1511 BONITA BLUFF COURT, RUSKIN, FL, 33570
Active225 days on marketListed Dec 31, 2025MLS #A4676583
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About this home
1511 BONITA BLUFF COURT
** This home has a VA ASSUMABLE MORTGAGE for qualified buyers!! ** Tremendous financing opportunity. Charming, comfortable and spacious, only begin to describe this lovely home. As you enter through the double doors, the foyer opens to a formal living and dining room. The large open kitchen serves the formal dining room as well as a light and bright breakfast nook. The open concept continues from the kitchen to a beautiful family room with views of the private pool and covered lanai. The pool area, lanai and family room create a soothing and private view of the shimmering lake behind the home. A large primary suite sits on one side of the home, and the 3 remaining bedrooms create a true split floor plan. Add peace of mind with a 5-year-old roof, a 1-year-old air conditioning unit, the pool resurfaced 4 years ago, and a new pool pump installed in November 2025 letting the new owner can move in worry free! Schedule your showing now!! VERY MOTIVATED SELLER! SELLER OFFERING A $5,000.00 CREDIT AT CLOSING WITH AN ACCEPTABLE OFFER!!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,696
Sqft
0.17 ac
Lot size
3
Garage
2005
Year built
One
Levels
$182
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,795 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,795/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−26.7%
$/sqft vs MIRA LAGO WEST PH 1
$182 vs $159
Days on market
225 vs 53 typical
Where $182/sqft sits among the 7 homes for sale in MIRA LAGO WEST PH 1
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ruskin
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Ruskin. See the full Ruskin guide →
The numbers that matter
The Ruskin market
$315K → $330K
Ruskin median sold, yr/yr
98.5%
Sale-to-list ratio (12 mo)
2 of 7
MIRA LAGO WEST PH 1 have cut their price
Median sold price, Ruskin, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 40% above the Ruskin median. See the full Ruskin market guide →
Paper trail
This home's history
Reality check
What actually sold near 1511 BONITA BLUFF COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$312,000
1521 BONITA BLUFF COURT · same community
6 bd · 2.5 ba · 2,718 sqft · $115/sqft · 66 DOM
Sold · Jun ’26$370,000
1834 RAVEN GLEN DRIVE · same community
4 bd · 2.5 ba · 2,507 sqft · $148/sqft · 33 DOM
Sold · Mar ’26$390,000
1657 BONITA BLUFF COURT · same community
3 bd · 3 ba · 2,483 sqft · $157/sqft · 243 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1511 BONITA BLUFF COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1511 BONITA BLUFF COURT — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
1511 BONITA BLUFF COURT FAQs
What would the monthly payment be for 1511 BONITA BLUFF COURT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,795/mo — principal and interest, the actual property-tax bill, the $94/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 1511 BONITA BLUFF COURT?+
The association fee works out to $94 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 1511 BONITA BLUFF COURT?+
The most recent tax bill on record (2024) was $5,271. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1511 BONITA BLUFF COURT?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ruskin?+
At $490,000, this home is listed about 40% above the Ruskin median of $350,000. The market section on this page shows how the area is trending.
The brief
Four things that matter here
01Positioned at the premium end
$490,000 runs 40% above the Ruskin median — but at 2,696 sqft it's also 40% larger than the typical Ruskin listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Time on market is leverage
225 days on market against a Ruskin median of 53 — sellers in this position are usually ready to negotiate.
04The price has already moved
Listed at $520,000, now $490,000 — a $30K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MICHAEL SAUNDERS & COMPANY · David DAngelo. MLS #A4676583.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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