David Ramirez
$729,000$769,0002 bd2 ba1,130 sqft$645 /sqft$4,938 /mo all-in ↓

1220 SIESTA BAYSIDE DRIVE UNIT 1220-A, SARASOTA, FL, 34242

Active224 days on marketListed Dec 27, 2025MLS #A4676258

Reduced $40KWaterfrontFully furnishedCondominiumGULF & BAY CLUB BAYSIDE

About this home

1220 SIESTA BAYSIDE DRIVE UNIT 1220-A

Welcome to your slice of Paradise on Siesta Key! This beautifully renovated 2 bedroom, 2 bath, 1 car garage end unit condo is located in the highly sought after Gulf & Bay Club Bayside, offering private, deeded beach access to the world-famous Siesta Key Beach. Best of all, the property has No Hurricane Damage, providing peace of mind for full time residents, and investors alike. Enjoy the tranquil views of the pond, tennis and Pickleball courts, and the community pool from this light filled unit. Vaulted ceilings and No Unit above enhance the sense of space and privacy. The home has been thoughtfully updated with porcelain tile throughout the living areas, and a stunning fully renovated kitchen featuring Quartz countertops(including the breakfast bar), custom wood cabinetry, and stainless steel appliances. A built in desk with cabinetry creates an ideal home office or workspace. The spacious owner’s suite includes a walk in closet and an updated en-suite bathroom with new vanity, Quartz countertops, and tiled walk in shower. Adjacent to the living room, an enclosed patio offers versatile flex space, perfect for additional seating, dining, or simply enjoying your morning coffee while soaking in the Florida sunshine. Gulf & Bay Club Bayside is a resort style community offering deeded beach access, two heated pools, tennis and Pickleball courts, outdoor grilling areas, a fitness facility, and a fishing dock on the Intercoastal Waterway. With one week minimum rentals allowed and an optional on site rental office, this condo presents an excellent investment opportunity. Furnishings available under a separate contract. Ideally located just steps from the white sands of Siesta Key Beach and short distance to Siesta Key Village’s restaurants and shopping, this is a rare opportunity to own a beautifully updated condo in one of the island’s most desirable communities.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,130

Sqft

9.92 ac

Lot size

1

Garage

1988

Year built

One

Levels

$645

Per sqft

WaterfrontPool & Tennis Court & Water viewFurnished

Inside

FlooringCarpet · Porcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Primary Bedroom Main Floor · Solid Surface Counters · Solid Wood Cabinets · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryLaundry Closet
CoolingCentral Air
HeatingElectric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock
FoundationSlab
ViewPool · Tennis Court · Water
FacesNorth
ParkingDriveway · Guest
ExteriorIrrigation System · Outdoor Grill · Rain Gutters · Tennis Court(s)

Community & fees

Taxes (2025)$6,855/yr
PetsCats OK, Number Limit
CommunityFishing · Intracoastal Waterway · Water Access · Buyer Approval Required · Clubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - No Guard · Golf Carts OK · Irrigation-Reclaimed Water · No Truck/RV/Motorcycle Parking · Pool · Tennis Court(s) · Wheelchair Access

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,938 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,934
PMI (est., until 20% equity)$273
Property tax — 2025 actual bill$571
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $72,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $72,900
Interest rate6.00%
Loan term

Estimated payment

$4,938/mo

Principal & interest$3,934
PMI (est., until 20% equity)$273
Property taxes (actual bill)$571
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $729K
$700KedgeAI estimate $889,968 · range $777K$1.1M$1.1M

vs edgeAI estimate

−18.1%

$/sqft vs Sarasota actives

$645 vs $345

Days on market

224 vs 62 typical

Where $645/sqft sits among the 400 Sarasota actives

225
58
35 · this home
33
20
29
$158–385$385–612$612–839$839–1065$1065–1292$1292+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Sarasota

Map of 1220 SIESTA BAYSIDE DRIVE UNIT 1220-A

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$475K$493K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

162 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 62% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $729,000 $40K
Dec 27, 2025Listed at $769,000 · 224 days on market since
1988Built · GULF & BAY CLUB BAYSIDE

Reality check

What actually sold near 1220 SIESTA BAYSIDE DRIVE UNIT 1220-A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1311 SIESTA BAYSIDE DRIVE UNIT 1311-ASold · Sep ’25

$625,000

1311 SIESTA BAYSIDE DRIVE UNIT 1311-A · same community

2 bd · 2 ba · 1,130 sqft · $553/sqft · 115 DOM

1240 SIESTA BAYSIDE DRIVE UNIT 1240CSold · Oct ’25

$729,000

1240 SIESTA BAYSIDE DRIVE UNIT 1240C · same community

2 bd · 2 ba · 1,280 sqft · $570/sqft · 96 DOM

1228 SIESTA BAYSIDE DRIVE UNIT 1228-CSold · Aug ’25

$700,000

1228 SIESTA BAYSIDE DRIVE UNIT 1228-C · same community

2 bd · 2 ba · 1,280 sqft · $547/sqft · 155 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1220 SIESTA BAYSIDE DRIVE UNIT 1220-A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1220 SIESTA BAYSIDE DRIVE UNIT 1220-A — before you fall in love.

See it in person

Schedule a tour

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Straight answers

1220 SIESTA BAYSIDE DRIVE UNIT 1220-A FAQs

What would the monthly payment be for 1220 SIESTA BAYSIDE DRIVE UNIT 1220-A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,938/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1220 SIESTA BAYSIDE DRIVE UNIT 1220-A?+

The most recent tax bill on record (2025) was $6,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1220 SIESTA BAYSIDE DRIVE UNIT 1220-A?+

The listing reports pets: Cats OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $729,000, this home is listed about 29% above the Sarasota median of $565,000. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Positioned at the premium end

$729,000 runs 62% above the SARASOTA 34242 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

224 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $769,000, now $729,000 — a $40K cut. The full history is in the market section below.

Listing courtesy of BRIGHT REALTY · Jennifer Bright. MLS #A4676258.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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