David Ramirez
$1,400,000$1,500,0003 bd2 ba1,744 sqft$803 /sqft$8,546 /mo all-in ↓

5204 69TH STREET E, PALMETTO, FL, 34221

Active192 days on marketListed Jan 13, 2026MLS #A4678118

Reduced $100KPrivate poolSingle Family ResidenceERIE RD/MENDOZA/MOCASSIN WALLOW

About this home

5204 69TH STREET E

Set on approximately 2.22 acres with agricultural zoning, this thoughtfully maintained property at 5204 69th Street East, Palmetto, Florida offers a refined balance of country living and modern convenience. Surrounded by open space, the property provides privacy and flexibility while remaining conveniently located near Interstate 75, allowing for efficient commuting and regional access without sacrificing a peaceful rural setting. The agricultural zoning permits residential use along with additional allowable uses, making this an ideal opportunity for those seeking space and versatility. The acreage offers ample room for storing all of the toys: boats, trailers, and equipment, with the potential to add a barn or other like structure. A 12 x 32 shed is situated on a concrete slab with additional space for an RV as the hookup is already in place. This is just one of the two RV hookups currently on the property. Outdoor amenities include an above-ground pool installed partially in-ground, a screened front porch, and a spacious rear lanai measuring approximately 30 x 26 feet, creating inviting areas for outdoor living and entertaining. Interior and structural features include tile flooring throughout, hurricane-rated windows up to 150 mph, Icynene attic insulation, and an irrigated front lawn. This property offers a unique opportunity to enjoy elevated country-style living with upscale features, flexible use options, and convenient access to major roadways.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,744

Sqft

2.2 ac

Lot size

2

Garage

2019

Year built

One

Levels

$803

Per sqft

Private poolPets allowed

Inside

FlooringTile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Exhaust Fan · Microwave · Refrigerator
InteriorBuilt-in Features · Ceiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Open Floorplan · Walk-In Closet(s) · Window Treatments
LaundryLaundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
FacesSouth
ParkingBoat · Driveway · Garage Door Opener · Guest · Parking Pad · RV Parking
ExteriorIrrigation System · Private Mailbox · Private Yard · Rain Gutters · RV Hookup

Community & fees

Taxes (2024)$3,681/yr
PetsYes

Utilities & systems

UtilitiesElectricity Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$8,546 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property tax — 2024 actual bill$307
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $140,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $140,000
Interest rate6.00%
Loan term

Estimated payment

$8,546/mo

Principal & interest$7,554
PMI (est., until 20% equity)$525
Property taxes (actual bill)$307
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.4M
$372KedgeAI estimate $439,610 · range $388K$450K$1.5M

vs edgeAI estimate

+218.5%

$/sqft vs Palmetto actives

$803 vs $208

Days on market

192 vs 55 typical

Where $803/sqft sits among the 400 Palmetto actives

266
96
25
8
2
3 · this home
$126–238$238–351$351–464$464–577$577–690$690+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Palmetto

Map of 5204 69TH STREET E

Drive times from this address

Downtown Tampa44 min
Tampa Int’l Airport (TPA)54 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Palmetto. See the full Palmetto guide →

PALMETTO 34221 — neighborhood snapshot

Population

54,923

Median age

46.6

Median income

$74,314

Median home value

$298,200

Avg household

2.63

Households w/ children

4,466

For the school run

Manatee County School District

ElementaryJames Tillman Elementary Magnet School★★★★★
HighPalmetto High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Palmetto market

Seller’s marketBalanced5.7 months of inventoryBuyer’s market

$359K$361K

Palmetto median sold, yr/yr

97.2%

Sale-to-list ratio (12 mo)

211 of 400

Palmetto actives have cut their price

Median sold price, Palmetto, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 284% above the PALMETTO 34221 median. See the full Palmetto market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,400,000 $100K
Jan 13, 2026Listed at $1,500,000 · 192 days on market since
2019Built · ERIE RD/MENDOZA/MOCASSIN WALLOW

Reality check

What actually sold near 5204 69TH STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

5009 33RD AVENUE ESold · Dec ’25

$365,000

5009 33RD AVENUE E

4 bd · 2 ba · 1,722 sqft · $212/sqft · 14 DOM

5108 33RD AVENUE ESold · Aug ’25

$345,000

5108 33RD AVENUE E

4 bd · 2 ba · 1,722 sqft · $200/sqft · 1 DOM

5406 PATANO LOOPSold · Mar ’26

$365,000

5406 PATANO LOOP

3 bd · 2 ba · 1,720 sqft · $212/sqft · 82 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 5204 69TH STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5204 69TH STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

5204 69TH STREET E FAQs

What would the monthly payment be for 5204 69TH STREET E?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,546/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 5204 69TH STREET E?+

The most recent tax bill on record (2024) was $3,681. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5204 69TH STREET E?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Palmetto?+

At $1,400,000, this home is listed about 251% above the Palmetto median of $399,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5204 69TH STREET E?+

James Tillman Elementary Magnet School (elementary), Palmetto High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$1,400,000 runs 284% above the PALMETTO 34221 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

192 days on market against a Palmetto median of 55 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $1,500,000, now $1,400,000 — a $100K cut. The full history is in the market section below.

Listing courtesy of MARCUS & COMPANY REALTY · Janelle Miller. MLS #A4678118.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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