SE 135 LANE, UMATILLA, FL, 32784
Active251 days on marketListed Nov 14, 2025MLS #A4672206
About this home
SE 135 LANE
.19, 8250 square foot lot. R4 Zoned - Allows Single Family Homes, Modular Homes, Mobile Homes and Container Homes! Flat Building Area. Owner Financing! BUY TODAY for $7900 with Owner Financing or $7,000 CASH!! PLEASE NOTE: REGARDING OWNER FINANCING, PLEASE DO NOT CONTACT ME ASKING WHAT WE WOULD ACCEPT FOR FINANCING. MESSAGE ME WITH WHAT YOU WOULD BE WILLING TO PAY DOWN AND PER MONTH AND WE CAN DISCUSS!!! THANK YOU! Property Details: Status: AVAILABLE State: Florida County: Marion APN (Assessor’s Parcel Number): 5020-008-047 Size: 8250 square feet (.19 acre) Address: SE 14st Lane, Umatilla, FL 32784 GPS Coordinates: 29.015973142652083, -81.82082955278497 Terrain: Flat. Trees. Road Access: Gravel. Electricity: On the street. Water: Needs well. Sewer: Needs septic. Zoning: R4 - Single Family Homes, Modular Homes, Mobile Homes and Container Homes HOA: None. Taxes: $73/year Please note: The above information is provided based on discussions with the Marion County and/or City of Umatilla Planning, Zoning, Health, Public Works and/or Building departments. There are no guarantees given and all buyers should check with the appropriate departments with any questions
Facts & features
The home at a glance
0.19 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$217 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$217/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Umatilla
Get to know Umatilla. See the full Umatilla guide →
UMATILLA 32784 — neighborhood snapshot
Population
9,859
Median age
45.2
Median income
$69,633
Median home value
$237,300
Avg household
2.47
Households w/ children
1,175
For the school run
Lake County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Umatilla market
$332K → $323K
Umatilla median sold, yr/yr
96.7%
Sale-to-list ratio (12 mo)
Median sold price, Umatilla, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 97% below the UMATILLA 32784 median. See the full Umatilla market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
David Ramirez
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about SE 135 LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for SE 135 LANE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to David's phone and CRM.
Straight answers
SE 135 LANE FAQs
What would the monthly payment be for SE 135 LANE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $217/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on SE 135 LANE?+
The most recent tax bill on record (2024) was $83. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Umatilla?+
At $7,900, this home is listed about 98% below the Umatilla median of $340,000. The market section on this page shows how the area is trending.
Which schools are assigned to SE 135 LANE?+
Umatilla Middle School (middle), Umatilla High School (high), Umatilla Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.
Listing courtesy of CLEAR VISION REALTY · Jonathan Haveles. MLS #A4672206.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Umatilla homes, in your inbox
Like SE 135 LANE but not quite? A daily digest of every new listing in Umatilla — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask David to ping you on any price or status change →