David Ramirez
$625,0003 bd3 ba2,680 sqft$233 /sqft$4,279 /mo all-in ↓

3621 N POINT ROAD UNIT 301, OSPREY, FL, 34229

Active173 days on marketListed Feb 4, 2026MLS #A4681290

Priced 10% below the Osprey medianCondominiumMERIDIAN AT THE OAKS PRESERVE

About this home

3621 N POINT ROAD UNIT 301

Ready to live a stress-free luxury condo lifestyle? There is no place better to do it than this 3 bedroom, 3 bath residence in Meridian at The Oaks Preserve. Nestled among the treetops, this end unit has a split floor plan and absolutely breathtaking sunset views over the Preserve and out to Little Sarasota Bay. Natural light floods the interior, highlighting the beauty of the hand-rubbed walnut floors. The kitchen with high-end stainless-steel appliances including a subzero refrigerator, has a breakfast bar, room for a café table and overlooks the dining room. The master bedroom has two large walk-in closets, a spacious en suite bathroom with separate shower and soaker tub. A sliding door to the screened balcony allows you to enjoy your morning coffee as the soothing sounds of awaking nature surround you. The additional 2 en suite bedrooms allow for room and privacy for guests and your loved ones. This well maintained unit has many other features, a large laundry room with utility sink and a good number of cabinets for storage, electric hurricane shutters, ceiling fans, plantation shutters and more. The Meridian residents-only pool, spa and workout room are just steps away. The Oaks, Sarasota’s finest golf and country club, has 2 championship 18-hole golf courses, 12 HAR TRU tennis courts (4 lighted), 4 pickleball courts, a Wellfit Center, 3 onsite restaurants, and a wide variety of social and recreational activities. The location, in the heart of Osprey, is superb. Just a short drive to almost anything you would want or need while living a maintenance-free lifestyle on Florida’s beautiful Gulf Coast. There is currently no waiting list for either Golf or Sports/Social membership.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,680

Sqft

2006

Year built

One

Levels

$233

Per sqft

Pets allowed

Inside

FlooringCarpet · Porcelain Tile · Hardwood
AppliancesBuilt-In Oven · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Elevator · Living Room/Dining Room Combo · Open Floorplan · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofConcrete
ConstructionBlock · Stucco
FoundationSlab
FacesEast
ParkingGarage Door Opener · Guest · Open · Parking Pad · Underground
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$6,143/yr
PetsYes
CommunityBuyer Approval Required · Deed Restrictions · Fitness Center · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesPublic · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,279 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property tax — 2025 actual bill$512
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $62,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $62,500
Interest rate6.00%
Loan term

Estimated payment

$4,279/mo

Principal & interest$3,372
PMI (est., until 20% equity)$234
Property taxes (actual bill)$512
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $625K
$600KedgeAI estimate $828,355 · range $780K$914K$951K

vs edgeAI estimate

−24.5%

$/sqft vs MERIDIAN AT THE OAKS PRESERVE

$233 vs $313

Days on market

173 vs 57 typical

Where $233/sqft sits among the 13 homes for sale in MERIDIAN AT THE OAKS PRESERVE

4 · this home
5
1
1
1
1
$177–258$258–338$338–418$418–498$498–578$578+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Osprey

Map of 3621 N POINT ROAD UNIT 301

Drive times from this address

Downtown Tampa72 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

5 of 13

MERIDIAN AT THE OAKS PRESERVE have cut their price

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 10% below the Osprey median. See the full Osprey market guide →

Paper trail

This home's history

Feb 4, 2026Listed at $625,000 · 173 days on market since
2006Built · MERIDIAN AT THE OAKS PRESERVE

Reality check

What actually sold near 3621 N POINT ROAD UNIT 301

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

409 N POINT ROAD UNIT 501Sold · Jan ’26

$675,000

409 N POINT ROAD UNIT 501 · same community

3 bd · 3 ba · 2,594 sqft · $260/sqft · 576 DOM

401 N POINT ROAD UNIT 901Sold · Jan ’26

$1,330,000

401 N POINT ROAD UNIT 901 · same community

3 bd · 3 ba · 2,594 sqft · $513/sqft · 760 DOM

393 N POINT ROAD UNIT 301Sold · Jul ’26

$510,000

393 N POINT ROAD UNIT 301 · same community

3 bd · 3 ba · 2,594 sqft · $197/sqft · 79 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 3621 N POINT ROAD UNIT 301 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3621 N POINT ROAD UNIT 301 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

3621 N POINT ROAD UNIT 301 FAQs

What would the monthly payment be for 3621 N POINT ROAD UNIT 301?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,279/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3621 N POINT ROAD UNIT 301?+

The most recent tax bill on record (2025) was $6,143. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3621 N POINT ROAD UNIT 301?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $625,000, this home is listed about 10% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Listing courtesy of COLDWELL BANKER REALTY · Steve Abbe. MLS #A4681290.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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