David Ramirez
$345,000$379,9003 bd2 ba1,216 sqft$284 /sqft$2,878 /mo all-in ↓

983 SANDPIPER CIRCLE, BRADENTON, FL, 34209

Active241 days on marketListed Nov 26, 2025MLS #A4673421

Reduced $35KWaterfrontFully furnishedCondominiumPERICO BAY CLUB

About this home

983 SANDPIPER CIRCLE

Welcome home to Perico Bay Club! This 3 bedroom/2 bath first floor corner unit comes fully furnished, so you can start relaxing right away! You will enjoy the open floor plan that takes in the serenity of the water view. Your covered entrance takes you to your large foyer with 20’ tile flooring that leads to your spacious family room with views to your screened lanai. Your kitchen was remodeled just 6 years ago with stainless steel appliances and Kraftmaid solid wood soft closed cabinetry. Your primary bedroom enjoys a large walk in closet and its own slider to the lanai. The en suite bathroom has a dual vanity, new toilet and tile enclosed walk in shower. The TWO extra bedrooms have large windows with natural light, ceiling fans and built in closets. They share the hall bathroom with new toilet and walk in shower. All this in the beautiful gated community just 2 miles to Anna Maria Island, with large clubhouse, updated tennis and pickleball courts, kayak storage and a variety of events. Come enjoy the Florida sun in the sanctuary of Perico Bay Club!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,216

Sqft

1989

Year built

One

Levels

$284

Per sqft

WaterfrontWater viewFurnishedPets allowed

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Disposal · Dryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionWood Frame
FoundationSlab
ViewWater
FacesNorthwest
ExteriorSliding Doors

Community & fees

Taxes (2025)$6,413/yr
PetsYes
CommunityBuyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · No Truck/RV/Motorcycle Parking · Pool · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesElectricity Connected
WaterSee Remarks

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,878 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property tax — 2025 actual bill$534
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,075Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,075
Interest rate6.00%
Loan term

Estimated payment

$2,878/mo

Principal & interest$2,031
FHA mortgage insurance (est.)$153
Property taxes (actual bill)$534
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $345K
$279KedgeAI estimate $381,534 · range $290K$609K$634K

vs edgeAI estimate

−9.6%

$/sqft vs PERICO BAY CLUB

$284 vs $313

Days on market

241 vs 53 typical

Where $284/sqft sits among the 11 homes for sale in PERICO BAY CLUB

3
1 · this home
2
3
1
1
$252–278$278–303$303–329$329–354$354–380$380+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Perico

Map of 983 SANDPIPER CIRCLE inside its neighborhood boundary

Drive times from this address

Downtown Tampa63 min
Tampa Int’l Airport (TPA)66 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

Perico — neighborhood snapshot

Population

1,539

Median age

70

Median income

$86,042

Median home value

$527,300

Avg household

2

Households w/ children

43%

For the school run

Manatee County School District

ElementaryIda M. Stewart Elementary School★★★★★
MiddleMartha B. King Middle School★★★★★
HighManatee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

1 of 11

PERICO BAY CLUB have cut their price

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 31% above the BRADENTON 34209 median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $345,000 $35K
Nov 26, 2025Listed at $379,900 · 241 days on market since
1989Built · PERICO BAY CLUB

Reality check

What actually sold near 983 SANDPIPER CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

829 AUDUBON DRIVE UNIT 829Sold · Jun ’26

$310,000

829 AUDUBON DRIVE UNIT 829 · same community

2 bd · 2 ba · 1,185 sqft · $262/sqft · 382 DOM

1288 SPOONBILL LANDINGS CIRCLESold · Jun ’26

$320,000

1288 SPOONBILL LANDINGS CIRCLE · same community

2 bd · 2 ba · 1,272 sqft · $252/sqft · 40 DOM

1316 PERICO POINT CIRCLESold · Jan ’26

$260,000

1316 PERICO POINT CIRCLE · same community

2 bd · 2 ba · 1,158 sqft · $225/sqft · 161 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 983 SANDPIPER CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 983 SANDPIPER CIRCLE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

983 SANDPIPER CIRCLE FAQs

What would the monthly payment be for 983 SANDPIPER CIRCLE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,878/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 983 SANDPIPER CIRCLE?+

The most recent tax bill on record (2025) was $6,413. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 983 SANDPIPER CIRCLE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $345,000, this home is listed about 13% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

Which schools are assigned to 983 SANDPIPER CIRCLE?+

Ida M. Stewart Elementary School (elementary), Martha B. King Middle School (middle), Manatee High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$345,000 runs 31% above the BRADENTON 34209 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

241 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Ida M. Stewart Elementary School, Martha B. King Middle School, Manatee High School — Ida M. Stewart Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $379,900, now $345,000 — a $35K cut. The full history is in the market section below.

Listing courtesy of ISLAND REAL ESTATE-ANNA MARIA · Erin Leathem. MLS #A4673421.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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