845 10TH AVENUE NE, NAPLES, FL, 34120
Active184 days on marketListed Jan 21, 2026MLS #A4679280
About this home
845 10TH AVENUE NE
Clean, well-maintained 3-bedroom plus den, 2-bath home with a 3-car garage on 2.72 acres. Nearly 2,100 sq ft of living space featuring a great room, formal dining room, and separate den. High ceilings, abundant natural light, and numerous windows throughout. Beautifully cared for, with a large screened lanai. Peaceful setting with mature pine and palm trees.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,099
Sqft
2.81 ac
Lot size
3
Garage
2006
Year built
One
Levels
$304
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,211 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,211/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Naples actives
$304 vs $333
Days on market
184 vs 17 typical
Where $304/sqft sits among the 81 Naples actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Golden Gate Estates
Get to know Naples. See the full Naples guide →
Golden Gate Estates — neighborhood snapshot
Population
42,042
Median age
44
Median income
$97,672
Median home value
$434,402
Avg household
3
Households w/ children
3,942
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Naples market
$535K → $625K
Naples median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
13 of 81
Naples actives have cut their price
Median sold price, Naples, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 197% above the NAPLES 34120 median. See the full Naples market guide →
Paper trail
This home's history
Reality check
What actually sold near 845 10TH AVENUE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$850,000
927 12TH AVENUE NE · same community
4 bd · 4 ba · 2,500 sqft · $340/sqft · 128 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 845 10TH AVENUE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 845 10TH AVENUE NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
845 10TH AVENUE NE FAQs
What would the monthly payment be for 845 10TH AVENUE NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,211/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 845 10TH AVENUE NE?+
The most recent tax bill on record (2024) was $4,361. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Naples?+
At $639,000, this home is listed about 17% above the Naples median of $547,500. The market section on this page shows how the area is trending.
Which schools are assigned to 845 10TH AVENUE NE?+
Cypress Palm Middle School (middle), Sabal Palm Elementary School (elementary), Palmetto Ridge High School (high) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$639,000 runs 197% above the NAPLES 34120 median — but at 2,099 sqft it's also 20% larger than the typical Naples listing.
02Time on market is leverage
184 days on market against a Naples median of 17 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $659,000, now $639,000 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of REALTY ONE GROUP MVP · Troy Funk. MLS #A4679280.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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