3232 ASH TERRACE, SARASOTA, FL, 34237
Active173 days on marketListed Jan 31, 2026MLS #A4680691
About this home
3232 ASH TERRACE
Welcome to this well maintained turnkey furnished home located in the ONLY Resident Owned Park in the City limits of Sarasota!! This 2 bed 2 bath 1,056sf home is positioned close to the clubhouse and both access gates. The comfortably furnished large living room is just off the kitchen and dining and has sliders that lead to the 220 sf Florida room. The kitchen is a wide galley with a breakfast counter space, pantry and storage closet. The dining room has a built in server giving plenty of additional storage. The primary suite has a king bed set, extra large walk in closet and remodeled bath with a step in shower. The guest bedroom is outfitted with a queen bed set. The full guest bath has a tub/shower and high profile stool. The Florida room has a newer insulated roof, wall to wall windows that overlook the greenbelt ( no mobile home directly across ) and exterior access door, carpet installed 2019 and a newer ceiling fan/light. The shed houses the washer/dryer water heater, utility sink plus plenty of space for additional storage. Updates include: Galv Metal Roof Over to main home 2019, Florida Room Insulated Roof Over 2021, Carport has reinforced braces, HVAC 2013, Luxury Vinyl plank flooring 2020, carpeting 2009 & 2019, subfloors replaced throughout with plywood, some windows updated, water heater 40 gal 2023 in shed, interior breaker box 2022, vapor barrier 2013, sewer line PVC, plumbing lines 2012. Hurricane shutters give added protection to the East and South windows. The gated 90 acre community boasts a low maintenance fee with its vast amenities, starting with the spacious Clubhouse outfitted with a full commercial cook kitchen, event stage, audio/visual, dance floor, state of the art fitness room, activities hall, library with books/movies/puzzles and a pool table. Outside recreation includes an extra large heated pool with a handicap ramp, a spacious kidney shaped hot tub, ample umbrella tables and lounge chairs and updated shower rooms. Oak trees shade the beautiful park area, picnic tables and a community grill. Additional amenities to enjoy are the community putt putt course, bocce ball, ping pong and corn hole. Oakwood Manor is a vibrant community with numerous social events and activities. It is conveniently located adjacent to Legacy Trail and 12 newer pickle ball courts. Just a short drive to our crystal sand beaches, downtown area, the marina, fishing pier, local golf courses, shopping, variety of restaurants, the museum, SRQ airport, SMH and Doctors hospitals. Please note that Oakwood is a 55+, no pet, no motorcycle Park.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,056
Sqft
0.09 ac
Lot size
1974
Year built
One
Levels
$156
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,535 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,535/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+11.6%
$/sqft vs OAKWOOD MANOR
$156 vs $161
Days on market
173 vs 58 typical
Where $156/sqft sits among the 18 homes for sale in OAKWOOD MANOR
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Oakwood Manor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Sarasota. See the full Sarasota guide →
Oakwood Manor — neighborhood snapshot
Population
1,094
Median age
46
Median income
$49,358
Median home value
$158,100
Avg household
2
Households w/ children
42%
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Sarasota market
$470K → $470K
Sarasota median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
3 of 18
OAKWOOD MANOR have cut their price
Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the SARASOTA 34237 median. See the full Sarasota market guide →
Paper trail
This home's history
Reality check
What actually sold near 3232 ASH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$136,000
7 WHITE OAK TERRACE · same community
2 bd · 2 ba · 1,056 sqft · $129/sqft · 121 DOM
Sold · Jun ’26$110,000
3421 OVERCUP OAK TERRACE · same community
2 bd · 2 ba · 1,065 sqft · $103/sqft · 96 DOM
Sold · Mar ’26$179,500
3406 SHINGLE OAK TERRACE · same community
2 bd · 2 ba · 1,088 sqft · $165/sqft · 33 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 3232 ASH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3232 ASH TERRACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
3232 ASH TERRACE FAQs
What would the monthly payment be for 3232 ASH TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,535/mo — principal and interest, the actual property-tax bill, the $210/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3232 ASH TERRACE?+
The association fee works out to $210 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3232 ASH TERRACE?+
The most recent tax bill on record (2025) was $1,443. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3232 ASH TERRACE?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Sarasota?+
At $165,000, this home is listed about 71% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3232 ASH TERRACE?+
Tuttle Elementary School (elementary), Sarasota High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the SARASOTA 34237 market on paper
$165,000 is 17% below the SARASOTA 34237 median of $199,900, and at $156/sqft it sits under the Sarasota average of $496.
02Park/Greenbelt views
The park/greenbelt view is part of what you're buying — views hold value independently of the structure.
03Time on market is leverage
173 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of PALM REALTY SERVICES LLC · Angela Bryson. MLS #A4680691.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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