David Ramirez
$5,950,000$6,495,0005 bd5.5 ba2,734 sqft$2,176 /sqft$37,923 /mo all-in ↓

2302 GULF DRIVE N, BRADENTON BEACH, FL, 34217

Active202 days on marketListed Jan 3, 2026MLS #A4676640

Reduced $545KWaterfrontPrivate poolFully furnishedSingle Family ResidenceILEXHURST

About this home

2302 GULF DRIVE N

Experience the pinnacle of Gulf-front living on Anna Maria Island, one of the world’s top-rated beach destinations. This exceptional single-family residence is perfectly positioned directly on the pristine sands of the Gulf of Mexico, offering breathtaking sunset views and an unparalleled island lifestyle. The home features a Gulf-side heated pool and spa just steps from the beach, creating a private coastal retreat ideal for relaxation and entertaining. With five en-suite bedrooms, this thoughtfully designed residence offers comfort, privacy, and spectacular water views throughout. Two beachfront terraces invite you to enjoy soothing Gulf breezes and unforgettable sunsets year-round. Designed with both luxury and efficiency in mind, the property offers outstanding low-maintenance living and exceptional energy performance, including an 8,500-watt solar power system. The top floor showcases an open-concept living and dining area, highlighted by French doors and a dramatic panoramic window that frames the expansive Gulf views. The gourmet kitchen is equipped with state-of-the-art appliances and a wine cooler, perfect for entertaining. Four en-suite bedrooms—two with direct Gulf views—are located on the first level, while the second level includes the main living spaces and the primary suite. The views are truly breathtaking, extending north to the tip of Anna Maria Island. Whether as a private family retreat or a high-income investment opportunity, this remarkable Gulf-front home offers the best of coastal luxury living.

Facts & features

The home at a glance

5

Bedrooms

5.5

Bathrooms

2,734

Sqft

0.11 ac

Lot size

2

Garage

2016

Year built

Two

Levels

$2,176

Per sqft

Private poolWaterfrontPool & Water viewFurnishedPets allowed

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Central Vacuum · Crown Molding · Eating Space In Kitchen · Elevator · High Ceilings · Living Room/Dining Room Combo · Solid Surface Counters · Solid Wood Cabinets · Vaulted Ceiling(s) · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Solar
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Stone · Wood Frame
FoundationSlab · Stilt/On Piling
ViewPool · Water
FacesEast
ParkingGarage Door Opener
ExteriorFrench Doors · Hurricane Shutters · Irrigation System · Lighting · Outdoor Grill · Outdoor Shower · Storage

Community & fees

Taxes (2024)$41,110/yr
PetsYes

Utilities & systems

UtilitiesCable Connected · Public
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$37,923 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$32,106
PMI (est., until 20% equity)$2,231
Property tax — 2024 actual bill$3,426
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $595,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $595,000
Interest rate6.00%
Loan term

Estimated payment

$37,923/mo

Principal & interest$32,106
PMI (est., until 20% equity)$2,231
Property taxes (actual bill)$3,426
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs ILEXHURST

$2,176 vs $1,031

Days on market

202 vs 47 typical

Where $2,176/sqft sits among the 28 homes for sale in ILEXHURST

11
10
5
0
1
1 · this home
$690–938$938–1186$1186–1433$1433–1681$1681–1929$1929+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton Beach

Map of 2302 GULF DRIVE N

Drive times from this address

Downtown Tampa67 min
Tampa Int’l Airport (TPA)70 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton Beach. See the full Bradenton Beach guide →

BRADENTON BEACH 34217 — neighborhood snapshot

Population

3,774

Median age

69.2

Median income

$90,278

Median home value

$636,300

Avg household

1.8

Households w/ children

130

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton Beach market

Seller’s marketLeans buyer16.8 months of inventoryBuyer’s market

$665K$720K

Bradenton Beach median sold, yr/yr

90.4%

Sale-to-list ratio (12 mo)

13 of 28

ILEXHURST have cut their price

Median sold price, Bradenton Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 386% above the BRADENTON BEACH 34217 median. See the full Bradenton Beach market guide →

Paper trail

This home's history

CurrentPrice reduced to $5,950,000 $545K
Jan 3, 2026Listed at $6,495,000 · 202 days on market since
2016Built · ILEXHURST

Reality check

What actually sold near 2302 GULF DRIVE N

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2210 AVENUE  C UNIT ManateeSold · Apr ’26

$1,350,000

2210 AVENUE C UNIT Manatee · same community

4 bd · 4 ba · 2,800 sqft · $482/sqft · 36 DOM

2410 AVENUE BSold · Jan ’26

$2,400,000

2410 AVENUE B · same community

7 bd · 6.5 ba · 2,852 sqft · $842/sqft · 182 DOM

2407 AVENUE ASold · Oct ’25

$2,300,000

2407 AVENUE A · same community

4 bd · 5.5 ba · 2,444 sqft · $941/sqft · 181 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 2302 GULF DRIVE N — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 2302 GULF DRIVE N — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

2302 GULF DRIVE N FAQs

What would the monthly payment be for 2302 GULF DRIVE N?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $37,923/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 2302 GULF DRIVE N?+

The most recent tax bill on record (2024) was $41,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 2302 GULF DRIVE N?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton Beach?+

At $5,950,000, this home is listed about 450% above the Bradenton Beach median of $1,082,000. The market section on this page shows how the area is trending.

Which schools are assigned to 2302 GULF DRIVE N?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$5,950,000 runs 386% above the BRADENTON BEACH 34217 median — but at 2,734 sqft it's also nearly twice the size of the typical Bradenton Beach listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

202 days on market against a Bradenton Beach median of 47 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $6,495,000, now $5,950,000 — a $545K cut. The full history is in the market section below.

Listing courtesy of AMI REALTY GROUP · George DeSear. MLS #A4676640.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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