David Ramirez
$174,900$209,0002 bd2 ba1,336 sqft$131 /sqft$2,127 /mo all-in ↓

4640 RED MAPLE ROAD UNIT 1208, BRADENTON, FL, 34210

Active243 days on marketListed Nov 22, 2025MLS #A4672998

Priced 56% below the Bradenton medianReduced $34KCondominiumTIMBER CREEK ONE

About this home

4640 RED MAPLE ROAD UNIT 1208

Turnkey 2BR Golf Course Condo in Timber Creek | 55+ Community | West Bradenton Near Anna Maria Island. Discover the best of West Bradenton real estate in Timber Creek, a peaceful and highly sought-after 55+ golf course community featuring a scenic Par 3 course. Ideally located just minutes from the world-famous beaches of Anna Maria Island, plus top-rated dining, shopping, entertainment, and leading medical facilities. This TURNKEY furnished 2-bedroom condo is move-in ready—just bring your suitcase and start enjoying the Florida lifestyle. Located on the second floor, this light and bright unit features an open-concept layout with a spacious 14’ x 30’ living and dining area, vaulted ceilings, and sliding glass doors leading to an expansive 12’ x 21’ Florida room. A dramatic 20-foot wall of glass sliders showcases breathtaking golf course views overlooking the second fairway and stunning west-facing Florida sunsets—a standout feature that guests and owners alike rave about. The primary suite (11’ x 18’) offers private access to the Florida room along with a large walk-in closet. A desirable split-bedroom floor plan places the second bedroom on the opposite side, perfect for guests, a home office, or added privacy. Enjoy serene surroundings with lush landscaping and golf course views from this elevated vantage point—ideal for seasonal or full-time living. Timber Creek amenities include: an available Par 3 golf course, Clubhouse with kitchen & meeting space, Fitness center, Pro shop, Heated community pool and spa, Tennis courts and Pickleball courts. This location offers quick access to Gulf Coast beaches, boating, shopping, and healthcare, making it one of the best values in Bradenton 55+ condos for sale. If you're searching for a move-in ready condo in West Bradenton near the beach, with golf, amenities, and sunset views—this is it. Affordable Florida living doesn’t get better than this!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,336

Sqft

0 ac

Lot size

1979

Year built

One

Levels

$131

Per sqft

55+ community

Inside

FlooringLaminate
AppliancesDishwasher · Dryer · Electric Water Heater · Microwave · Range · Washer
InteriorCeiling Fan(s) · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Solid Surface Counters · Thermostat · Vaulted Ceiling(s) · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral

Outside & construction

RoofBuilt-Up · Shingle
ConstructionBlock · Stucco · Wood Siding
FoundationBlock · Slab
FacesEast
ExteriorIrrigation System · Outdoor Grill · Tennis Court(s)

Community & fees

HOA fee$696/mo
Taxes (2024)$1,972/yr
PetsDogs OK
CommunityAssociation Recreation - Owned · Buyer Approval Required · Clubhouse · Deed Restrictions · Fitness Center · Golf · Pool · Tennis Court(s)

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Public · Sewer Connected · Sprinkler Well · Street Lights · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,127 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property tax — 2024 actual bill$164
Condo fee — from the listing$696
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $6,122Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $6,122
Interest rate6.00%
Loan term

Estimated payment

$2,127/mo

Principal & interest$1,030
FHA mortgage insurance (est.)$77
Property taxes (actual bill)$164
HOA / condo fee$696
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $175K
$168KedgeAI estimate $209,843 · range $199K$222K$231K

vs edgeAI estimate

−16.7%

Days on market

243 vs 53 typical

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Bradenton

Map of 4640 RED MAPLE ROAD UNIT 1208

Drive times from this address

Downtown Tampa59 min
Tampa Int’l Airport (TPA)62 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Bradenton. See the full Bradenton guide →

The numbers that matter

The Bradenton market

Seller’s marketBalanced5.4 months of inventoryBuyer’s market

$410K$424K

Bradenton median sold, yr/yr

95.7%

Sale-to-list ratio (12 mo)

Median sold price, Bradenton, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 56% below the Bradenton median. See the full Bradenton market guide →

Paper trail

This home's history

CurrentPrice reduced to $174,900 $34K
Nov 22, 2025Listed at $209,000 · 243 days on market since
1979Built · TIMBER CREEK ONE

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 4640 RED MAPLE ROAD UNIT 1208 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4640 RED MAPLE ROAD UNIT 1208 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

4640 RED MAPLE ROAD UNIT 1208 FAQs

What would the monthly payment be for 4640 RED MAPLE ROAD UNIT 1208?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,127/mo — principal and interest, the actual property-tax bill, the $696/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4640 RED MAPLE ROAD UNIT 1208?+

The association fee works out to $696 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4640 RED MAPLE ROAD UNIT 1208?+

The most recent tax bill on record (2024) was $1,972. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4640 RED MAPLE ROAD UNIT 1208?+

The listing reports pets: Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Bradenton?+

At $174,900, this home is listed about 56% below the Bradenton median of $395,740. The market section on this page shows how the area is trending.

The brief

Four things that matter here

01Under the Bradenton market on paper

$174,900 is 56% below the Bradenton median of $395,740, and at $131/sqft it sits under the Bradenton average of $264.

02Know the monthly fee

The association fee is $696/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Time on market is leverage

243 days on market against a Bradenton median of 53 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $209,000, now $174,900 — a $34K cut. The full history is in the market section below.

Listing courtesy of WAGNER REALTY · Ed Taaffe. MLS #A4672998.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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