David Ramirez

1061 HARRIS ROAD, ARCADIA, FL, 34266

Active186 days on marketListed Jan 29, 2026MLS #A4678146

WaterfrontMORQUS MANOR SUB

About this home

1061 HARRIS ROAD

310± acres with approximately 1.25 miles (over one mile) of Peace River frontage, this offering provides a rare chance to acquire a significant Florida property. Private, expansive, and naturally beautiful, the property delivers a sense of space and exclusivity that is becoming increasingly uncommon and rare to find in Florida today. Property is pending a conservation easement. A recent survey completed less than one year ago confirms the acreage. The conservation easement allows for the construction of one single-family residence up to 5,000 square feet and two barns not to exceed 2,000 square feet each. The property offers exceptional recreational use with abundant wildlife, including whitetail deer, Osceola turkeys, axis deer, and wild hogs, providing outstanding hunting opportunities. Significant improvements are currently underway, including new ponds being dug, underbrushing and clearing, pasture improvements, and new fencing. An additional adjoining 700± acres bordering the south side of the property may be available for purchase. This adjoining tract is conserved and allows for two additional single-family residences up to 5,000 square feet each, four barns, and up to 10,000 square feet of agricultural buildings, with approximately seven miles of Peace River frontage and three miles of Joshua Creek. Schedule your private showing today.

Facts & features

The home at a glance

310 ac

Lot size

Waterfront

Inside

Outside & construction

Community & fees

Taxes (2024)$346/yr

Utilities & systems

UtilitiesBB/HS Internet Capable · Electrical Nearby · Water Nearby
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,079 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$16,727
PMI (est., until 20% equity)$1,163
Property tax — 2024 actual bill$29
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $310,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $310,000
Interest rate6.00%
Loan term

Estimated payment

$18,079/mo

Principal & interest$16,727
PMI (est., until 20% equity)$1,163
Property taxes (actual bill)$29
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Arcadia

Map of 1061 HARRIS ROAD

Get to know Arcadia. See the full Arcadia guide →

ARCADIA 34266 — neighborhood snapshot

Population

29,065

Median age

39.7

Median income

$47,414

Median home value

$144,600

Avg household

2.55

Households w/ children

3,349

For the school run

DeSoto County School District

ElementaryWest Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Arcadia market

Seller’s marketLeans buyer7.8 months of inventoryBuyer’s market

$280K$260K

Arcadia median sold, yr/yr

94.4%

Sale-to-list ratio (12 mo)

Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 937% above the ARCADIA 34266 median. See the full Arcadia market guide →

Paper trail

This home's history

Jan 29, 2026Listed at $3,100,000 · 186 days on market since

Reality check

What actually sold near 1061 HARRIS ROAD

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2349 NW GENES LITTLE ACRES AVENUESold · May ’26

$225,000

2349 NW GENES LITTLE ACRES AVENUE

1 bd · 1.5 ba · 576 sqft · $391/sqft · 39 DOM

2846 NW PINE CREST AVENUESold · Sep ’25

$340,000

2846 NW PINE CREST AVENUE

2 bd · 1.5 ba · 1,008 sqft · $337/sqft · 3 DOM

2451 NW GARVIN AVENUESold · Feb ’26

$230,000

2451 NW GARVIN AVENUE

3 bd · 1 ba · 1,056 sqft · $218/sqft · 7 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1061 HARRIS ROAD — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1061 HARRIS ROAD — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1061 HARRIS ROAD FAQs

What would the monthly payment be for 1061 HARRIS ROAD?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,079/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1061 HARRIS ROAD?+

The most recent tax bill on record (2024) was $346. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Arcadia?+

At $3,100,000, this home is listed about 749% above the Arcadia median of $365,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1061 HARRIS ROAD?+

West Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$3,100,000 runs 937% above the ARCADIA 34266 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

186 days on market against a Arcadia median of 35 — sellers in this position are usually ready to negotiate.

Listing courtesy of EXIT KING REALTY · Morgan Smith. MLS #A4678146.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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