David Ramirez
$700,000$840,0003 bd3 ba1,387 sqft$505 /sqft$4,924 /mo all-in ↓

624 SAINT JUDES DRIVE, LONGBOAT KEY, FL, 34228

Active253 days on marketListed Nov 20, 2025MLS #A4672840

Reduced $140KFully furnishedSingle Family ResidenceLONGBOAT KEY

Come see it

Upcoming open house

Sun, Aug 2

11:00 AM – 3:00 PM

About this home

624 SAINT JUDES DRIVE

Due to a change with the buyer, this stunning property is back on the market and available for immediate showing. Everything is prepped, cleaned, and ready for a new owner. If you or your client missed this the first time, now is the perfect time to take a second look. Let’s get you in for a private tour before it’s gone again! On site you will discover this stunning, fully renovated Cali-Modern residence, where coastal design meets the tranquil elegance of Longboat Key. Sophisticated and move-in ready, this home offers an effortless lifestyle on the highly sought-after North End of the island. From the moment you step inside, you are greeted by clean, modern lines, vaulted ceilings, and beautiful stone tile floors, all bathed in gorgeous natural light. The home has been lovingly and extensively renovated, featuring a sparkling upgraded kitchen and bathrooms, new appliances, and premium finishes in every corner. Step outside to your private, fully fenced backyard oasis—the perfect spot for sunset cocktails and spacious enough to accommodate a future pool. The location is truly unbeatable. You are steps from both Gulf and Bay access and within walking distance of island favorites like Harry's Deli, The Continental Kitchen, Euphemia Haye, and Cedars East Tennis & Fitness Resort. With excellent rental potential projected at $13,000 per month in season, this property is a powerful income generator. The best-kept secret? A private back gate leads you directly into the 32 acres of Joan Durante Park, a natural gem filled with walking trails, fishing piers, and kayak launches. With a standing seam metal roof, Hardi board siding, newer double-pane windows, and offered fully furnished, this charmer is truly turnkey. Don't wait—come experience the magic of island life for yourself!

Facts & features

The home at a glance

3

Bedrooms

3

Bathrooms

1,387

Sqft

0.15 ac

Lot size

1957

Year built

One

Levels

$505

Per sqft

Garden viewFurnishedPets allowed

Inside

FlooringCeramic Tile
AppliancesBar Fridge · Dishwasher · Dryer · Microwave · Range · Range Hood · Refrigerator · Washer · Wine Refrigerator
InteriorCeiling Fan(s) · High Ceilings · Kitchen/Family Room Combo · Open Floorplan · Stone Counters · Thermostat · Vaulted Ceiling(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionCement Siding · Other · Wood Frame
FoundationSlab
ViewGarden
FacesNorth
ExteriorFrench Doors · Irrigation System · Lighting

Community & fees

Taxes (2025)$8,692/yr
PetsYes
CommunityFishing · Water Access · Park · Playground · Restaurant · Sidewalks

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Fiber Optics · Public · Sewer Connected · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,924 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property tax — 2025 actual bill$724
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $70,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $70,000
Interest rate6.00%
Loan term

Estimated payment

$4,924/mo

Principal & interest$3,777
PMI (est., until 20% equity)$263
Property taxes (actual bill)$724
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs LONGBOAT KEY

$505 vs $780

Days on market

253 vs 95 typical

Where $505/sqft sits among the 10 homes for sale in LONGBOAT KEY

7 · this home
0
1
1
0
1
$372–842$842–1312$1312–1783$1783–2253$2253–2723$2723+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Longboat Key

Map of 624 SAINT JUDES DRIVE

Get to know Longboat Key. See the full Longboat Key guide →

LONGBOAT KEY 34228 — neighborhood snapshot

Population

7,512

Median age

71.5

Median income

$143,365

Median home value

$959,200

Avg household

1.8

Households w/ children

51%

For the school run

Sarasota County School District

HighBooker High School★★★★★
ElementarySouthside Elementary School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Longboat Key market

Seller’s marketLeans buyer8.2 months of inventoryBuyer’s market

$820K$893K

Longboat Key median sold, yr/yr

92.8%

Sale-to-list ratio (12 mo)

5 of 10

LONGBOAT KEY have cut their price

Median sold price, Longboat Key, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the LONGBOAT KEY 34228 median. See the full Longboat Key market guide →

Paper trail

This home's history

CurrentPrice reduced to $700,000 $140K
Nov 20, 2025Listed at $840,000 · 253 days on market since
1957Built · LONGBOAT KEY

Reality check

What actually sold near 624 SAINT JUDES DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

618 JUNGLE QUEEN WAYSold · Sep ’25

$650,100

618 JUNGLE QUEEN WAY · same community

3 bd · 2 ba · 1,351 sqft · $481/sqft · 186 DOM

755 SAINT JUDES DRIVE NSold · Feb ’26

$575,000

755 SAINT JUDES DRIVE N · same community

2 bd · 1.5 ba · 1,294 sqft · $444/sqft · 141 DOM

791 SAINT JUDES DR NSold · Oct ’25

$1,215,000

791 SAINT JUDES DR N · same community

3 bd · 3 ba · 1,508 sqft · $806/sqft · 128 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 624 SAINT JUDES DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 624 SAINT JUDES DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

624 SAINT JUDES DRIVE FAQs

What would the monthly payment be for 624 SAINT JUDES DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,924/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 624 SAINT JUDES DRIVE?+

The most recent tax bill on record (2025) was $8,692. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 624 SAINT JUDES DRIVE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Longboat Key?+

At $700,000, this home is listed about 27% below the Longboat Key median of $960,000. The market section on this page shows how the area is trending.

Which schools are assigned to 624 SAINT JUDES DRIVE?+

Booker High School (high), Southside Elementary School (elementary), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Garden views

The garden view is part of what you're buying — views hold value independently of the structure.

02Time on market is leverage

253 days on market against a Longboat Key median of 95 — sellers in this position are usually ready to negotiate.

03Strong assigned schools

Booker High School, Southside Elementary School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

04The price has already moved

Listed at $840,000, now $700,000 — a $140K cut. The full history is in the market section below.

Listing courtesy of CENTURY 21 BEGGINS ENTERPRISES · Jesse Griffin. MLS #A4672840.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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