David Ramirez
$3,795$3,8953 bd2 ba1,937 sqft$2 /sqft$187 /mo all-in ↓

280 HIDDEN BAY DRIVE UNIT 203, OSPREY, FL, 34229

Active175 days on marketListed Jan 29, 2026MLS #A4680486

Priced 99% below the OSPREY 34229 medianReduced $100Fully furnishedCondominiumEDGEWATER/HIDDEN BAY PH 3

About this home

280 HIDDEN BAY DRIVE UNIT 203

This second-story unit in Edgewater at Hidden Bay is ready for move-in and is offered furnished or unfurnished. The apartment includes 3 bedrooms, 2 bathrooms, modern finishes, and steady natural light throughout. The kitchen provides ample cabinet storage, a breakfast bar, quartz countertops, and all major appliances, including a stainless-steel refrigerator, microwave, dishwasher, and range. The open living area connects to a screened balcony for additional usable space! The primary bedroom also includes access to the screened balcony, with additional details including dual walk-in closets and an en suite bathroom for added privacy. Two additional bedrooms are included in this unit, complete with spacious closet space for all your wardrobe needs. A guest bathroom down the hall and a laundry room with additional storage complete the rest of this apartment! Underbuilding covered and secured parking provides each unit with one assigned space, and locked storage units across the main building includes additional storage for its residents. Sorry, no pets for renters. Welcome to Edgewater at Hidden Bay! Located in Osprey, Florida on the shores of Little Sarasota Bay, you'll find a vibrant, gated, waterfront condominium community that's rich with amenities such as a newly renovated clubhouse with catering kitchen and fitness room, a resort-style pool and spa, tennis and pickleball courts, a Tiki hut for grilling and entertaining, a kayak launch and meandering boardwalks that access a pond with water features and a fishing pier that allows you to watch nightly sunsets. ADDITIONAL FEES AND RENTAL INFORMATION: Move-In Funds: Minimum 1st month rent, 1 month security deposit. Application fee: $100 Application fee. Water: $120/ month Electric: Tenant Responsibility Included: Basic cable and internet are included. Laundry: In unit Washer/Dryer THIRD PARTY PET SCREENING SERVICE: ALL applicants must complete pet screening. Create a pet and/or animal profile or "no pet" profile. You will receive a separate email to connect with our service provider and to complete your pet application (note: there is cost of $30/$25 for the first pet and $25/$20 for each additional pet.) This pet profile must be completed for your application to be considered completed. Medically necessary animals for the benefit of the occupant(s) are permitted with valid documentation from a medical or mental healthcare provider. Fees and deposits are waived for medically necessary animals. THE ESA APPROVAL MUST BE OBTAINED WITH OUR PET SCREENING SERVICE. PMI SWFL does not review/evaluate ESA documents for approval. Qualifications: We run a complete background check that includes credit, income verification, prior landlord and eviction history. In terms of credit, we look at the entire picture as opposed to just the credit score, but in general, we do require a score over 550. This property is professionally managed by PMI Southwest Florida.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,937

Sqft

1.06 ac

Lot size

2024

Year built

One

Levels

$2

Per sqft

Furnished

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

ParkingConverted Garage
ExteriorBalcony · Lighting · Sidewalk · Sliding Doors

Community & fees

PetsNo
CommunityDock · Clubhouse · Fitness Center · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Principal and interest plus estimated taxes and insurance. Run your own numbers below.

$187 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes (1.1%/yr)$3
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $133Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesEstimated at 1.1%/yrInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $133
Interest rate6.00%
Loan term

Estimated payment

$187/mo

Principal & interest$22
FHA mortgage insurance (est.)$2
Est. property taxes$3
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Sarabay Acres

Map of 280 HIDDEN BAY DRIVE UNIT 203 inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Osprey. See the full Osprey guide →

Sarabay Acres — neighborhood snapshot

Population

1,075

Median age

65

Median income

$54,735

Median home value

$363,400

Avg household

2

Households w/ children

14%

For the school run

Sarasota County School District

ElementaryLaurel Nokomis School★★★★
HighVenice Senior High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Osprey market

Seller’s marketBalanced6.6 months of inventoryBuyer’s market

$710K$530K

Osprey median sold, yr/yr

93.5%

Sale-to-list ratio (12 mo)

Median sold price, Osprey, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 99% below the OSPREY 34229 median. See the full Osprey market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,795 $100
Jan 29, 2026Listed at $3,895 · 175 days on market since
2024Built · EDGEWATER/HIDDEN BAY PH 3

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 280 HIDDEN BAY DRIVE UNIT 203 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 280 HIDDEN BAY DRIVE UNIT 203 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

280 HIDDEN BAY DRIVE UNIT 203 FAQs

What would the monthly payment be for 280 HIDDEN BAY DRIVE UNIT 203?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $187/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

Are pets allowed at 280 HIDDEN BAY DRIVE UNIT 203?+

The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Osprey?+

At $3,795, this home is listed about 99% below the Osprey median of $692,000. The market section on this page shows how the area is trending.

Which schools are assigned to 280 HIDDEN BAY DRIVE UNIT 203?+

Laurel Nokomis School (elementary), Venice Senior High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Under the OSPREY 34229 market on paper

$3,795 is 99% below the OSPREY 34229 median of $499,000, and at $2/sqft it sits under the Osprey average of $401.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Time on market is leverage

175 days on market against a Osprey median of 57 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Laurel Nokomis School, Venice Senior High School — Laurel Nokomis School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $3,895, now $3,795 — a $100 cut. The full history is in the market section below.

Listing courtesy of PMI SOUTHWEST FLORIDA · Nancy Guerrero. MLS #A4680486.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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