David Ramirez
$4,995,000$5,250,0006 bd5 ba4,015 sqft$1,244 /sqft$31,298 /mo all-in ↓

1140 SEASIDE DRIVE UNIT 301 & Penthouse, SIESTA KEY, FL, 34242

Active191 days on marketListed Jan 15, 2026MLS #A4677378

Reduced $255KFully furnishedCondominiumBEACH HOUSE RESIDENCES

About this home

1140 SEASIDE DRIVE UNIT 301 & Penthouse

Repriced to the market - reduced $250,000! An exceptional opportunity to own two stunning residences in one offering, near the powdery white sands of world-renowned Crescent Beach. Beach House Residences #301 and the Penthouse together create a rare, turnkey coastal retreat where modern elegance and relaxed island living exist in harmony. Offered fully furnished and move-in ready, this one-of-a-kind, two-level residence presents exceptional flexibility to embrace the ultimate Siesta Key lifestyle. Suited as a full-time or seasonal residence, a multi-generational family retreat, or a flexible ownership opportunity with the ability to enjoy or utilize one floor while renting another, short or long-term. Spanning the top two floors, this unique offering includes six generously sized bedrooms and five full baths (a four-bedroom, three-bath residence plus a two-bedroom, two-bath penthouse), thoughtfully designed to accommodate family and guests with ease. Expansive open floor plans welcome you with immediate Gulf views, while floor-to-ceiling glass and spacious balconies offer coastal breezes and blazing sunsets. Chef’s kitchens on each level are beautifully appointed to host unforgettable gatherings or intimate dinners, blending function with refined coastal style. Each residence enjoys its own private, secured entry, access to a state-of-the-art elevator, full kitchens, laundry rooms, luxury countertops, soft-close wood cabinetry, upscale lighting and designer fixtures. Additional highlights include spa-inspired baths, plush furnishings, 10-foot ceilings, spacious closets, a secure lobby, a private two-car garage and a hot tub on the penthouse-level balcony. Chic contemporary architecture enhances the building’s coastal presence, while sweeping Gulf and sunset views create a sense of escape. A private pet run oasis adds a thoughtful touch for four-legged companions. Outdoor living is equally inviting and as a member of the community association, residents enjoy access to the pool and private beach entry, offering a seamless connection to the Gulf. Ideally within a half block of Siesta Key’s vibrant South Village, you are moments from beloved restaurants, cafés, tiki bars, boutiques, rentals and everyday conveniences. Complimentary trolley service provides easy access to Siesta Village, evoking the charm of a relaxed island-style experience, while quick access to the Stickney Point Bridge allows effortless travel on and off the island. With its prime beach-block location, thoughtful design and rare dual-residence configuration, this is a coastal offering that feels timeless and irreplaceable, an opportunity to create lasting memories on one of Florida’s celebrated shorelines.

Facts & features

The home at a glance

6

Bedrooms

5

Bathrooms

4,015

Sqft

2

Garage

2019

Year built

Two

Levels

$1,244

Per sqft

FireplaceWater viewFurnishedPets allowed

Inside

FlooringPorcelain Tile · Travertine
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Pest Guard System · Primary Bedroom Main Floor · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Same Floor As Condo Unit
CoolingCentral Air · Zoned
HeatingElectric · Zoned
FurnishedFurnished

Outside & construction

RoofMembrane · Other
ConstructionConcrete · Stucco
FoundationStilt/On Piling
ViewWater
FacesWest
ParkingAssigned · Deeded · Garage Door Opener · Ground Level · Guest · Off Street · Oversized · Reserved · Under Building
ExteriorBalcony · Dog Run · Lighting · Other · Outdoor Grill · Outdoor Shower · Private Entrance · Sliding Doors · Storage

Community & fees

Taxes (2026)$27,749/yr
PetsYes
CommunityWater Access · Dog Park · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Public · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$31,298 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$26,953
PMI (est., until 20% equity)$1,873
Property tax — 2026 actual bill$2,312
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $499,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $499,500
Interest rate6.00%
Loan term

Estimated payment

$31,298/mo

Principal & interest$26,953
PMI (est., until 20% equity)$1,873
Property taxes (actual bill)$2,312
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Siesta Key

Map of 1140 SEASIDE DRIVE UNIT 301 & Penthouse

Drive times from this address

Downtown Tampa68 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Siesta Key. See the full Siesta Key guide →

The numbers that matter

The Siesta Key market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$800K$2.7M

Siesta Key median sold, yr/yr

94.0%

Sale-to-list ratio (12 mo)

Median sold price, Siesta Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 178% above the Siesta Key median. See the full Siesta Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $4,995,000 $255K
Jan 15, 2026Listed at $5,250,000 · 191 days on market since
2019Built · BEACH HOUSE RESIDENCES

Reality check

What actually sold near 1140 SEASIDE DRIVE UNIT 301 & Penthouse

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1240 SOLITUDE LANESold · Jul ’26

$2,850,000

1240 SOLITUDE LANE

6 bd · 4.5 ba · 4,700 sqft · $606/sqft · 323 DOM

7342 CAPTAIN KIDD AVENUESold · Mar ’26

$4,200,000

7342 CAPTAIN KIDD AVENUE

5 bd · 5.5 ba · 5,175 sqft · $812/sqft · 283 DOM

1724 CHEYENNE STREETSold · Aug ’25

$925,000

1724 CHEYENNE STREET

5 bd · 3 ba · 2,278 sqft · $406/sqft · 77 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1140 SEASIDE DRIVE UNIT 301 & Penthouse — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1140 SEASIDE DRIVE UNIT 301 & Penthouse — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1140 SEASIDE DRIVE UNIT 301 & Penthouse FAQs

What would the monthly payment be for 1140 SEASIDE DRIVE UNIT 301 & Penthouse?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $31,298/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1140 SEASIDE DRIVE UNIT 301 & Penthouse?+

The most recent tax bill on record (2026) was $27,749. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1140 SEASIDE DRIVE UNIT 301 & Penthouse?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Siesta Key?+

At $4,995,000, this home is listed about 178% above the Siesta Key median of $1,795,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$4,995,000 runs 178% above the Siesta Key median — but at 4,015 sqft it's also 72% larger than the typical Siesta Key listing.

02Water views

The water view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

191 days on market against a Siesta Key median of 84 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $5,250,000, now $4,995,000 — a $255K cut. The full history is in the market section below.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Judie Berger. MLS #A4677378.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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