David Ramirez

641 BROADWAY STREET, LONGBOAT KEY, FL, 34228

Active243 days on marketListed Nov 23, 2025MLS #A4672996

Priced 8% below the LONGBOAT KEY 34228 medianLONGBEACH ON LONGBOAT KEY

About this home

641 BROADWAY STREET

Discover the irresistible charm of historic Longbeach Village and seize a rare opportunity to build your dream island home on Longboat Key. Welcome to the lowest priced vacant single-family parcel available in the Village, an exceptional chance to design a custom residence just off the coast of Sarasota. This desired corner lot in the heart of the village offers flexible design possibilities, including optional rear alley access in addition to two street frontages, giving you potential entry on up to three sides of the property. Positioned within this golf-cart-friendly community, the homesite provides effortless access to everything that makes Longbeach Village so beloved. Enjoy the dazzling white sands and shimmering turquoise waters of the Gulf of Mexico just moments from your door, along with the serene beauty of Sarasota Bay at opposite end of Broadway, both only about a block away. Here, sunrise and sunset become part of your daily routine. Residents of the village enjoy numerous waterfront conveniences, including multiple neighborhood kayak launch points, two fishing piers, a community boat ramp and a variety of dining, shopping and fitness options within minutes of home. With no mandatory HOA, you can store your boat, golf cart, or other island toys beneath a beautiful new elevated home and fully embrace the relaxed coastal lifestyle. This exceptional piece of island real estate invites you to bring your vision to life. Start planning your dream home or private vacation retreat today and experience the unmatched charm of Longbeach Village for yourself.

Facts & features

The home at a glance

0.14 ac

Lot size

Garden viewPets allowed

Inside

Outside & construction

ViewGarden
FacesSouth

Community & fees

Taxes (2023)$4,562/yr
PetsYes
CommunityBay/Harbor Front · Dock · Fishing · Intracoastal Waterway · Public Boat Ramp · Water Access · Waterfront · Beach Area · Golf Carts OK · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · BB/HS Internet Capable · Cable Available · Electricity Available · Phone Available · Sewer Available · Street Lights · Underground Utilities · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,974 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property tax — 2023 actual bill$380
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $59,500Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $59,500
Interest rate6.00%
Loan term

Estimated payment

$3,974/mo

Principal & interest$3,211
PMI (est., until 20% equity)$223
Property taxes (actual bill)$380
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Where it sits

Inside Long Beach

Map of 641 BROADWAY STREET inside its neighborhood boundary

Drive times from this address

Downtown Tampa73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Longboat Key. See the full Longboat Key guide →

Long Beach — neighborhood snapshot

Population

510

Median age

68

Median income

$137,083

Median home value

$892,600

Avg household

2

Households w/ children

3%

For the school run

Manatee County School District

ElementaryAnna Maria Elementary School★★★★
MiddleMartha B. King Middle School★★★★★
HighBayshore High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% below the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

Nov 23, 2025Listed at $595,000 · 243 days on market since

Reality check

What actually sold near 641 BROADWAY STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

640 FOX STREETSold · Oct ’25

$535,000

640 FOX STREET · same community

2 bd · 2 ba · 1,248 sqft · $429/sqft · 168 DOM

6801 LONGBOAT DRIVE SSold · Apr ’26

$1,072,500

6801 LONGBOAT DRIVE S · same community

2 bd · 2 ba · 1,328 sqft · $808/sqft · 3 DOM

730 FOX STREETSold · Nov ’25

$684,500

730 FOX STREET · same community

3 bd · 3 ba · 1,350 sqft · $507/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 641 BROADWAY STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 641 BROADWAY STREET — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

641 BROADWAY STREET FAQs

What would the monthly payment be for 641 BROADWAY STREET?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $3,974/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 641 BROADWAY STREET?+

The most recent tax bill on record (2023) was $4,562. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 641 BROADWAY STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $595,000, this home is listed about 38% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 641 BROADWAY STREET?+

Anna Maria Elementary School (elementary), Martha B. King Middle School (middle), Bayshore High School (high) — Manatee County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Under the LONGBOAT KEY 34228 market on paper

$595,000 is 8% below the LONGBOAT KEY 34228 median of $649,900.

02Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

03Time on market is leverage

243 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Anna Maria Elementary School, Martha B. King Middle School, Bayshore High School — Anna Maria Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of PREMIER SOTHEBY'S INTERNATIONAL REALTY · Cindy Fischer. MLS #A4672996.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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