David Ramirez
$456,900$469,9003 bd2 ba2,045 sqft$223 /sqft$3,881 /mo all-in ↓

6308 PINEHURST LOOP, WINTER HAVEN, FL, 33884

Active187 days on marketListed Jan 14, 2026MLS #A4678252

Reduced $13KWaterfrontSingle Family ResidenceLAKE ASHTON WEST PH II NORTH

About this home

6308 PINEHURST LOOP

Welcome to this beautifully upgraded 3-bedroom, 2-bath home offering 2,045 square feet of refined living space in the highly desirable Lake Ashton 55+ golf community—where luxury meets an active, resort-style lifestyle. This thoughtfully designed home features top-notch upgrades throughout, including an additional sliding glass door leading to the back patio, flooding the living space with natural light and creating a seamless indoor-outdoor living experience. The spacious kitchen is a standout, boasting abundant cabinet storage with extended cabinetry along the back wall, perfect for entertaining, organization, and everyday convenience. Smart hybrid water heater and water softener system as well The open and inviting floor plan provides generous living and dining areas, while the private primary suite offers comfort and tranquility. Two additional bedrooms are ideal for guests, hobbies, or a home office. Both bathrooms are well-appointed, and the home’s layout is designed for easy living. Located within Lake Ashton, residents enjoy world-class amenities including championship golf courses, clubhouses, fitness centers, pools, tennis and pickleball courts, planned activities, and a vibrant social calendar. Experience the best of Florida living in this exceptional home—schedule your private showing today and discover everything Lake Ashton has to offer.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

2,045

Sqft

0.14 ac

Lot size

2

Garage

2022

Year built

One

Levels

$223

Per sqft

WaterfrontWater viewNegotiable55+ communityPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Electric Water Heater · Microwave · Range · Refrigerator
InteriorEating Space In Kitchen · Solid Surface Counters
LaundryLaundry Room
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingDriveway
ExteriorLighting

Community & fees

HOA fee$5/mo
Taxes (2025)$9,887/yr
PetsYes
CommunityClubhouse · Gated Community - Guard · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,881 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,690
FHA mortgage insurance (est.)$202
Property tax — 2025 actual bill$824
HOA fee — from the listing$5
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,992Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,992
Interest rate6.00%
Loan term

Estimated payment

$3,881/mo

Principal & interest$2,690
FHA mortgage insurance (est.)$202
Property taxes (actual bill)$824
HOA / condo fee$5
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $457K
$347KedgeAI estimate $401,609 · range $361K$441K$475K

vs edgeAI estimate

+13.8%

$/sqft vs Winter Haven actives

$223 vs $171

Days on market

187 vs 42 typical

Where $223/sqft sits among the 400 Winter Haven actives

44
60
113
107
32
44 · this home
$102–126$126–151$151–175$175–199$199–223$223+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Lake Ashton

Map of 6308 PINEHURST LOOP inside its neighborhood boundary

Drive times from this address

Walt Disney World67 min
Downtown Tampa73 min

Get to know Winter Haven. See the full Winter Haven guide →

Lake Ashton — neighborhood snapshot

Population

3,278

Median age

62

Median income

$75,204

Median home value

$304,700

Avg household

2

Households w/ children

115

For the school run

Polk County School District

ElementaryChain Of Lakes Elementary School★★★★★
HighLake Region High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Winter Haven market

Seller’s marketBalanced6.5 months of inventoryBuyer’s market

$285K$287K

Winter Haven median sold, yr/yr

97.3%

Sale-to-list ratio (12 mo)

205 of 400

Winter Haven actives have cut their price

Median sold price, Winter Haven, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 60% above the WINTER HAVEN 33884 median. See the full Winter Haven market guide →

Paper trail

This home's history

CurrentPrice reduced to $456,900 $13K
Jan 14, 2026Listed at $469,900 · 187 days on market since
2022Built · LAKE ASHTON WEST PH II NORTH

Reality check

What actually sold near 6308 PINEHURST LOOP

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6129 PEBBLE BEACH BOULEVARDSold · Oct ’25

$417,500

6129 PEBBLE BEACH BOULEVARD · same community

3 bd · 2 ba · 2,045 sqft · $204/sqft · 8 DOM

6165 PEBBLE BEACH BOULEVARDSold · Jul ’26

$452,500

6165 PEBBLE BEACH BOULEVARD · same community

3 bd · 2 ba · 2,045 sqft · $221/sqft · 149 DOM

6301 PINEHURST LOOPSold · Jan ’26

$479,900

6301 PINEHURST LOOP · same community

3 bd · 2 ba · 2,057 sqft · $233/sqft · 66 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6308 PINEHURST LOOP — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6308 PINEHURST LOOP — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6308 PINEHURST LOOP FAQs

What would the monthly payment be for 6308 PINEHURST LOOP?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,881/mo — principal and interest, the actual property-tax bill, the $5/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6308 PINEHURST LOOP?+

The association fee works out to $5 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6308 PINEHURST LOOP?+

The most recent tax bill on record (2025) was $9,887. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6308 PINEHURST LOOP?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Winter Haven?+

At $456,900, this home is listed about 60% above the Winter Haven median of $285,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6308 PINEHURST LOOP?+

Chain Of Lakes Elementary School (elementary), Lake Region High School (high) — Polk County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$456,900 runs 60% above the WINTER HAVEN 33884 median — but at 2,045 sqft it's also 24% larger than the typical Winter Haven listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

187 days on market against a Winter Haven median of 42 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $469,900, now $456,900 — a $13K cut. The full history is in the market section below.

Listing courtesy of FLATFEE.COM · Cliff Glansen. MLS #A4678252.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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