David Ramirez
$2,895,000$2,975,0005 bd6 ba2,966 sqft$976 /sqft$18,920 /mo all-in ↓

6910 MIDNIGHT PASS ROAD UNIT A, SARASOTA, FL, 34242

Active239 days on marketListed Dec 8, 2025MLS #A4674217

Reduced $80KPrivate poolFully furnishedSingle Family ResidencePOINT OF ROCKS TERRACE

About this home

6910 MIDNIGHT PASS ROAD UNIT A

There is only one – Point of Rocks. This is luxury living … served on the rocks. Welcome to Point of Rocks, a home crafted with the same care, balance, and attention to detail as a perfectly mixed drink. Smooth where it should be, bold where it counts, and designed to age beautifully, this thoughtfully curated residence delivers a taste of Siesta Key living that never goes out of style. Designed with farmhouse-inspired décor and three levels of luxuriously livable space, this home invites you to sip, savor, and settle in. High-quality materials and resilient finishes ensure that the aesthetic stays fresh and the home itself stays strong, even with the steady rhythm of rental guests. The ground level sets the flavor profile with a spacious garage/game room and a resort-style pool complete with a custom, rock-inspired water slide, a wink to the home’s playful name. It’s the ultimate place to kick off island hours, toast the sunset or serve up memories on ice. The second level blends design and livability into one smooth pour. The great room, with its timeless palette and elevated farmhouse textures, feels equal parts cozy and chic — ideal for savoring a quiet morning coffee or mixing evening cocktails. The primary suite on this level is its own signature sip: refined, calming, and intentionally crafted. The top floor hosts four comfortable and private en suite bedrooms, each one layered with durable materials chosen to stand the test of time in both style and quality. A dedicated gaming lounge adds another layer of fun, making this level the playful finishing note for guests of all ages as the perfect garnish to this well-balanced home. Whether you're craving an income-producing investment, a coastal escape, or a little blend of both, Point of Rocks delivers a lifestyle that’s relaxed, memorable, and endlessly enjoyable. Raise a glass — this is Siesta Key living...on the rocks. More than a home, Point of Rocks is part of the exclusive Vunique Luxury Residences with a proven history of strong rental performance — each residence one-of-one, purpose-built to balance bold design and bespoke experience. Here, ownership transcends address; it becomes a mark of belonging to something beautifully uncommon.

Facts & features

The home at a glance

5

Bedrooms

6

Bathrooms

2,966

Sqft

2

Garage

2021

Year built

Three Or More

Levels

$976

Per sqft

Private poolPool viewFurnishedPets allowed

Inside

FlooringTile
AppliancesDishwasher · Disposal · Dryer · Exhaust Fan · Freezer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Elevator · High Ceilings · Kitchen/Family Room Combo · PrimaryBedroom Upstairs · Solid Wood Cabinets · Split Bedroom · Thermostat · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Upper Level
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMembrane
ConstructionConcrete · Stucco
FoundationSlab
ViewPool
FacesNorth
ParkingElectric Vehicle Charging Station(s) · Oversized
ExteriorBalcony · Outdoor Grill · Outdoor Shower · Sidewalk · Sliding Doors

Community & fees

Taxes (2025)$24,633/yr
PetsYes

Utilities & systems

UtilitiesPublic
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$18,920 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$15,621
PMI (est., until 20% equity)$1,086
Property tax — 2025 actual bill$2,053
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $289,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $289,500
Interest rate6.00%
Loan term

Estimated payment

$18,920/mo

Principal & interest$15,621
PMI (est., until 20% equity)$1,086
Property taxes (actual bill)$2,053
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$976 vs $343

Days on market

239 vs 62 typical

Where $976/sqft sits among the 400 Sarasota actives

225
58
35
35 · this home
18
29
$158–382$382–605$605–828$828–1052$1052–1275$1275+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Point Of Rocks Terrace

Map of 6910 MIDNIGHT PASS ROAD UNIT A inside its neighborhood boundary

Drive times from this address

Downtown Tampa69 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Point Of Rocks Terrace — neighborhood snapshot

Population

162

Median age

68

Median income

$106,038

Median home value

$990,500

Avg household

2

Households w/ children

10%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$475K$495K

Sarasota median sold, yr/yr

95.2%

Sale-to-list ratio (12 mo)

153 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 499% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $2,895,000 $80K
Dec 8, 2025Listed at $2,975,000 · 239 days on market since
2021Built · POINT OF ROCKS TERRACE

Reality check

What actually sold near 6910 MIDNIGHT PASS ROAD UNIT A

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

7320 MELALEUCA WAYSold · Mar ’26

$1,500,000

7320 MELALEUCA WAY

4 bd · 4 ba · 2,970 sqft · $505/sqft · 268 DOM

1739 LITTLE POINTE CIRCLESold · Feb ’26

$3,950,000

1739 LITTLE POINTE CIRCLE

4 bd · 3 ba · 3,059 sqft · $1,291/sqft · 4 DOM

915 SEASIDE DRIVE UNIT 511, Weeks 2-3Sold · Mar ’26

$20,000

915 SEASIDE DRIVE UNIT 511, Weeks 2-3

4 bd · 4 ba · 2,625 sqft · $8/sqft · 51 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 6910 MIDNIGHT PASS ROAD UNIT A — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 6910 MIDNIGHT PASS ROAD UNIT A — before you fall in love.

See it in person

Schedule a tour

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Straight answers

6910 MIDNIGHT PASS ROAD UNIT A FAQs

What would the monthly payment be for 6910 MIDNIGHT PASS ROAD UNIT A?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $18,920/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 6910 MIDNIGHT PASS ROAD UNIT A?+

The most recent tax bill on record (2025) was $24,633. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 6910 MIDNIGHT PASS ROAD UNIT A?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $2,895,000, this home is listed about 408% above the Sarasota median of $569,945. The market section on this page shows how the area is trending.

Which schools are assigned to 6910 MIDNIGHT PASS ROAD UNIT A?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$2,895,000 runs 499% above the SARASOTA 34242 median — but at 2,966 sqft it's also nearly twice the size of the typical Sarasota listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

239 days on market against a Sarasota median of 62 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $2,975,000, now $2,895,000 — a $80K cut. The full history is in the market section below.

Listing courtesy of MICHAEL SAUNDERS & COMPANY · Rudy Dudon. MLS #A4674217.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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