David Ramirez
$449,000$499,9003 bd2 ba2,162 sqft$208 /sqft$3,488 /mo all-in ↓

8348 47TH STREET CIRCLE E, PALMETTO, FL, 34221

Active161 days on marketListed Feb 12, 2026MLS #A4682409

Reduced $51KPrivate poolSingle Family ResidenceWHITNEY MEADOWS

About this home

8348 47TH STREET CIRCLE E

From the moment you arrive at Whitney Meadows, this home feels like pure Florida summer—bright, breezy, and ready for fun. The fresh new roof, new A/C, and hurricane-impact windows mean the big stuff is already done, so you can spend your days enjoying the sunshine instead of worrying about maintenance. A screened entry and the shade of a beautiful oak welcome you inside, where the whole home opens to a sparkling pool that becomes the heart of your summer. Morning coffee, weekend floats, sunset swims—the backyard is built for easy living. With Belgian block pavers, a screened enclosure, and an Astroturf yard, it stays gorgeous with almost no upkeep, leaving more time for the things you love. Inside, the bright great room and high ceilings create an open, cheerful space where everyone naturally gathers. The kitchen—granite counters, walk-in pantry, and an oversized breakfast bar—was made for real life: cooking, laughing, celebrating, and connecting. The flexible fourth bedroom makes the perfect office, hobby room, or guest space, complete with its own slider to the pool. The primary suite is your private retreat. Enjoy a quiet evening swim, then unwind in the spa-style wet room featuring a claw-foot tub and a stunning walk-in shower wrapped in 48" Cortez tile. Two walk-in closets and a thoughtful vanity area make the space feel both beautiful and practical. With new roof, new A/C, hurricane windows, this home delivers peace of mind from day one. Spend your weekends exploring nearby parks, waterfront dining, Felts Audubon Preserve, the North River Bike Pump Track, or launch your boat at Fort Hamer for a day on the river. And with the new price, you simply won’t find another 4-bedroom, 2-bath pool home in Palmetto offering this level of comfort, updates, and easy Florida living. It’s a rare opportunity—and it’s ready now. Florida Lifestyle • Simple Living at its best: low maintenance, high comfort, and close to everything that makes this area special. If you’ve been waiting for the right one, this is it.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,162

Sqft

0.18 ac

Lot size

2

Garage

2003

Year built

One

Levels

$208

Per sqft

Private poolTrees/Woods viewPets allowed

Inside

FlooringCeramic Tile · Laminate · Tile
AppliancesBuilt-In Oven · Dishwasher · Disposal · Ice Maker · Microwave · Range · Range Hood · Refrigerator · Water Filtration System · Water Softener · Whole House R.O. System
InteriorCeiling Fan(s) · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Concrete · Stucco
FoundationSlab
ViewTrees/Woods
FacesNorth
ExteriorHurricane Shutters · Irrigation System · Lighting · Sidewalk · Sliding Doors

Community & fees

HOA fee$92/mo
Taxes (2024)$4,732/yr
PetsYes
CommunityAssociation Recreation - Owned · Pool · Sidewalks

Utilities & systems

UtilitiesCable Available · Cable Connected · Electricity Connected · Fire Hydrant · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,488 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property tax — 2024 actual bill$394
HOA fee — from the listing$92
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,715Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,715
Interest rate6.00%
Loan term

Estimated payment

$3,488/mo

Principal & interest$2,643
FHA mortgage insurance (est.)$199
Property taxes (actual bill)$394
HOA / condo fee$92
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $449K
$419KedgeAI estimate $464,648 · range $436K$524K$545K

vs edgeAI estimate

−3.4%

$/sqft vs Palmetto actives

$208 vs $206

Days on market

161 vs 55 typical

Where $208/sqft sits among the 400 Palmetto actives

94
149 · this home
75
37
16
29
$126–173$173–221$221–269$269–317$317–365$365+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Whitney Meadows

Map of 8348 47TH STREET CIRCLE E inside its neighborhood boundary

Drive times from this address

Downtown Tampa47 min
Tampa Int’l Airport (TPA)57 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

Whitney Meadows — neighborhood snapshot

Population

367

Median age

50

Median income

$93,124

Median home value

$303,679

Avg household

3

Households w/ children

40%

For the school run

Manatee County School District

ElementaryVirgil Mills Elementary School★★★★★
MiddleBuffalo Creek Middle School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

211 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 22% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $449,000 $51K
Feb 12, 2026Listed at $499,900 · 161 days on market since
2003Built · WHITNEY MEADOWS

Reality check

What actually sold near 8348 47TH STREET CIRCLE E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8335 47TH STREET CIRCLE ESold · Nov ’25

$342,000

8335 47TH STREET CIRCLE E · same community

3 bd · 2 ba · 2,053 sqft · $167/sqft · 23 DOM

8283 47TH STREET CIRCLE ESold · Aug ’25

$295,000

8283 47TH STREET CIRCLE E · same community

3 bd · 2.5 ba · 2,034 sqft · $145/sqft · 154 DOM

8243 47TH STREET CIRCLE ESold · Jan ’26

$365,000

8243 47TH STREET CIRCLE E · same community

3 bd · 2.5 ba · 2,034 sqft · $179/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 8348 47TH STREET CIRCLE E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 8348 47TH STREET CIRCLE E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

8348 47TH STREET CIRCLE E FAQs

What would the monthly payment be for 8348 47TH STREET CIRCLE E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,488/mo — principal and interest, the actual property-tax bill, the $92/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 8348 47TH STREET CIRCLE E?+

The association fee works out to $92 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 8348 47TH STREET CIRCLE E?+

The most recent tax bill on record (2024) was $4,732. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 8348 47TH STREET CIRCLE E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $449,000, this home is listed about 13% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 8348 47TH STREET CIRCLE E?+

Virgil Mills Elementary School (elementary), Buffalo Creek Middle School (middle), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$449,000 runs 22% above the PALMETTO 34221 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

161 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $499,900, now $449,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of MARCUS & COMPANY REALTY · Elise Jakub. MLS #A4682409.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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