David Ramirez
$749,000$769,0005 bd3.5 ba2,603 sqft$288 /sqft$5,758 /mo all-in ↓

523 GRAND PRESERVE COVE, BRADENTON, FL, 34212

Active183 days on marketListed Feb 5, 2026MLS #A4680633

Reduced $20KPrivate poolSingle Family ResidenceHERITAGE HARBOUR SUBPHASE F UNITS 1, 2&3

About this home

523 GRAND PRESERVE COVE

Experience River Strand Country Club, a premier Arthur Hills–designed championship golf community where luxury and resort-style amenities combine to set the tone for inspired everyday living. Where can you find FULL GOLF MEMBERSHIP with fees as reasonable as these? Located on a quiet cul-de-sac, this expansive two-story, 5-bedroom, 3 full and 1 half bath home offers an impressive 2,603 sqft of updated living space, delivering exceptional value at this price point. Recent upgrades include $72,000 in hurricane-impact windows and sliders, renovated kitchen, new exterior paint, new lanai pavers and stylish luxury vinyl flooring throughout the first floor. Soaring 20-foot ceilings and abundant natural light create an open, airy feel upon entry. The dining area is ideal for gatherings and holidays, while the adjacent flexible space easily serves as a home office, playroom, or formal living area—perfect for today’s lifestyles. At the heart of the home is the 2024 renovated GOURMET KITCHEN, featuring crisp white cabinetry, Quartz countertops, a large center island, new appliances, pot filler, designer blue tile backsplash, and abundant storage with full sized pantry. The kitchen flows seamlessly into the living area, creating an inviting space for everyday living and entertaining—all with beautiful views of the quite large heated pool and spa. Step onto the spacious covered lanai and enjoy peaceful preserve views and spectacular sunrises, with frequent wildlife sightings including deer, owls, and native birds—offering a rare sense of privacy and serenity. It is truly magical and sets this home apart from the others. The first floor includes a private guest bedroom, full bath, half bath, and a separate laundry room—ideal for visitors or multigenerational living. Upstairs, the primary suite is a true retreat with a generous walk-in closet and en suite bath, with separate shower and soaking tub. Three additional bedrooms share a full bath. Plush carpeting upstairs adds comfort, and the 2-car garage with epoxy flooring completes the home. Grand Preserve residents enjoy an unmatched lifestyle with a 27-hole championship golf course, tennis and pickleball courts, fitness center and classes, resort-style pools, and a vibrant social calendar. Casual dining and cocktails are available at the Shank Shack and Tiki Bar, with an $8.5 million clubhouse restaurant renovation underway—further elevating the community experience. With modern upgrades, generous square footage, tranquil preserve views, and world-class amenities, this move-in-ready home offers a rare opportunity to enjoy the best of River Strand living—where every day feels like a vacation.

Facts & features

The home at a glance

5

Bedrooms

3.5

Bathrooms

2,603

Sqft

0.21 ac

Lot size

2

Garage

2007

Year built

Two

Levels

$288

Per sqft

Private poolTrees/Woods viewNegotiable

Inside

FlooringCarpet · Luxury Vinyl
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorHigh Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Stone Counters · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingHeat Pump
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock
FoundationSlab
ViewTrees/Woods
FacesSouthwest
ExteriorIrrigation System · Lighting

Community & fees

HOA fee$714/mo
Taxes (2024)$6,740/yr
PetsCats OK, Dogs OK

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Sewer Connected · Sprinkler Recycled · Water Connected
WaterCanal/Lake For Irrigation

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$5,758 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property tax — 2024 actual bill$562
HOA fee — from the listing$714
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $74,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $74,900
Interest rate6.00%
Loan term

Estimated payment

$5,758/mo

Principal & interest$4,042
PMI (est., until 20% equity)$281
Property taxes (actual bill)$562
HOA / condo fee$714
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton actives

$288 vs $248

Days on market

183 vs 55 typical

Where $288/sqft sits among the 400 Bradenton actives

108
104
83 · this home
47
26
32
$126–192$192–257$257–323$323–388$388–454$454+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heritage Harbour

Map of 523 GRAND PRESERVE COVE inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Heritage Harbour — neighborhood snapshot

Population

6,256

Median age

51

Median income

$103,298

Median home value

$400,220

Avg household

2

Households w/ children

451

For the school run

Manatee County School District

ElementaryFreedom Elementary School★★★★
MiddleCarlos E. Haile Middle School★★★★★
HighParrish Community High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketLeans seller4.1 months of inventoryBuyer’s market

$395K$420K

Bradenton median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

218 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 87% above the BRADENTON 34212 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $749,000 $20K
Feb 5, 2026Listed at $769,000 · 183 days on market since
2007Built · HERITAGE HARBOUR SUBPHASE F UNITS 1, 2&3

Reality check

What actually sold near 523 GRAND PRESERVE COVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

8611 RIVER PRESERVE DRIVESold · Jul ’26

$890,000

8611 RIVER PRESERVE DRIVE · same community

4 bd · 3 ba · 2,402 sqft · $371/sqft · 2 DOM

350 RIVER ENCLAVE COURTSold · Mar ’26

$414,000

350 RIVER ENCLAVE COURT · same community

3 bd · 2 ba · 1,679 sqft · $247/sqft · 111 DOM

427 RIVER ENCLAVE COURTSold · Oct ’25

$490,000

427 RIVER ENCLAVE COURT · same community

3 bd · 2 ba · 1,672 sqft · $293/sqft · 4 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 523 GRAND PRESERVE COVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 523 GRAND PRESERVE COVE — before you fall in love.

See it in person

Schedule a tour

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Goes straight to David’s phone and CRM.

Straight answers

523 GRAND PRESERVE COVE FAQs

What would the monthly payment be for 523 GRAND PRESERVE COVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,758/mo — principal and interest, the actual property-tax bill, the $714/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 523 GRAND PRESERVE COVE?+

The association fee works out to $714 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 523 GRAND PRESERVE COVE?+

The most recent tax bill on record (2024) was $6,740. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 523 GRAND PRESERVE COVE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $749,000, this home is listed about 92% above the Bradenton median of $389,650. The market section on this page shows how the area is trending.

Which schools are assigned to 523 GRAND PRESERVE COVE?+

Freedom Elementary School (elementary), Carlos E. Haile Middle School (middle), Parrish Community High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$749,000 runs 87% above the BRADENTON 34212 median — but at 2,603 sqft it's also 67% larger than the typical Bradenton listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Know the monthly fee

The association fee is $714/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

04Time on market is leverage

183 days on market against a Bradenton median of 55 — sellers in this position are usually ready to negotiate.

05Strong assigned schools

Freedom Elementary School, Carlos E. Haile Middle School, Parrish Community High School — Freedom Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COLDWELL BANKER REALTY · Danelle Haag. MLS #A4680633.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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