230 of 400
Palmetto actives have cut their price
Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 34% above the Palmetto median. See the full Palmetto market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 RIVIERA DUNES WAY UNIT 506
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$376,000
130 RIVIERA DUNES WAY UNIT 306 · same community
2 bd · 2 ba · 1,847 sqft · $204/sqft · 73 DOM
Sold · Dec ’25$425,000
130 RIVIERA DUNES WAY UNIT 606 · same community
2 bd · 2 ba · 1,847 sqft · $230/sqft · 27 DOM
Sold · Apr ’26$599,000
130 RIVIERA DUNES WAY UNIT 601 · same community
2 bd · 2 ba · 1,750 sqft · $342/sqft · 41 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 130 RIVIERA DUNES WAY UNIT 506 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 RIVIERA DUNES WAY UNIT 506 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
130 RIVIERA DUNES WAY UNIT 506 FAQs
What would the monthly payment be for 130 RIVIERA DUNES WAY UNIT 506?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,858/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 130 RIVIERA DUNES WAY UNIT 506?+
The most recent tax bill on record (2025) was $4,200. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 RIVIERA DUNES WAY UNIT 506?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Palmetto?+
At $529,000, this home is listed about 34% above the Palmetto median of $394,999. The market section on this page shows how the area is trending.
The brief
Three things that matter here
01Positioned at the premium end
$529,000 runs 34% above the Palmetto median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
169 days on market against a Palmetto median of 57 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · John Sasa. MLS #A4683285.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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