171 PINE KEY LANE UNIT 28, NAPLES, FL, 34114
Active162 days on marketListed Feb 11, 2026MLS #A4682277
About this home
171 PINE KEY LANE UNIT 28
Motivated seller!!! Bring me an offer! Great property ready for a new home in West Wind Estates. West Wind Estates is a very active 55+ community offering a community pool, clubhouse with billiards room, laundry and hobby room, event room, exercise room, shuffle board and tennis courts. Excellent location close to shopping and dining and a very short drive to Marco Island, Downtown Naples and the beaches. Low HOA fees of $125 a month. This lot has the majority of impact fees paid which is a $23,000 savings! Select your brand new, hurricane resistant home for about $140,000 plus the lot cost, you'll have a brand new home for less than $200,000!
Facts & features
The home at a glance
0.07 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$573 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$573/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside West Wind Estates
Get to know Naples. See the full Naples guide →
West Wind Estates — neighborhood snapshot
Population
2,016
Median age
56
Median income
$93,739
Median home value
$386,000
Avg household
2
Households w/ children
172
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 83% below the NAPLES 34114 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 171 PINE KEY LANE UNIT 28
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$592,500
15319 LUCERNA STREET UNIT 204
3 bd · 2.5 ba · 2,200 sqft · $269/sqft · 0 DOM
Sold · Jul ’25$1,020,000
14835 DOCKSIDE LANE
4 bd · 3.5 ba · 2,932 sqft · $348/sqft · 47 DOM
Sold · Dec ’25$1,850,000
15322 TURIN DRIVE
4 bd · 5 ba · 4,456 sqft · $415/sqft · 110 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 171 PINE KEY LANE UNIT 28 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 171 PINE KEY LANE UNIT 28 — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
171 PINE KEY LANE UNIT 28 FAQs
What would the monthly payment be for 171 PINE KEY LANE UNIT 28?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $573/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 171 PINE KEY LANE UNIT 28?+
The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 171 PINE KEY LANE UNIT 28?+
The most recent tax bill on record (2024) was $426. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 171 PINE KEY LANE UNIT 28?+
The listing reports pets: Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Naples?+
At $39,900, this home is listed about 93% below the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 171 PINE KEY LANE UNIT 28?+
Manatee Middle School (middle), Manatee Elementary School (elementary), Lely High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the NAPLES 34114 market on paper
$39,900 is 83% below the NAPLES 34114 median of $240,000.
02Time on market is leverage
162 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $46,500, now $39,900 — a $7K cut. The full history is in the market section below.
Listing courtesy of EXP REALTY LLC · Jennifer Tarsia, Pa. MLS #A4682277.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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