David Ramirez
$299,990$339,0002 bd2 ba1,498 sqft$200 /sqft$2,830 /mo all-in ↓

3709 MIGUEL WAY UNIT 8602, SARASOTA, FL, 34232

Active165 days on marketListed Feb 19, 2026MLS #A4681971

Reduced $39KVillaVILLAGE PLAZA SEC 6

About this home

3709 MIGUEL WAY UNIT 8602

Big Price Improvement! Discover effortless Florida living in this 55+ Beautifully Updated Villa in a Prime Sarasota location! Perfectly positioned to enjoy the best of Sarasota, this move-in-ready home combines modern upgrades with low-maintenance convenience. Step inside to find brand-new flooring throughout the main living areas, creating a fresh and contemporary feel. The spacious kitchen shines with new stainless-steel appliances, while a new washer and dryer add everyday ease. Impact Windows throughout. Enjoy peace of mind with a new A/C system and ductwork, plus new interior paint that gives the entire home a bright, new flooring completes the clean look. Every detail has been thoughtfully updated so you can simply unpack and start living. Amenities Galore! Beautiful Heated Community Pool, Shuffleboard, Library, Community Room with Kitchen, Beyond your front door, the community amenities truly set this property apart. Your fees include Cable TV, Internet, Insurance, Exterior Maintenance, Grounds Maintenance, Pest Control, Pool Maintenance, Common Area Taxes, Escrow Reserves Fund, and Private Road access—making budgeting simple and stress-free. Residents also enjoy access to a community pool, recreational facilities, pickleball courts, a card room, library, and more, offering endless opportunities to relax and connect. Whether you're seeking a seasonal retreat or a full-time residence, this updated villa delivers comfort, convenience, and an unbeatable Sarasota lifestyle. Ideal location nearby to all the things that make Sarasota special!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,498

Sqft

3.43 ac

Lot size

2

Garage

1978

Year built

One

Levels

$200

Per sqft

Garden view55+ community

Inside

FlooringCeramic Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · High Ceilings · Living Room/Dining Room Combo · Primary Bedroom Main Floor · Split Bedroom · Thermostat · Vaulted Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryElectric Dryer Hookup · Inside · Laundry Room · Washer Hookup
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesNorth
ExteriorCourtyard · Irrigation System · Private Entrance · Sidewalk

Community & fees

HOA fee$633/mo
Taxes (2025)$1,656/yr
PetsBreed Restrictions, Cats OK, Dogs OK, Number Limit
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Irrigation-Reclaimed Water · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Recycled · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,830 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property tax — 2025 actual bill$138
HOA fee — from the listing$633
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,500
Interest rate6.00%
Loan term

Estimated payment

$2,830/mo

Principal & interest$1,766
FHA mortgage insurance (est.)$133
Property taxes (actual bill)$138
HOA / condo fee$633
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $300K
$254KedgeAI estimate $272,108 · range $265K$291K$312K

vs edgeAI estimate

+10.2%

$/sqft vs Sarasota actives

$200 vs $343

Days on market

165 vs 58 typical

Where $200/sqft sits among the 400 Sarasota actives

220 · this home
61
37
33
19
30
$158–377$377–597$597–816$816–1035$1035–1254$1254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Village Plaza

Map of 3709 MIGUEL WAY UNIT 8602 inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Village Plaza — neighborhood snapshot

Population

489

Median age

58

Median income

$81,648

Median home value

$243,100

Avg household

2

Households w/ children

29%

For the school run

Sarasota County School District

ElementaryWilkinson Elementary School★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

151 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 11% above the SARASOTA 34232 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $299,990 $39K
Feb 19, 2026Listed at $339,000 · 165 days on market since
1978Built · VILLAGE PLAZA SEC 6

Reality check

What actually sold near 3709 MIGUEL WAY UNIT 8602

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2717 PARMA STREETSold · May ’26

$360,000

2717 PARMA STREET

2 bd · 1.5 ba · 1,496 sqft · $241/sqft · 11 DOM

4765 OAK FOREST DRIVE W UNIT 47Sold · Apr ’26

$288,000

4765 OAK FOREST DRIVE W UNIT 47

2 bd · 2 ba · 1,456 sqft · $198/sqft · 98 DOM

4945 CAMPHOR AVENUESold · Dec ’25

$330,000

4945 CAMPHOR AVENUE

3 bd · 1.5 ba · 1,450 sqft · $228/sqft · 113 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3709 MIGUEL WAY UNIT 8602 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3709 MIGUEL WAY UNIT 8602 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3709 MIGUEL WAY UNIT 8602 FAQs

What would the monthly payment be for 3709 MIGUEL WAY UNIT 8602?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,830/mo — principal and interest, the actual property-tax bill, the $633/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 3709 MIGUEL WAY UNIT 8602?+

The association fee works out to $633 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 3709 MIGUEL WAY UNIT 8602?+

The most recent tax bill on record (2025) was $1,656. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3709 MIGUEL WAY UNIT 8602?+

The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $299,990, this home is listed about 47% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3709 MIGUEL WAY UNIT 8602?+

Wilkinson Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$299,990 runs 11% above the SARASOTA 34232 median.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Know the monthly fee

The association fee is $633/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

165 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

05The price has already moved

Listed at $339,000, now $299,990 — a $39K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Ron Marano. MLS #A4681971.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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