SW 109TH PLACE, DUNNELLON, FL, 34432
Active200 days on marketListed Jan 17, 2026MLS #A4678807
About this home
SW 109TH PLACE
Prime property in a prime location is now available! The lot is convenient to get to on it's flattened dirt road that is one lot off the paved road. The land is basically flat making it an especially affordable lot to build on. Fiber Optic internet has been laid nearby the property. The neighborhood this lot is located in does NOT have HOAs or CDDs yet has desired amenities for its residents. Lake Otting is a short distance deeper into the neighborhood featuring its beautiful walking trail, tennis courts, playground, and picnic area. The property is also less than 15 minutes away from stores, restaurants, gas stations, and several other establishments you may desire. The price of this land reflects the appraised value. Make this lot yours today!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$329 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$329/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Dunnellon
Get to know Dunnellon. See the full Dunnellon guide →
DUNNELLON 34432 — neighborhood snapshot
Population
13,197
Median age
56
Median income
$47,711
Median home value
$223,900
Avg household
2.27
Households w/ children
858
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Dunnellon market
$265K → $280K
Dunnellon median sold, yr/yr
98.1%
Sale-to-list ratio (12 mo)
Median sold price, Dunnellon, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 89% below the DUNNELLON 34432 median. See the full Dunnellon market guide →
Paper trail
This home's history
Reality check
What actually sold near SW 109TH PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$219,000
13881 SW 105 PLACE · same community
3 bd · 2 ba · 1,130 sqft · $194/sqft · 72 DOM
Sold · Feb ’26$224,900
13098 SW 106TH PLACE · same community
3 bd · 2 ba · 1,157 sqft · $194/sqft · 154 DOM
Sold · May ’26$232,500
13066 SW 104TH ST · same community
3 bd · 2 ba · 1,251 sqft · $186/sqft · 267 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SW 109TH PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SW 109TH PLACE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SW 109TH PLACE FAQs
What would the monthly payment be for SW 109TH PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $329/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SW 109TH PLACE?+
The most recent tax bill on record (2025) was $204. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Dunnellon?+
At $24,000, this home is listed about 92% below the Dunnellon median of $300,000. The market section on this page shows how the area is trending.
Which schools are assigned to SW 109TH PLACE?+
Dunnellon Elementary School (elementary), Dunnellon High School (high), Dunnellon Middle School (middle) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of BRIGHT REALTY · Rachel Finney. MLS #A4678807.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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