2028 FLOWER TERRACE, SEBRING, FL, 33875
Active158 days on marketListed Feb 16, 2026MLS #A4682711
About this home
2028 FLOWER TERRACE
This beautiful one-acre vacant lot offers an ideal setting to build your custom dream home with no HOA restrictions. Located outside of a flood zone, this property provides peace of mind and flexibility for future development. Enjoy nearby outdoor recreation including golfing, fishing, and the renowned Sebring International Raceway, with shopping, dining, medical facilities, and a hospital just a short drive away. Don’t miss this opportunity to own a spacious homesite in a growing Sebring area.
Facts & features
The home at a glance
1 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$629 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$629/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Sebring
Get to know Sebring. See the full Sebring guide →
SEBRING 33875 — neighborhood snapshot
Population
11,429
Median age
49.3
Median income
$76,990
Median home value
$216,500
Avg household
2.36
Households w/ children
1,066
For the school run
Highlands County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sebring market
$270K → $293K
Sebring median sold, yr/yr
97.3%
Sale-to-list ratio (12 mo)
Median sold price, Sebring, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 176% above the SEBRING 33875 median. See the full Sebring market guide →
Paper trail
This home's history
Reality check
What actually sold near 2028 FLOWER TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$249,900
4305 LAKEWOOD ROAD · same community
2 bd · 2 ba · 1,152 sqft · $217/sqft · 43 DOM
Sold · Jul ’26$260,000
5740 WOLF LAKE ROAD · same community
3 bd · 2 ba · 1,362 sqft · $191/sqft · 33 DOM
Sold · Jun ’26$330,000
1807 AZALEA TERRACE · same community
3 bd · 2 ba · 1,488 sqft · $222/sqft · 194 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 2028 FLOWER TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 2028 FLOWER TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
2028 FLOWER TERRACE FAQs
What would the monthly payment be for 2028 FLOWER TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $629/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 2028 FLOWER TERRACE?+
The most recent tax bill on record (2025) was $385. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Sebring?+
At $69,000, this home is listed about 75% below the Sebring median of $279,990. The market section on this page shows how the area is trending.
Which schools are assigned to 2028 FLOWER TERRACE?+
Cracker Trail Elementary School (elementary), Sebring High School (high), Sebring Middle School (middle) — Highlands County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Monica Garcia. MLS #A4682711.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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