105 4TH STREET S, BRADENTON BEACH, FL, 34217
Active164 days on marketListed Feb 18, 2026MLS #A4682878
About this home
105 4TH STREET S
Offering the full duplex, this property presents a rare opportunity to own two residences, each featuring 4 bedrooms and 3.5 bathrooms, for a combined total of 8 bedrooms and 7 bathrooms. Each side showcases an expansive open floor plan with vaulted ceilings and beam detailing, creating inviting living spaces designed for gathering and entertaining. Spacious living areas connect to multiple covered decks that capture Gulf-to-Bay views. Both kitchens include solid wood cabinetry and granite countertops, while the primary and guest bedrooms offer en-suite bathrooms and walk-in closets for comfort and privacy. The outdoor setting centers around a private pool area with covered spaces for dining and relaxation, highlighted by a waterfall feature. Elevators in each residence provide access to all levels. Located in an area that allows for daily or weekly rentals, this offering provides flexibility for personal use or income potential, all just steps from the Gulf of Mexico and close to the bay, Bridge Street, trolley access, dining, and boutique shopping.
Facts & features
The home at a glance
8
Bedrooms
7
Bathrooms
4,226
Sqft
0.08 ac
Lot size
4
Garage
2011
Year built
Two
Levels
$1,065
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$27,475 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$27,475/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton Beach actives
$1,065 vs $906
Days on market
164 vs 47 typical
Where $1,065/sqft sits among the 88 Bradenton Beach actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bradenton Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton Beach. See the full Bradenton Beach guide →
BRADENTON BEACH 34217 — neighborhood snapshot
Population
3,774
Median age
69.2
Median income
$90,278
Median home value
$636,300
Avg household
1.8
Households w/ children
130
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton Beach market
$665K → $720K
Bradenton Beach median sold, yr/yr
90.4%
Sale-to-list ratio (12 mo)
38 of 88
Bradenton Beach actives have cut their price
Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 264% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →
Paper trail
This home's history
Reality check
What actually sold near 105 4TH STREET S
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$3,900,000
102 9TH STREET S
7 bd · 7.5 ba · 3,279 sqft · $1,189/sqft · 26 DOM
Sold · May ’26$3,075,000
2200 AVENUE B
7 bd · 7.5 ba · 3,126 sqft · $984/sqft · 44 DOM
Sold · Nov ’25$2,795,000
2213 AVENUE B
7 bd · 7.5 ba · 3,125 sqft · $894/sqft · 283 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 105 4TH STREET S — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 105 4TH STREET S — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
105 4TH STREET S FAQs
What would the monthly payment be for 105 4TH STREET S?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $27,475/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 105 4TH STREET S?+
The most recent tax bill on record (2024) was $16,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Bradenton Beach?+
At $4,499,000, this home is listed about 316% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.
Which schools are assigned to 105 4TH STREET S?+
Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Five things that matter here
01Positioned at the premium end
$4,499,000 runs 264% above the BRADENTON BEACH 34217 median — but at 4,226 sqft it's also nearly 3 times the size of the typical Bradenton Beach listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
164 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.
04Strong assigned schools
Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.
05The price has already moved
Listed at $4,799,000, now $4,499,000 — a $300K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of KW COASTAL LIVING III · Curt Ware. MLS #A4682878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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