David Ramirez
$1,299,000$1,350,0003 bd2 ba1,705 sqft$762 /sqft$9,009 /mo all-in ↓

400 GOLDEN GATE POINT UNIT 11, SARASOTA, FL, 34236

Active268 days on marketListed Nov 8, 2025MLS #A4671447

Reduced $51KWaterfrontFully furnishedCondominiumHARBOR HOUSE SOUTH

About this home

400 GOLDEN GATE POINT UNIT 11

- Rare and Exceptional Ground Level Bayfront Condo - Spectacular Views from Main Living Area, Kitchen and ALL Three Bedrooms - Interior Fully Refreshed - Private Bayfront and Rear Patio Areas with Outdoor Shower - Most Sought After Location in the Golden Gate Area - Walking Distance to Several Top Eateries and Marinas - Private Ownership No Rentals Allowed - Low Maintenance Fees - Fully Funded Reserves - Pets Allowed - Private Parking at Your Back Door - Newer AC and Water Heaters

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,705

Sqft

0.46 ac

Lot size

1965

Year built

One

Levels

$762

Per sqft

WaterfrontWater viewFurnished

Inside

FlooringPorcelain Tile
AppliancesDishwasher · Disposal · Dryer · Electric Water Heater · Range · Washer
InteriorCeiling Fan(s) · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Stone Counters · Thermostat · Window Treatments
LaundryInside
CoolingCentral Air
HeatingCentral
FurnishedFurnished

Outside & construction

RoofConcrete · Metal · Tile
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesNorth
ParkingCovered
ExteriorAwning(s) · Balcony · Outdoor Shower · Sliding Doors

Community & fees

Taxes (2025)$16,228/yr
PetsDogs OK, Size Limit
CommunityBay/Harbor Front · Intracoastal Waterway · Waterfront · Community Mailbox

Utilities & systems

UtilitiesCable Connected · Electricity Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$9,009 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property tax — 2025 actual bill$1,352
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $129,900Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $129,900
Interest rate6.00%
Loan term

Estimated payment

$9,009/mo

Principal & interest$7,009
PMI (est., until 20% equity)$487
Property taxes (actual bill)$1,352
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $1.3M
$979KedgeAI estimate $1,283,426 · range $1.0M$1.7M$1.8M

vs edgeAI estimate

+1.2%

$/sqft vs Sarasota actives

$762 vs $343

Days on market

268 vs 58 typical

Where $762/sqft sits among the 400 Sarasota actives

220
61
37 · this home
33
19
30
$158–377$377–597$597–816$816–1035$1035–1254$1254+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Golden Gate Point

Map of 400 GOLDEN GATE POINT UNIT 11 inside its neighborhood boundary

Drive times from this address

Downtown Tampa67 min
Tampa Int’l Airport (TPA)73 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Sarasota. See the full Sarasota guide →

Golden Gate Point — neighborhood snapshot

Population

338

Median age

70

Median income

$57,348

Median home value

$836,400

Avg household

1

For the school run

Sarasota County School District

ElementarySouthside Elementary School★★★★★
HighBooker High School★★★★★
MiddleBooker Middle School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Sarasota market

Seller’s marketBalanced6.0 months of inventoryBuyer’s market

$470K$470K

Sarasota median sold, yr/yr

95.1%

Sale-to-list ratio (12 mo)

152 of 400

Sarasota actives have cut their price

Median sold price, Sarasota, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 54% above the SARASOTA 34236 median. See the full Sarasota market guide →

Paper trail

This home's history

CurrentPrice reduced to $1,299,000 $51K
Nov 8, 2025Listed at $1,350,000 · 268 days on market since
1965Built · HARBOR HOUSE SOUTH

Reality check

What actually sold near 400 GOLDEN GATE POINT UNIT 11

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

400 GOLDEN GATE POINT UNIT 51 & 52Sold · Mar ’26

$1,925,000

400 GOLDEN GATE POINT UNIT 51 & 52 · same community

3 bd · 3.5 ba · 2,979 sqft · $646/sqft · 325 DOM

1920 WISTERIA STREETSold · Jun ’26

$1,350,000

1920 WISTERIA STREET

3 bd · 3 ba · 1,736 sqft · $778/sqft · 34 DOM

338 BIRD KEY DRIVESold · Dec ’25

$1,150,000

338 BIRD KEY DRIVE

3 bd · 2 ba · 1,660 sqft · $693/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

David Ramirez

Your agent

David Ramirez

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 400 GOLDEN GATE POINT UNIT 11 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 400 GOLDEN GATE POINT UNIT 11 — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to David's phone and CRM.

Goes straight to David’s phone and CRM.

Straight answers

400 GOLDEN GATE POINT UNIT 11 FAQs

What would the monthly payment be for 400 GOLDEN GATE POINT UNIT 11?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,009/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 400 GOLDEN GATE POINT UNIT 11?+

The most recent tax bill on record (2025) was $16,228. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 400 GOLDEN GATE POINT UNIT 11?+

The listing reports pets: Dogs OK, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Sarasota?+

At $1,299,000, this home is listed about 128% above the Sarasota median of $570,000. The market section on this page shows how the area is trending.

Which schools are assigned to 400 GOLDEN GATE POINT UNIT 11?+

Southside Elementary School (elementary), Booker High School (high), Booker Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Five things that matter here

01Positioned at the premium end

$1,299,000 runs 54% above the SARASOTA 34236 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Time on market is leverage

268 days on market against a Sarasota median of 58 — sellers in this position are usually ready to negotiate.

04Strong assigned schools

Southside Elementary School, Booker High School, Booker Middle School — Southside Elementary School rates 5 of 5. Always verify assignments with the district.

05The price has already moved

Listed at $1,350,000, now $1,299,000 — a $51K cut. The full history is in the market section below.

Listing courtesy of WAGNER REALTY · Miguel Rosa. MLS #A4671447.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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