David Ramirez
$11,975,0005 bd6.5 ba6,079 sqft$1,970 /sqft$73,489 /mo all-in ↓

1290 HIDDEN HARBOR WAY, SARASOTA, FL, 34242

Active242 days on marketListed Dec 3, 2025MLS #A4673273

New constructionWaterfrontPrivate poolSingle Family ResidenceHIDDEN HARBOR ADD

About this home

1290 HIDDEN HARBOR WAY

Under Construction. Introducing one of Hidden Harbor’s most significant new offerings—a waterfront estate meticulously crafted by Dynan Construction Co. one of Sarasota’s most respected and sought-after luxury builders. Known for their uncompromising standards, Fortified Gold engineering, and elite coastal construction methods, Dynan Construction Co. has earned a prestigious reputation across Florida for delivering residences that marry innovative design with enduring structural integrity. This home represents a rare level of elevated coastal living, where artistry and engineering come together in flawless harmony. This bay front property’s unique footprint extends across to a deep saltwater canal, allowing unobstructed panoramic Bay views while still providing protected harbor docking—an extraordinary combination rarely found in Sarasota. Just beyond the resort-level pool and terraces, a stretch of private white-sand shoreline delivers a true barefoot-beach experience, steps from your outdoor living spaces. Designed for both grand entertaining and effortless everyday living, the home features a full outdoor kitchen, covered dining pavilion, outdoor shower, and an expansive poolscape that blends seamlessly with the surrounding water and sky. Inside, every surface, finish, and detail has been curated to reflect a standard of luxury that defines Sarasota’s elite design culture—custom millwork, designer lighting, elevated stone selections, and a palette inspired by refined coastal sophistication. The estate plan offers 5 bedrooms, a dedicated office, gym with built in Sauna, plus additional wellness/lifestyle spaces, and thoughtful livability throughout. The primary suite is conveniently located on the main level, offering privacy, water views, and immediate access to the outdoor living areas. Two laundry rooms, an elevator, and multiple flexible-use rooms create convenience for multigenerational living, extended guests, or long-term functionality. Car enthusiasts and coastal adventurers will appreciate the 4-car garage plus a golf cart/motorcycle garage, providing exceptional storage and flexibility. Located just minutes from Siesta Key, this home not only offers immediate access to world-renowned beaches but beyond the waterfront lifestyle, the estate is a short drive to Sarasota’s vibrant cultural scene—from performances at the Van Wezel and Sarasota Opera House to exhibitions at The Ringling Museum. A rare convergence of architectural pedigree, luxury construction, and irreplaceable waterfront setting—this Hidden Harbor estate stands as a defining example of elevated coastal living on Florida’s Gulf Coast.

Facts & features

The home at a glance

5

Bedrooms

6.5

Bathrooms

6,079

Sqft

0.67 ac

Lot size

5

Garage

2026

Year built

Two

Levels

$1,970

Per sqft

Private poolWaterfrontFireplaceWater viewPets allowed

Inside

FlooringEngineered Hardwood · Marble · Tile
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Tankless Water Heater · Wine Refrigerator
InteriorBuilt-in Features · Cathedral Ceiling(s) · Ceiling Fan(s) · Coffered Ceiling(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Smart Home · Solid Wood Cabinets · Stone Counters · Thermostat · Tray Ceiling(s) · Vaulted Ceiling(s) · Walk-In Closet(s) · Wet Bar
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Concrete · Stucco
FoundationSlab · Stem Wall
ViewWater
FacesWest
ParkingDriveway · Garage Door Opener · Golf Cart Garage · Golf Cart Parking · Ground Level · Oversized · Split Garage · Tandem
ExteriorBalcony · Irrigation System · Lighting · Outdoor Kitchen · Outdoor Shower

Community & fees

HOA fee$247/mo
Taxes (2024)$47,703/yr
PetsYes
CommunityBay/Harbor Front · Water Access · Waterfront

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Propane · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$73,489 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$64,617
PMI (est., until 20% equity)$4,491
Property tax — 2024 actual bill$3,975
HOA fee — from the listing$247
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $1,197,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $1,197,500
Interest rate6.00%
Loan term

Estimated payment

$73,489/mo

Principal & interest$64,617
PMI (est., until 20% equity)$4,491
Property taxes (actual bill)$3,975
HOA / condo fee$247
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Sarasota actives

$1,970 vs $343

Days on market

242 vs 58 typical

Where $1,970/sqft sits among the 400 Sarasota actives

250
60
44
24
11
11 · this home
$158–460$460–762$762–1064$1064–1366$1366–1668$1668+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hidden Harbor

Map of 1290 HIDDEN HARBOR WAY inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Hidden Harbor — neighborhood snapshot

Population

193

Median age

64

Median income

$178,493

Median home value

$910,200

Avg household

2

Households w/ children

4%

For the school run

Sarasota County School District

ElementaryPhillippi Shores Elementary School★★★★★
MiddleBrookside Middle School★★★★★
HighSarasota High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2341% above the SARASOTA 34242 median. See the full Sarasota market guide →

Paper trail

This home's history

Dec 3, 2025Listed at $11,975,000 · 242 days on market since
2026Built · HIDDEN HARBOR ADD

Reality check

What actually sold near 1290 HIDDEN HARBOR WAY

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

512 TREASURE BOAT WAYSold · Oct ’25

$2,650,000

512 TREASURE BOAT WAY

4 bd · 4.5 ba · 5,078 sqft · $522/sqft · 81 DOM

1240 SOLITUDE LANESold · Jul ’26

$2,850,000

1240 SOLITUDE LANE

6 bd · 4.5 ba · 4,700 sqft · $606/sqft · 323 DOM

329 BEACH ROAD UNIT BSold · May ’26

$3,600,000

329 BEACH ROAD UNIT B

5 bd · 6 ba · 4,563 sqft · $789/sqft · 58 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1290 HIDDEN HARBOR WAY — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1290 HIDDEN HARBOR WAY — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

1290 HIDDEN HARBOR WAY FAQs

What would the monthly payment be for 1290 HIDDEN HARBOR WAY?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $73,489/mo — principal and interest, the actual property-tax bill, the $247/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1290 HIDDEN HARBOR WAY?+

The association fee works out to $247 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1290 HIDDEN HARBOR WAY?+

The most recent tax bill on record (2024) was $47,703. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1290 HIDDEN HARBOR WAY?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $11,975,000, this home is listed about 2001% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1290 HIDDEN HARBOR WAY?+

Phillippi Shores Elementary School (elementary), Brookside Middle School (middle), Sarasota High School (high) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$11,975,000 runs 2341% above the SARASOTA 34242 median — but at 6,079 sqft it's also nearly 4 times the size of the typical Sarasota listing.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

242 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Phillippi Shores Elementary School, Brookside Middle School, Sarasota High School — Phillippi Shores Elementary School rates 5 of 5. Always verify assignments with the district.

Listing courtesy of COASTAL RESERVE · Cassandra Miller. MLS #A4673273.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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