218 22ND STREET NE, BRADENTON, FL, 34208
Active185 days on marketListed Jan 21, 2026MLS #A4679243
About this home
218 22ND STREET NE
NO HOA, 90 FT MANATEE RIVER FRONTAGE AND DIRECT GULF ACCESS! Welcome to this turnkey furnished, 4BED/3BATH, urban, waterfront, classic Florida BLOCK CONSTRUCTION home tucked away on a quiet CUL-DE-SAC! A one-of-a-kind, absolute must-see gem with breathtaking sunsets, PET FRIENDLY, FULLY FENCED YARD. Avid boaters will appreciate the water location, new seawall, private composite dock, TIKI BAR, and BOAT LIFT. There's also a detached shed and RV PARKING with 30-amp hookup. This roomy, rambling, waterfront ranch layout offers a perfect floorplan for a lucrative fisherman's Airbnb, guests, or multi-generational living. Three bedrooms provide private entrances. The private 4th bedroom includes an ensuite bath and its own entrance, ideal for guests seeking privacy. The Sunroom, Office and open air/undercover patio full views of the Manatee River and downtown skyline equipped with a 2nd fridge, A dual-entry covered breezeway with wrought iron screen doors welcomes you inside to a comfortable living/kitchen combo with granite countertops, a pot-filler at the stove, and a spacious breakfast bar. A hidden pocket door can separate the two bedrooms, bath and office on the south side of the home, providing additional privacy if needed. The home offers unique, vintage, mid-century touches such as the built-in bookcases, cupboards, cedar closet, tongue & groove pine ceilings in bathroom, a wet bar just off the kitchen, along with a large laundry room, interior workshop/storage area equipped with a deep freezer, and a pre-plumbed steam-shower space. Several split units control energy-efficient, individualized and customized temperature and comfort throughout the home. Plus, a full-size outdoor antenna can stream those local TV channels in the event of an internet/cable outage. Centrally located within 3 miles to Downtown Main Street, Manatee Memorial, Twin Dolphin Marina, Pier 22, Manatee Players Theater, Central Library, and Bradenton Riverwalk. This is an exceptional opportunity that cannot be duplicated, with flexible living spaces, one-of-a-kind sunset views, this home offers a rare blend of comfort and versatile Florida waterfront living.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
1,977
Sqft
0.22 ac
Lot size
1963
Year built
One
Levels
$453
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,065 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,065/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bradenton actives
$453 vs $236
Days on market
185 vs 53 typical
Where $453/sqft sits among the 400 Bradenton actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ayres Point
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Bradenton. See the full Bradenton guide →
Ayres Point — neighborhood snapshot
Population
2,684
Median age
27
Median income
$48,756
Median home value
$231,791
Avg household
3
Households w/ children
383
For the school run
Manatee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bradenton market
$410K → $424K
Bradenton median sold, yr/yr
95.7%
Sale-to-list ratio (12 mo)
193 of 400
Bradenton actives have cut their price
Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 149% above the BRADENTON 34208 median. See the full Bradenton market guide →
Paper trail
This home's history
Reality check
What actually sold near 218 22ND STREET NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$212,000
102 21ST STREET NE · same community
2 bd · 1 ba · 1,176 sqft · $180/sqft · 169 DOM
Sold · Mar ’26$375,000
95 N Birch Road # 601, Fort Lauderdale FL 33304 · same community
1 bd · 1 ba · 795 sqft · $472/sqft · 253 DOM
Sold · Aug ’25$380,000
95 N Birch Rd # 401, Fort Lauderdale FL 33304 · same community
1 bd · 1 ba · 795 sqft · $478/sqft · 10 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 218 22ND STREET NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 218 22ND STREET NE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
218 22ND STREET NE FAQs
What would the monthly payment be for 218 22ND STREET NE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,065/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 218 22ND STREET NE?+
The most recent tax bill on record (2024) was $8,876. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 218 22ND STREET NE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bradenton?+
At $895,000, this home is listed about 126% above the Bradenton median of $395,740. The market section on this page shows how the area is trending.
Which schools are assigned to 218 22ND STREET NE?+
Manatee Elementary School (elementary), Manatee High School (high), Martha B. King Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$895,000 runs 149% above the BRADENTON 34208 median — but at 1,977 sqft it's also 25% larger than the typical Bradenton listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
185 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of REYNOLDS REALTY GULF COAST INC · Celeste Schott. MLS #A4679243.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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