David Ramirez
$439,000$485,0002 bd2 ba1,804 sqft$243 /sqft$3,756 /mo all-in ↓

6502 42ND STREET E, SARASOTA, FL, 34243

Active179 days on marketListed Jan 25, 2026MLS #A4676971

Reduced $46KSingle Family ResidenceCASCADES AT SARASOTA PH IIIA

Come see it

Upcoming open house

Sun, Jul 26

1:00 PM – 3:00 PM

About this home

6502 42ND STREET E

Discover refined living in this exquisite 2 bedroom+ flexible den/bonus room, 2 bathroom home nestled within the prestigious Cascades, a 55+ gated community. This meticulously maintained 1,804 sq ft residence boasts private garden views from a 236 sq ft glass enclosed temperature controlled sunroom with custom window treatments, offering an idyllic Florida retreat for a total of 2,040 sq ft. Enter through the custom hurricane glass front door into a sunlit foyer that flows into a spacious, freshly painted living area. The cozy family room and large updated kitchen create a seamless space for entertaining, with sliding glass doors revealing an air conditioned sunroom perfect for reading, relaxing and informal dinning. The kitchen features freshly painted cabinets, lustrous granite countertops, and plenty of cabinetry. A formal dining room sets the stage for memorable gatherings with loved ones, savoring your finest culinary creations. The primary suite is a sanctuary of comfort, featuring generous walk-in closets. A separate guest bedroom ensures comfort and seclusion for visitors, while an additional guest room can be converted to a bonus sitting room or office space. Cascades redefines active adult living with its newly renovated 25,000-square-foot clubhouse, featuring a heated indoor-outdoor pool, six Har-Tru tennis courts, two pickle ball courts, a state-of-the-art fitness center, and a banquet hall. Engage in vibrant community life with bocce ball, horseshoes, pickleball, arts and crafts, pottery classes with two kilns, and an array of social clubs and activities orchestrated by a full-time Tennis Pro. From card games and yoga to travel clubs and aerobics, there’s something for every interest. Located minutes from the pristine beaches of Siesta Key, Lido Key, and Longboat Key, Cascades offers easy access to crystal sands and turquoise waters. Downtown Sarasota, a mere 15-minute drive, brims with cultural treasures, including The Asolo Repertory Theatre, Ringling Museum, Selby Gardens, and the Van Wezel Performing Arts Center. Enjoy fine dining, art galleries, and shopping at St. Armands Circle, UTC Mall, Whole Foods, and Fresh Market. Top-rated healthcare and Sarasota International Airport are also conveniently nearby. Community Benefits. Cascades is free of CDD fees and includes lawn maintenance and partial plant care, ensuring a low-maintenance lifestyle within a welcoming, secure gated community. Embrace the elegance and ease of this exceptional home, where luxury and leisure converge Schedule your private showing and explore the potential of Cascade living.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,804

Sqft

0.14 ac

Lot size

2

Garage

2006

Year built

One

Levels

$243

Per sqft

Negotiable55+ community

Inside

FlooringCeramic Tile
AppliancesBuilt-In Oven · Dishwasher · Refrigerator
InteriorCeiling Fan(s) · Primary Bedroom Main Floor · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingElectric
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
FacesEast
ExteriorHurricane Shutters

Community & fees

HOA fee$560/mo
Taxes (2025)$3,090/yr
PetsCats OK, Dogs OK, Number Limit
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Water Connected
WaterNone

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,756 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property tax — 2025 actual bill$258
HOA fee — from the listing$560
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $15,365Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $15,365
Interest rate6.00%
Loan term

Estimated payment

$3,756/mo

Principal & interest$2,584
FHA mortgage insurance (est.)$194
Property taxes (actual bill)$258
HOA / condo fee$560
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $439K
$396KedgeAI estimate $441,891 · range $413K$480K$499K

vs edgeAI estimate

−0.7%

$/sqft vs Sarasota actives

$243 vs $325

Days on market

179 vs 58 typical

Where $243/sqft sits among the 400 Sarasota actives

228 · this home
66
29
26
19
32
$149–384$384–618$618–853$853–1088$1088–1322$1322+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cascades At Sarasota

Map of 6502 42ND STREET E inside its neighborhood boundary

Drive times from this address

Downtown Tampa56 min
Tampa Int’l Airport (TPA)64 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Cascades At Sarasota — neighborhood snapshot

Population

2,053

Median age

57

Median income

$104,250

Median home value

$471,900

Avg household

3

Households w/ children

169

For the school run

Manatee County School District

ElementaryMarjorie G. Kinnan Elementary School★★★★★
HighSoutheast High School★★★★
MiddleBraden River Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

146 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 35% above the SARASOTA 34243 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $439,000 $46K
Jan 25, 2026Listed at $485,000 · 179 days on market since
2006Built · CASCADES AT SARASOTA PH IIIA

Reality check

What actually sold near 6502 42ND STREET E

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

6506 42ND STREET ESold · Apr ’26

$325,000

6506 42ND STREET E · same community

3 bd · 2 ba · 1,860 sqft · $175/sqft · 79 DOM

6315 43RD COURT ESold · Nov ’25

$400,000

6315 43RD COURT E · same community

3 bd · 2 ba · 1,940 sqft · $206/sqft · 101 DOM

4134 63RD TERRACE ESold · Oct ’25

$457,000

4134 63RD TERRACE E · same community

3 bd · 2 ba · 2,008 sqft · $228/sqft · 196 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6502 42ND STREET E — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6502 42ND STREET E — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

6502 42ND STREET E FAQs

What would the monthly payment be for 6502 42ND STREET E?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,756/mo — principal and interest, the actual property-tax bill, the $560/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 6502 42ND STREET E?+

The association fee works out to $560 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 6502 42ND STREET E?+

The most recent tax bill on record (2025) was $3,090. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6502 42ND STREET E?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $439,000, this home is listed about 23% below the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 6502 42ND STREET E?+

Marjorie G. Kinnan Elementary School (elementary), Southeast High School (high), Braden River Middle School (middle) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$439,000 runs 35% above the SARASOTA 34243 median.

02Know the monthly fee

The association fee is $560/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

179 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $485,000, now $439,000 — a $46K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER REALTY · Mark J Baron, LLC. MLS #A4676971.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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