David Ramirez
$2,790,000$3,000,0005 bd5.5 ba3,308 sqft$843 /sqft$19,087 /mo all-in ↓

206 CHURCH AVENUE, BRADENTON BEACH, FL, 34217

Active184 days on marketListed Feb 2, 2026MLS #A4679935

Reduced $210KPrivate poolFully furnishedSingle Family ResidenceCORRECTED PLAT OF AZURE SHORES

About this home

206 CHURCH AVENUE

LUXURY COASTAL RETREAT with 360° WATER VIEWS just steps from Bradenton Beach!!! Just two blocks from the sugar sand shores and perfectly centered between the beach and the bay, this spectacular three-story coastal retreat offers breathtaking 360° views of both the Gulf of Mexico and Sarasota Bay. Whether you are searching for a year-round residence, seasonal escape, or high performing investment property, this one-of-a-kind home truly has it all. With 5 bedrooms, 5.5 bathrooms, and multiple indoor and outdoor living spaces, the home is designed for both luxury and comfort. The first level welcomes you with a bright sitting area featuring sliding glass doors overlooking the HEATED pool and spa, along with a separate BONUS room perfect for a home gym, owner’s storage, or beach gear room. On the second floor, you’ll find four spacious bedrooms, each with its own ENSUITE bathroom and walk-in tiled shower, plus an open loft area currently set up with extra beds that can easily become a kids’ play area, game room, or lounge space. The third floor serves as the main living area, showcasing incredible full 360° water views, an open-concept kitchen with a large island and seating, granite countertops, stainless steel appliances, and peek-through windows flanking the stove, a separate dining area for formal or casual entertaining, and a living room surrounded by STUNNING water views. Also on this level is a PRIVATE bedroom suite with balcony access and another ensuite bathroom with dual sinks, and a walk-in tiled shower, PLUS a cozy sitting area leading to a balcony overlooking the pool and a spiral staircase to the ROOFTOP DECK creating your personal PARADISE for sunset watching and stargazing over the Gulf and bay. The outdoor living space offers a beautifully tiled heated pool and spa, a large covered lanai with wood plank ceilings, pavered flooring, a fully FENCED yard, and low-maintenance TURF grass for privacy. The pool features a NEW ELECTRIC HEATER and NEW POOL PUMP, the exterior has been freshly painted, and all appliances are lightly used and in excellent condition. Located just minutes from historic Bridge Street, this home is close to colorful shops, local restaurants, vibrant nightlife, live music, a fishing pier, mini golf, and more, with Bridge Street connecting the Sarasota Bay side to the Gulf of Mexico side of the island. This is the perfect place to unwind after a long day at the beach with endless activities nearby, and it truly doesn’t get better than this...LUXURY, LOCATION, LIFESTYLE, and VIEWS all in one unforgettable coastal property.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

3,308

Sqft

0.11 ac

Lot size

2

Garage

2016

Year built

Three Or More

Levels

$843

Per sqft

Private poolFurnished

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionStucco
FoundationBlock
FacesSouth
ExteriorBalcony · Courtyard · Irrigation System · Lighting · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$33,911/yr

Utilities & systems

UtilitiesCable Available · Electricity Connected · Natural Gas Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$19,087 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,055
PMI (est., until 20% equity)$1,046
Property tax — 2025 actual bill$2,826
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $279,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $279,000
Interest rate6.00%
Loan term

Estimated payment

$19,087/mo

Principal & interest$15,055
PMI (est., until 20% equity)$1,046
Property taxes (actual bill)$2,826
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Bradenton Beach actives

$843 vs $958

Days on market

184 vs 97 typical

Where $843/sqft sits among the 83 Bradenton Beach actives

27
13 · this home
17
13
4
9
$441–678$678–916$916–1153$1153–1390$1390–1628$1628+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Azure Shores

Map of 206 CHURCH AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa68 min
Tampa Int’l Airport (TPA)71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

Azure Shores — neighborhood snapshot

Population

103

Median age

67

Median income

$74,643

Median home value

$559,400

Avg household

2

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer15.3 months of inventoryBuyer’s market

$1.0M$675K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

39 of 83

Bradenton Beach actives have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 125% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,790,000 $210K
Feb 2, 2026Listed at $3,000,000 · 184 days on market since
2016Built · CORRECTED PLAT OF AZURE SHORES

Reality check

What actually sold near 206 CHURCH AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2500 GULF DRIVE NSold · Aug ’25

$3,900,000

2500 GULF DRIVE N

5 bd · 6 ba · 3,080 sqft · $1,266/sqft · 63 DOM

12923 YACHT CLUB PLACESold · Mar ’26

$1,720,000

12923 YACHT CLUB PLACE

4 bd · 3 ba · 3,016 sqft · $570/sqft · 58 DOM

2210 AVENUE  C UNIT ManateeSold · Apr ’26

$1,350,000

2210 AVENUE C UNIT Manatee

4 bd · 4 ba · 2,800 sqft · $482/sqft · 36 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 206 CHURCH AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 206 CHURCH AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

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Goes straight to David’s phone and CRM.

Straight answers

206 CHURCH AVENUE FAQs

What would the monthly payment be for 206 CHURCH AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $19,087/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 206 CHURCH AVENUE?+

The most recent tax bill on record (2025) was $33,911. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Bradenton Beach?+

At $2,790,000, this home is listed about 131% above the Bradenton Beach median of $1,207,500. The market section on this page shows how the area is trending.

Which schools are assigned to 206 CHURCH AVENUE?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,790,000 runs 125% above the BRADENTON BEACH 34217 median — but at 3,308 sqft it's also nearly 2 times the size of the typical Bradenton Beach listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $3,000,000, now $2,790,000 — a $210K cut. The full history is in the market section below.

Listing courtesy of SERHANT · Christy Peterson. MLS #A4679935.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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206 CHURCH AVENUE, BRADENTON BEACH, FL — 5 Bed, 5.5 Bath — $2,790,000 | CENTURY 21 Edge