David Ramirez
$375,0003 bd2.5 ba1,747 sqft$215 /sqft$3,330 /mo all-in ↓

11960 SKY ACRES TERRACE, BRADENTON, FL, 34211

Active175 days on marketListed Jan 31, 2026MLS #A4680098

Priced 7% below the BRADENTON 34211 medianTownhouseHARMONY AT LAKEWOOD RANCH PH II-C 1-4

About this home

11960 SKY ACRES TERRACE

Welcome to this 3-bedroom, 2.5-bath end-unit townhome with a 2-car garage, offering a smart layout, added privacy, and low-maintenance living in a convenient location. The end-unit position allows for additional natural light and a more open, comfortable feel throughout the home. The first floor features a well-designed living space ideal for everyday use and entertaining alike. The kitchen is centrally located and connects easily to the dining and living areas, creating a functional and inviting flow. Clean, neutral finishes make this home move-in ready and easy to personalize. Upstairs, the primary bedroom includes a private en-suite bath, while two additional bedrooms provide flexibility for guests, a home office, or growing needs. A main-level half bath adds convenience for residents and visitors. The attached 2-car garage offers secure parking and additional storage, and the end-unit setting enhances privacy and outdoor potential. Convenient access to shopping, dining, and major roadways makes this home an excellent opportunity for comfortable, easy living.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,747

Sqft

0.08 ac

Lot size

2

Garage

2023

Year built

Two

Levels

$215

Per sqft

Garden viewPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range
InteriorEating Space In Kitchen · In Wall Pest System · Open Floorplan · Pest Guard System · PrimaryBedroom Upstairs · Solid Surface Counters · Thermostat · Walk-In Closet(s)
LaundryOther
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewGarden
FacesSoutheast
ExteriorHurricane Shutters · Irrigation System · Sidewalk · Sliding Doors

Community & fees

HOA fee$322/mo
Taxes (2024)$5,691/yr
PetsYes
CommunityDeed Restrictions · Fitness Center · Park · Playground · Pool · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Phone Available · Public · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,330 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property tax — 2024 actual bill$474
HOA fee — from the listing$322
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,125Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,125
Interest rate6.00%
Loan term

Estimated payment

$3,330/mo

Principal & interest$2,208
FHA mortgage insurance (est.)$166
Property taxes (actual bill)$474
HOA / condo fee$322
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $375K
$330KedgeAI estimate $353,336 · range $344K$375K$390K

vs edgeAI estimate

+6.1%

$/sqft vs Bradenton actives

$215 vs $234

Days on market

175 vs 53 typical

Where $215/sqft sits among the 400 Bradenton actives

99
104 · this home
83
45
30
39
$122–179$179–236$236–293$293–350$350–407$407+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Harmony At Lakewood Ranch

Map of 11960 SKY ACRES TERRACE inside its neighborhood boundary

Drive times from this address

Downtown Tampa55 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Harmony At Lakewood Ranch — neighborhood snapshot

Population

1,634

Median age

44

Median income

$77,376

Median home value

$490,500

Avg household

2

Households w/ children

149

For the school run

Manatee County School District

ElementaryB.D. Gullett Elementary School★★★★
MiddleDr Mona Jain Middle School★★★★
HighLakewood Ranch High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

187 of 400

Bradenton actives have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 7% below the BRADENTON 34211 median. See the full Bradenton market guide →

Paper trail

This home's history

Jan 31, 2026Listed at $375,000 · 175 days on market since
2023Built · HARMONY AT LAKEWOOD RANCH PH II-C 1-4

Reality check

What actually sold near 11960 SKY ACRES TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5721 SILVERBRIDGE TRAILSold · Jun ’26

$355,000

5721 SILVERBRIDGE TRAIL · same community

3 bd · 3 ba · 1,728 sqft · $205/sqft · 20 DOM

11936 SKY ACRES TERRACESold · Apr ’26

$300,000

11936 SKY ACRES TERRACE · same community

3 bd · 2.5 ba · 1,614 sqft · $186/sqft · 83 DOM

11912 SKY ACRES TERRACESold · Nov ’25

$310,000

11912 SKY ACRES TERRACE · same community

3 bd · 2.5 ba · 1,614 sqft · $192/sqft · 16 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 11960 SKY ACRES TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 11960 SKY ACRES TERRACE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

11960 SKY ACRES TERRACE FAQs

What would the monthly payment be for 11960 SKY ACRES TERRACE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,330/mo — principal and interest, the actual property-tax bill, the $322/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 11960 SKY ACRES TERRACE?+

The association fee works out to $322 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 11960 SKY ACRES TERRACE?+

The most recent tax bill on record (2024) was $5,691. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 11960 SKY ACRES TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $375,000, this home is listed about 5% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 11960 SKY ACRES TERRACE?+

B.D. Gullett Elementary School (elementary), Dr Mona Jain Middle School (middle), Lakewood Ranch High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the BRADENTON 34211 market on paper

$375,000 is 7% below the BRADENTON 34211 median of $405,000, and at $215/sqft it sits under the Bradenton average of $264.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

175 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

B.D. Gullett Elementary School, Dr Mona Jain Middle School, Lakewood Ranch High School — B.D. Gullett Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of COMPASS FLORIDA LLC · Sean Averso. MLS #A4680098.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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