David Ramirez
$7,500,0004 bd4.5 ba7,003 sqft$1,071 /sqft$48,610 /mo all-in ↓

4205 HIGEL AVENUE, SARASOTA, FL, 34242

Active220 days on marketListed Dec 26, 2025MLS #A4675182

WaterfrontPrivate poolSingle Family ResidenceCOCOANUT BAYOU

About this home

4205 HIGEL AVENUE

A timeless coastal estate with an air of refined European elegance, this gated waterfront residence on the protected deep waters of Cocoanut Bayou harmonizes classic architecture with thoughtful modern enhancements. Newly updated with wide-plank white oak engineered hardwood flooring and a gleaming white kitchen featuring new pearl quartz countertops and a Zellige tile backsplash, the home offers an elevated, move-in-ready experience for buyers seeking both luxury and serenity on Siesta Key. Step through custom arched double doors into a luminous grand foyer with 12-foot ceilings and beautifully crafted architectural details that introduce the home’s balance of scale, sophistication, and warmth. The soaring central living room, with its 24-foot ceilings, new hardwood floors, and expansive terrace, sets the tone for both intimate gatherings and grand entertaining. A sweeping 48-foot waterfront terrace extends the full width of the home, creating a captivating outdoor living space with room for dining, lounging, and enjoying breezy evenings by the stone fireplace. Inside, the newly refreshed gourmet kitchen shines with exceptional professional-grade appointments, including two Sub-Zero refrigerators, Wolf cooking equipment, two Miele dishwashers, Sub-Zero freezer drawers with ice maker, an oversized island, a casual dining area with French doors to the terrace, and an outdoor kitchen featuring a Wolf grill. The adjoining bar/butler’s pantry is well equipped with a 150-bottle, dual-temperature zoned Sub-Zero wine refrigerator and built-in Sub-Zero icemaker, along with additional glass-front cabinetry to display your treasured items. The kitchen flows effortlessly into a waterfront grand living room with five sets of French doors opening onto the terrace, for seamless indoor/outdoor living, and an elegant formal dining room for special occasions. On the opposite wing, you will find a handsome library/office, a home gym, and a large family room with serene water views and French doors to the terrace. A recently upgraded powder room and two large storage closets complete this level. The private second level, accessed by a sweeping staircase or the commercial-grade elevator, features four generous bedroom suites with walk-in closets, spa-inspired baths, and engineered hardwood flooring. The primary suite, a serene retreat, offers a gas fireplace, an expansive private terrace with bayou and bay views, the perfect spot to see incredible sunrises, and a luxurious marble bath with soaking tub, dual vanities, a large dual shower, and a built-in Sub-Zero mini-fridge. Spacious dual custom closets and a dressing area with a vanity complete the space. Boaters will appreciate the deep-water dock with direct access to Sarasota Bay and the Gulf of Mexico. Additional features include a second-floor laundry with a new Samsung washer and dryer, a 12-car garage, a whole-house sound system, impact-resistant windows and doors, concrete construction, state-of-the-art security, 4 HVAC units (one recently installed), and mature tropical landscaping that provides privacy and a true sense of retreat. A private community beach offers the rare opportunity to enjoy Siesta Key’s renowned white sands moments from home. Ideally located near Siesta Key Beach, Siesta Village, and vibrant downtown Sarasota, this exceptional estate combines architectural beauty, modern updates, and an enviable waterfront setting—offering a lifestyle entirely its own.

Facts & features

The home at a glance

4

Bedrooms

4.5

Bathrooms

7,003

Sqft

0.42 ac

Lot size

12

Garage

2008

Year built

Three Or More

Levels

$1,071

Per sqft

Private poolWaterfrontFireplaceGarden & Pool & Water viewPets allowed

Inside

FlooringConcrete · Travertine · Hardwood
AppliancesBar Fridge · Built-In Oven · Convection Oven · Cooktop · Dishwasher · Disposal · Dryer · Electric Water Heater · Exhaust Fan · Freezer · Ice Maker · Microwave · Range Hood · Refrigerator · Tankless Water Heater · Washer · Wine Refrigerator
InteriorAccessibility Features · Built-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Crown Molding · Dry Bar · Eating Space In Kitchen · Elevator · High Ceilings · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Stone Counters · Thermostat · Walk-In Closet(s) · Wet Bar · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air · Zoned
HeatingCentral · Electric · Zoned

Outside & construction

RoofConcrete · Tile
ConstructionConcrete · Stucco
FoundationStilt/On Piling
ViewGarden · Pool · Water
FacesWest
ParkingCovered · Driveway · Garage Faces Side · Golf Cart Parking · Ground Level · Oversized · Parking Pad · Under Building · Workshop in Garage
ExteriorBalcony · Courtyard · French Doors · Garden · Irrigation System · Lighting · Misting System · Outdoor Grill · Outdoor Kitchen · Permeable Paving · Private Mailbox · Private Yard · Sidewalk · Sprinkler Metered · Storage

Community & fees

HOA fee$125/mo
Taxes (2025)$60,515/yr
PetsYes
CommunityGulf/Ocean Front

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Available · Natural Gas Connected · Public · Sewer Connected · Street Lights
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$48,610 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$40,470
PMI (est., until 20% equity)$2,813
Property tax — 2025 actual bill$5,043
HOA fee — from the listing$125
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $750,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $750,000
Interest rate6.00%
Loan term

Estimated payment

$48,610/mo

Principal & interest$40,470
PMI (est., until 20% equity)$2,813
Property taxes (actual bill)$5,043
HOA / condo fee$125
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$1,071 vs $343

Days on market

220 vs 58 typical

Where $1,071/sqft sits among the 400 Sarasota actives

221
61
37
33
18 · this home
30
$158–377$377–597$597–816$816–1035$1035–1254$1254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cocoanut Bayou

Map of 4205 HIGEL AVENUE inside its neighborhood boundary

Drive times from this address

Downtown Tampa71 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Cocoanut Bayou — neighborhood snapshot

Population

362

Median age

61

Median income

$151,303

Median home value

$1,979,001

Avg household

2

Households w/ children

20%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 1463% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Dec 26, 2025Listed at $7,500,000 · 220 days on market since
2008Built · COCOANUT BAYOU

Reality check

What actually sold near 4205 HIGEL AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

265 CEDAR PARK CIRCLESold · Dec ’25

$7,200,000

265 CEDAR PARK CIRCLE · same community

5 bd · 5.5 ba · 6,455 sqft · $1,115/sqft · 66 DOM

244 CEDAR PARK CIRCLESold · Oct ’25

$4,300,000

244 CEDAR PARK CIRCLE · same community

4 bd · 4 ba · 3,721 sqft · $1,156/sqft · 108 DOM

251 CEDAR PARK CIRCLESold · Jan ’26

$5,600,000

251 CEDAR PARK CIRCLE · same community

4 bd · 3.5 ba · 3,446 sqft · $1,625/sqft · 20 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4205 HIGEL AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4205 HIGEL AVENUE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4205 HIGEL AVENUE FAQs

What would the monthly payment be for 4205 HIGEL AVENUE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $48,610/mo — principal and interest, the actual property-tax bill, the $125/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4205 HIGEL AVENUE?+

The association fee works out to $125 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4205 HIGEL AVENUE?+

The most recent tax bill on record (2025) was $60,515. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4205 HIGEL AVENUE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $7,500,000, this home is listed about 1216% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 4205 HIGEL AVENUE?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$7,500,000 runs 1463% above the SARASOTA 34242 median — but at 7,003 sqft it's also nearly 4 times the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

220 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Judie Berger. MLS #A4675182.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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