David Ramirez
$2,598,000$2,700,0004 bd4.5 ba4,021 sqft$646 /sqft$17,628 /mo all-in ↓

12201 SHOREVIEW DRIVE, MATLACHA, FL, 33993

Active202 days on marketListed Jan 2, 2026MLS #A4676716

Reduced $102KWaterfrontPrivate poolSingle Family ResidenceACREAGE & UNREC

About this home

12201 SHOREVIEW DRIVE

Stunning waterfront estate set on 2.24 acres in the heart of Matlacha—truly a boater’s paradise just minutes from some of Florida’s finest boating, including Boca Grande and Sanibel. This turnkey 4,021 sq ft residence offers 5 bedrooms, 4.5 baths, and a third-floor den with breathtaking 360° views of Pine Island and the surrounding bay, with water views gracing nearly every room. The fully updated interior showcases a custom kitchen, granite countertops, state-of-the-art appliances, new impact windows and doors (2023), and a charming wood-burning fireplace. Poolside, a detached guest suite provides a spacious private retreat with a full bath—ideal for guests, in-laws, or extended stays. The exterior is equally as impressive, featuring an expansive screened lanai, with a large pool and spa, overlooking the bay. This home has had a number of upgrades, including a new aluminum metal roof, hardie board siding, professional lighting, a new irrigation system and a new fence in 2025. For the boaters, this house includes a new covered metal roof 10,000 lb. boat lift, making those trips to Boca Grande and Sanibel a breeze. The house also features a spacious 4 car garage, and a large slab for a boat or RV. This house sits extremely high, and has never flooded during any hurricanes! Offered fully furnished and turnkey, this exceptional property makes living the Florida waterfront dream as effortless as it is extraordinary.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

4,021

Sqft

2.24 ac

Lot size

4

Garage

1995

Year built

Three Or More

Levels

$646

Per sqft

Private poolWaterfrontFireplaceTrees/Woods & Water viewTurnkey

Inside

FlooringLaminate · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer · Wine Refrigerator
InteriorBuilt-in Features · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofMetal
ConstructionOther · Wood Siding
FoundationBlock
ViewTrees/Woods · Water
FacesEast
ExteriorOther

Community & fees

Taxes (2024)$29,705/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Electricity Connected · Sewer Available · Sewer Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$17,628 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$14,019
PMI (est., until 20% equity)$974
Property tax — 2024 actual bill$2,475
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $259,800Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $259,800
Interest rate6.00%
Loan term

Estimated payment

$17,628/mo

Principal & interest$14,019
PMI (est., until 20% equity)$974
Property taxes (actual bill)$2,475
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Matlacha

Map of 12201 SHOREVIEW DRIVE

Get to know Matlacha. See the full Matlacha guide →

MATLACHA 33993 — neighborhood snapshot

Population

33,045

Median age

43.7

Median income

$89,220

Median home value

$319,500

Avg household

2.96

Households w/ children

3,468

For the school run

Lee County School District

MiddleMariner Middle School★★★★★
HighMariner High School★★★★
ElementaryTrafalgar Elementary School★★★★★
MiddleChallenger Middle School★★★★
ElementaryHector A. Cafferata Junior Elementary School★★★★
ElementaryPatriot Elementary School★★★★★
ElementarySkyline Elementary School★★★★★
HighIda S. Baker High School★★★★★
HighCape Coral High School★★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Matlacha market

Seller’s marketLeans buyer24.0 months of inventoryBuyer’s market

$385K$450K

Matlacha median sold, yr/yr

Median sold price, Matlacha, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2819% above the MATLACHA 33993 median. See the full Matlacha market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,598,000 $102K
Jan 2, 2026Listed at $2,700,000 · 202 days on market since
1995Built · ACREAGE & UNREC

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 12201 SHOREVIEW DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 12201 SHOREVIEW DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

12201 SHOREVIEW DRIVE FAQs

What would the monthly payment be for 12201 SHOREVIEW DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $17,628/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 12201 SHOREVIEW DRIVE?+

The most recent tax bill on record (2024) was $29,705. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Matlacha?+

At $2,598,000, this home is listed about 76% above the Matlacha median of $1,476,500. The market section on this page shows how the area is trending.

Which schools are assigned to 12201 SHOREVIEW DRIVE?+

Mariner Middle School (middle), Mariner High School (high), Trafalgar Elementary School (elementary), Challenger Middle School (middle), Hector A. Cafferata Junior Elementary School (elementary), Patriot Elementary School (elementary), Skyline Elementary School (elementary), Ida S. Baker High School (high), Cape Coral High School (high), North Fort Myers High School (high), Island Coast High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$2,598,000 runs 2819% above the MATLACHA 33993 median — but at 4,021 sqft it's also nearly twice the size of the typical Matlacha listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Mariner Middle School, Mariner High School, Trafalgar Elementary School, Challenger Middle School, Hector A. Cafferata Junior Elementary School, Patriot Elementary School, Skyline Elementary School, Ida S. Baker High School, Cape Coral High School, North Fort Myers High School, Island Coast High School — Challenger Middle School rates 4 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $2,700,000, now $2,598,000 — a $102K cut. The full history is in the market section below.

Listing courtesy of RE/MAX GULF COAST LIVING · Lawrence Ronco. MLS #A4676716.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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