David Ramirez
$2,695,000$2,850,0003 bd3 ba4,182 sqft$644 /sqft$19,460 /mo all-in ↓

677 LANDS END DRIVE, LONGBOAT KEY, FL, 34228

Active158 days on marketListed Feb 16, 2026MLS #A4682565

Reduced $155KWaterfrontFully furnishedSingle Family ResidenceLANDS END

Come see it

Upcoming open house

Sun, Jul 26

12:30 PM – 3:30 PM

Enjoy this elevated home on the water. Tennis and pool amenities in this secluded neighborhood. Split plan exceptional privacy and space. Walk or golf cart to nearby restaurants, shops and the gorgeous beach. Fisherman's or boater's dream home. Private dock on the bayou, assn docks on the bay. Slips included, available up to 43' in length, lifts allowed. Moments to Gulf waters. Four cars plus storage underneath and numerous bonus spaces. Live the island dream!

About this home

677 LANDS END DRIVE

Experience the timeless appeal of a quintessential Florida island home, immersed in a lush tropical waterfront setting on Longboat Key. Elevated above a serene natural bayou off Sarasota Bay, this distinctive residence embodies the relaxed elegance of island living, with soaring ceilings, expansive wraparound decks, and pristine Gulf beaches just moments away. Launch a kayak from your private dock, enjoy exceptional fishing and bird-watching from your backyard, or keep your boat in one of the community's deepwater slips on the open bay. The association offers slips up to 43 feet in length, and either your private dock on the bayou or a bayfront slip may accommodate an optional boat lift. The spacious elevated residence is anchored by a dramatic great room featuring vaulted cedar ceilings and exposed beams. An expansive sunroom with a bar area and handcrafted display shelving, a dedicated library, an inviting family room, and a private office with extensive built-in cabinetry contribute to the home's distinctive character. The entire main living area is thoughtfully arranged on a single level. Extensive decking welcomes you at the front entry and wraps around a lush central atrium courtyard, creating exceptional spaces for outdoor dining, entertaining, and relaxation. A shaded cabana-inspired retreat offers comfort throughout the day, while the setting is equally suited for the addition of an elevated outdoor spa. The kitchen, centered around a generous island, is perfectly positioned for gathering with family and friends. The primary suite features a wall of windows overlooking the tranquil bayou, dual walk-in closets, and an additional wall of custom closet storage. A desirable split floor plan creates a private guest wing with two additional bedrooms and baths. Each guest room enjoys direct access to the surrounding decks and views of the tropical atrium. Two garages accommodate up to four vehicles and provide ample space for boats, golf carts, paddleboards, and additional storage. Most furnishings are included. Within Land's End, an intimate gated enclave of just 12 residences, owners enjoy maintenance-free landscaping, a heated swimming pool, tennis and pickleball courts, and beautifully landscaped grounds nestled among mature trees for exceptional privacy and convenient bay access. From here, a short walk or golf cart ride leads to the Gulf beach and popular island dining destinations, including Shore Longboat Key, Mar Vista Dockside Restaurant, and Whitney's. Nearby waterfront cafés, boutique shopping, fitness facilities, and a Pilates studio further enhance the island lifestyle. Enjoy breathtaking Gulf sunsets and tranquil bay sunrises from this exceptional waterfront community. Rarely does a property so perfectly capture the spirit of Old Florida, where tropical beauty, boating, nature, and beachside living come together in one of Longboat Key's most treasured island enclaves.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

4,182

Sqft

0.17 ac

Lot size

4

Garage

1989

Year built

One

Levels

$644

Per sqft

WaterfrontGarden & Trees/Woods & Water viewFurnishedPets allowed

Inside

FlooringCarpet · Tile · Hardwood
AppliancesBar Fridge · Built-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Split Bedroom · Stone Counters · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Other
FoundationStem Wall
ViewGarden · Trees/Woods · Water
FacesEast
ParkingGarage Door Opener · Oversized · Tandem · Under Building
ExteriorAwning(s) · Balcony · Courtyard · Irrigation System · Sliding Doors · Storage

Community & fees

HOA fee$967/mo
Taxes (2025)$33,361/yr
PetsYes
CommunityBoat Slip · Dock · Fishing · Waterfront · Buyer Approval Required · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$19,460 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,542
PMI (est., until 20% equity)$1,011
Property tax — 2025 actual bill$2,780
HOA fee — from the listing$967
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $269,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $269,500
Interest rate6.00%
Loan term

Estimated payment

$19,460/mo

Principal & interest$14,542
PMI (est., until 20% equity)$1,011
Property taxes (actual bill)$2,780
HOA / condo fee$967
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Longboat Key actives

$644 vs $705

Days on market

158 vs 95 typical

Where $644/sqft sits among the 276 Longboat Key actives

122
67 · this home
45
15
11
16
$351–640$640–930$930–1220$1220–1509$1509–1799$1799+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Long Beach

Map of 677 LANDS END DRIVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

Long Beach — neighborhood snapshot

Population

510

Median age

68

Median income

$137,083

Median home value

$892,600

Avg household

2

Households w/ children

3%

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

113 of 276

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 315% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,695,000 $155K
Feb 16, 2026Listed at $2,850,000 · 158 days on market since
1989Built · LANDS END

Reality check

What actually sold near 677 LANDS END DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

689 LANDS END DRIVESold · Aug ’25

$3,170,000

689 LANDS END DRIVE · same community

4 bd · 4.5 ba · 3,254 sqft · $974/sqft · 140 DOM

738 St Albans Drive, Boca Raton FL 33486Sold · Jul ’26

$636,675

738 St Albans Drive, Boca Raton FL 33486 · same community

3 bd · 2.5 ba · 2,265 sqft · $281/sqft · 123 DOM

715 Saint Albans Dr, Boca Raton FL 33486Sold · Oct ’25

$750,000

715 Saint Albans Dr, Boca Raton FL 33486 · same community

4 bd · 2.5 ba · 2,108 sqft · $356/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 677 LANDS END DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 677 LANDS END DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

677 LANDS END DRIVE FAQs

What would the monthly payment be for 677 LANDS END DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,460/mo — principal and interest, the actual property-tax bill, the $967/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 677 LANDS END DRIVE?+

The association fee works out to $967 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 677 LANDS END DRIVE?+

The most recent tax bill on record (2025) was $33,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 677 LANDS END DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $2,695,000, this home is listed about 181% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 677 LANDS END DRIVE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,695,000 runs 315% above the LONGBOAT KEY 34228 median — but at 4,182 sqft it's also nearly 3 times the size of the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Know the monthly fee

The association fee is $967/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,850,000, now $2,695,000 — a $155K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Cindy Fischer. MLS #A4682565.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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