9660 PRESIDENT CIRCLE, PORT CHARLOTTE, FL, 33981
Active237 days on marketListed Dec 11, 2025MLS #A4674960
About this home
9660 PRESIDENT CIRCLE
Experience contemporary coastal living at its finest in this newly completed custom waterfront home designed with a sleek modern aesthetic and exceptional attention to detail. Perfectly positioned on a saltwater canal with direct Gulf access, this 3-bedroom + office, 3.5-bath residence is located in the desirable South Gulf Cove community—ideal for boating and relaxed Florida living. Inside, you’ll find soaring ceilings, 8-foot doors, and elegant 24x48 marble-look tile flooring throughout. The open-concept great room features a tray ceiling, recessed lighting, and a fully opening 3-panel slider that seamlessly connects to the covered lanai for true indoor-outdoor living. The primary suite offers private lanai access, dual walk-in closets, and a spa-style bathroom with quartz countertops, double vanities, and a beautifully tiled walk-in shower with dual shower heads. Each guest bedroom includes its own ensuite bath, providing comfort and privacy. The chef’s kitchen is designed to impress with stainless steel appliances, a walk-in pantry, tile backsplash, and a waterfall-edge quartz island with modern pendant lighting. Sleek black hardware adds a bold, contemporary finish throughout. This home is turnkey furnished—all furnishings are included in the price, making it completely move-in ready. Additional features include hurricane-impact windows and sliding doors. Boat dock and lift construction may be negotiated as part of the purchase contract, subject to permitting, approvals, and buyer preferences. Step outside to your private waterfront oasis featuring a heated pool and spa overlooking the canal, perfect for relaxing or entertaining. Conveniently located near: Boca Grande Beach Manasota Key Wellen Park shopping and dining The Cove of Rotonda Golf Center A rare opportunity to own a brand-new, fully furnished Gulf-access home in one of Southwest Florida’s most sought-after waterfront communities. Seller may offer a buyer closing cost credit to assist with settlement expenses, lender-related costs, and prepaid escrow items for buyers utilizing seller-approved financing programs. Incentive terms, lender qualifications, and contribution limits may apply.
Facts & features
The home at a glance
3
Bedrooms
3.5
Bathrooms
2,014
Sqft
0.23 ac
Lot size
3
Garage
2025
Year built
One
Levels
$521
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$6,345 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,345/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$521 vs $208
Days on market
237 vs 59 typical
Where $521/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,413
Median age
63
Median income
$92,806
Median home value
$480,409
Avg household
2
Households w/ children
284
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
176 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2590% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9660 PRESIDENT CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$439,900
9660 MIAMI CIRCLE · same community
3 bd · 2 ba · 2,020 sqft · $218/sqft · 30 DOM
Sold · Oct ’25$490,000
9293 PANAMA CIRCLE · same community
3 bd · 2 ba · 1,665 sqft · $294/sqft · 570 DOM
Sold · Oct ’25$915,000
9458 Snapper Circle, Port Charlotte FL 33981 · same community
7 bd · 4.5 ba · 5,672 sqft · $161/sqft · 164 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 9660 PRESIDENT CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9660 PRESIDENT CIRCLE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
9660 PRESIDENT CIRCLE FAQs
What would the monthly payment be for 9660 PRESIDENT CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $6,345/mo — principal and interest, the actual property-tax bill, the $10/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 9660 PRESIDENT CIRCLE?+
The association fee works out to $10 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 9660 PRESIDENT CIRCLE?+
The most recent tax bill on record (2025) was $1,456. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 9660 PRESIDENT CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,049,000, this home is listed about 218% above the Port Charlotte median of $330,000. The market section on this page shows how the area is trending.
Which schools are assigned to 9660 PRESIDENT CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,049,000 runs 2590% above the PORT CHARLOTTE 33981 median — but at 2,014 sqft it's also 23% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
237 days on market against a Port Charlotte median of 59 — sellers in this position are usually ready to negotiate.
Keep looking
Similar homes nearby
Listing courtesy of THE AGENCY SARASOTA · Irene Kosse. MLS #A4674960.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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