David Ramirez
$3,750,000$3,995,0003 bd3 ba2,580 sqft$1,453 /sqft$23,909 /mo all-in ↓

535 SANCTUARY DRIVE UNIT C807, LONGBOAT KEY, FL, 34228

Active172 days on marketListed Feb 2, 2026MLS #A4680240

Reduced $245KWaterfrontCondominiumSANCTUARY IV

About this home

535 SANCTUARY DRIVE UNIT C807

Sanctuary penthouse with spectacular views of the Gulf, and Intracoastal Waterway to Sarasota. *Now Unfurnished*. Total renovations completed in 2023 with nothing overlooked, including but not limited to EFCO turtle-approved glass, high-impact double pane hurricane sliders and windows, crystal custom kitchen cabinets by SRQ Custom Cabinetry, Thermador appliances including induction cooktop, wall-mounted microwave and convection oven, side-by-side Thermador refrigerator, Wi-Fi enabled dryer and hood fan, laundry room with added pantry features and a newly created breakfast bar. Complete water filtration system and quartz countertops throughout, with 5.5-inch baseboards with custom-milled crown molding and trim, solid wood doors, rectified 12-by-60-inch porcelain tile flooring, and custom built-ins in living room and primary bedroom. Hunter Douglas remote-controlled blinds, 10-foot-high ceilings complete with skylights, tankless hot water system, and two zoned air conditioning units installed in 2019 and 2023. Amenities include cable, water and internet. New roof in 2024. Storage locker with under-building parking. Nearly 18 acres with 1,200 feet of Gulf of Mexico beachfront, an Olympic-sized heated pool and spa with extensive pool decks, a fire pit and gazebos to provide shade. A 24/7 guard gate, Har-Tru tennis courts, on-site management, and a two-story clubhouse come complete with a fitness center, showers, saunas and a large entertaining room with catering facilities. Membership to the Longboat Key Club is available which would include six restaurants, 45 holes of golf, 20 tennis courts plus other amenities. You are close to shopping, Publix, CVS, places of worship, a library, town hall and banks, St. Armands Circle along with Sarasota and all it offers.

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

2,580

Sqft

0.91 ac

Lot size

1

Garage

1990

Year built

One

Levels

$1,453

Per sqft

WaterfrontCity & Water viewPets allowed

Inside

FlooringPorcelain Tile
AppliancesConvection Oven · Cooktop · Dishwasher · Disposal · Dryer · Exhaust Fan · Microwave · Refrigerator · Tankless Water Heater · Washer · Water Filtration System
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Open Floorplan · Skylight(s) · Solid Surface Counters · Split Bedroom · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofConcrete
ConstructionConcrete
FoundationStilt/On Piling
ViewCity · Water
FacesSouth
ParkingGarage Door Opener · Ground Level · Guest · Under Building
ExteriorBalcony · Irrigation System · Lighting · Outdoor Grill · Sauna · Sidewalk · Sliding Doors · Storage · Tennis Court(s)

Community & fees

Taxes (2025)$25,298/yr
PetsYes
CommunityGulf/Ocean Front · Water Access · Waterfront · Association Recreation - Owned · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Pool · Sidewalks · Special Community Restrictions · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$23,909 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$20,235
PMI (est., until 20% equity)$1,406
Property tax — 2025 actual bill$2,108
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $375,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $375,000
Interest rate6.00%
Loan term

Estimated payment

$23,909/mo

Principal & interest$20,235
PMI (est., until 20% equity)$1,406
Property taxes (actual bill)$2,108
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $3.8M
$1.9MedgeAI estimate $2,055,491 · range $1.9M$2.3M$3.9M

vs edgeAI estimate

+82.4%

$/sqft vs Longboat Key actives

$1,453 vs $696

Days on market

172 vs 95 typical

Where $1,453/sqft sits among the 276 Longboat Key actives

122
68
45
14 · this home
11
16
$351–640$640–930$930–1220$1220–1509$1509–1799$1799+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 535 SANCTUARY DRIVE UNIT C807

Drive times from this address

Downtown Tampa74 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

113 of 276

Longboat Key actives have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 477% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $3,750,000 $245K
Feb 2, 2026Listed at $3,995,000 · 172 days on market since
1990Built · SANCTUARY IV

Reality check

What actually sold near 535 SANCTUARY DRIVE UNIT C807

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

535 SANCTUARY DRIVE UNIT A602Sold · Jan ’26

$2,300,000

535 SANCTUARY DRIVE UNIT A602 · same community

3 bd · 2.5 ba · 2,580 sqft · $891/sqft · 225 DOM

545 SANCTUARY DRIVE UNIT B605Sold · Mar ’26

$2,350,000

545 SANCTUARY DRIVE UNIT B605

3 bd · 3 ba · 2,580 sqft · $911/sqft · 28 DOM

408 JACKSON DRIVESold · Jun ’26

$2,750,000

408 JACKSON DRIVE

4 bd · 4 ba · 2,585 sqft · $1,064/sqft · 59 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 535 SANCTUARY DRIVE UNIT C807 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 535 SANCTUARY DRIVE UNIT C807 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

535 SANCTUARY DRIVE UNIT C807 FAQs

What would the monthly payment be for 535 SANCTUARY DRIVE UNIT C807?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $23,909/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 535 SANCTUARY DRIVE UNIT C807?+

The most recent tax bill on record (2025) was $25,298. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 535 SANCTUARY DRIVE UNIT C807?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $3,750,000, this home is listed about 291% above the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 535 SANCTUARY DRIVE UNIT C807?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$3,750,000 runs 477% above the LONGBOAT KEY 34228 median — but at 2,580 sqft it's also 71% larger than the typical Longboat Key listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $3,995,000, now $3,750,000 — a $245K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Dennis Girard. MLS #A4680240.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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