David Ramirez
$479,0002 bd2 ba1,848 sqft$259 /sqft$3,870 /mo all-in ↓

4476 DEER TRAIL BOULEVARD, SARASOTA, FL, 34238

Active165 days on marketListed Feb 13, 2026MLS #A4682511

Priced 16% below the Sarasota medianFully furnishedSingle Family ResidenceVILLAS AT DEER CREEK

About this home

4476 DEER TRAIL BOULEVARD

Beautifully updated home in Villas at Deer Creek. This home is located in one of Palmer Ranch's most beautiful mature neighborhoods. It has many nice features. All rooms are spacious with a great open plan kitchen, dining and living areas. Adjacent to the kitchen is a beautiful built-in executive desk. Cabinets are solid wood. There are two very large bedrooms and a den that also has a murphy bed for guests Wrap-around windows and recessed lighting keep all of the living areas light and bright. From the screened lanai you can enjoy long views of the green belt and the lake. There is an inside utility room and a large 2 car garage. The AC was replaced in 2020, This home has a touch of elegance which is seldom found in modern homes. Deer Creek is a maintenance -free community. There is a private neighborhood pool. This location allows for easy access to Lowes, Costco, Target, Publix, banks and numerous restaurants. The Legacy Bike Trail is nearby. Siesta Key is a quick 15 minute drive.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,848

Sqft

0.14 ac

Lot size

2

Garage

1994

Year built

One

Levels

$259

Per sqft

Park/Greenbelt & Trees/Woods & Water viewFurnishedPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Kitchen Reverse Osmosis System · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingElectric · Heat Pump
FurnishedFurnished

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewPark/Greenbelt · Trees/Woods · Water
FacesWest
ExteriorIrrigation System · Lighting · Rain Gutters

Community & fees

HOA fee$285/mo
Taxes (2025)$4,716/yr
PetsDogs OK, Yes
CommunityAssociation Recreation - Owned · Deed Restrictions · Pool · Sidewalks

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Public · Sewer Connected · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,870 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property tax — 2025 actual bill$393
HOA fee — from the listing$285
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,765Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,765
Interest rate6.00%
Loan term

Estimated payment

$3,870/mo

Principal & interest$2,820
FHA mortgage insurance (est.)$212
Property taxes (actual bill)$393
HOA / condo fee$285
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $479K
$425KedgeAI estimate $467,167 · range $442K$481K$501K

vs edgeAI estimate

+2.5%

$/sqft vs Sarasota actives

$259 vs $329

Days on market

165 vs 58 typical

Where $259/sqft sits among the 400 Sarasota actives

232 · this home
58
31
25
22
32
$156–390$390–623$623–857$857–1090$1090–1324$1324+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 4476 DEER TRAIL BOULEVARD

Drive times from this address

Downtown Tampa70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

166 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 16% below the Sarasota median. See the full Sarasota market guide →

Paper trail

This home's history

Feb 13, 2026Listed at $479,000 · 165 days on market since
1994Built · VILLAS AT DEER CREEK

Reality check

What actually sold near 4476 DEER TRAIL BOULEVARD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4448 DEER TRAIL BOULEVARDSold · Apr ’26

$487,500

4448 DEER TRAIL BOULEVARD · same community

2 bd · 2 ba · 2,061 sqft · $237/sqft · 123 DOM

4432 DEER TRAIL BOULEVARDSold · Feb ’26

$290,000

4432 DEER TRAIL BOULEVARD · same community

2 bd · 2 ba · 1,634 sqft · $177/sqft · 48 DOM

8009 BOBCAT CIRCLESold · Mar ’26

$419,000

8009 BOBCAT CIRCLE · same community

2 bd · 2 ba · 1,628 sqft · $257/sqft · 109 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4476 DEER TRAIL BOULEVARD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4476 DEER TRAIL BOULEVARD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4476 DEER TRAIL BOULEVARD FAQs

What would the monthly payment be for 4476 DEER TRAIL BOULEVARD?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,870/mo — principal and interest, the actual property-tax bill, the $285/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4476 DEER TRAIL BOULEVARD?+

The association fee works out to $285 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4476 DEER TRAIL BOULEVARD?+

The most recent tax bill on record (2025) was $4,716. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4476 DEER TRAIL BOULEVARD?+

The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $479,000, this home is listed about 16% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Under the Sarasota market on paper

$479,000 is 16% below the Sarasota median of $570,000, and at $259/sqft it sits under the Sarasota average of $496.

02Park/Greenbelt & Trees/Woods & Water views

The park/greenbelt and trees/woods and water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

165 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

Listing courtesy of EXP REALTY LLC · Carolyn Francis. MLS #A4682511.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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